tzijlstra   11 #61 Posted June 27, 2019 Do it like the Dutch - everybody has public liability insurance that covers all forms of liability- it killed the horrendous claim culture instantly as insurers don’t like cannibalising each other. Share this post Link to post Share on other sites Share this content via...
Cyclone   10 #62 Posted June 27, 2019 13 hours ago, Pettytom said: How do you get to pay £550 per annum in VED.  My two cars combined cost me £50. Bigger engine than your two cars combined I guess. 12 hours ago, Pettytom said: So do I. At least, one of my cars is more interesting than a Zafira. The other one is quite dull😀  I just thought it odd that someone who bangs on about reducing congestion/ pollution/ road  damage would drive something which attracts massive VED.  But then again, VED is very complex, so perhaps there is a different explanation No, I drive something with a large engine and 8 cylinders. And I don't bang on about reducing pollution, except with regards to the fact that I cycle my commute and drive about 3k miles a year. I could have a more efficient car and drive 20k miles a year, that wouldn't reduce pollution though would it. And it would increase congestion and wear on the roads as well! Share this post Link to post Share on other sites Share this content via...
Lockjaw   11 #63 Posted June 27, 2019 (edited) 15 hours ago, Pettytom said: So do I. At least, one of my cars is more interesting than a Zafira. The other one is quite dull😀  I reckon the various seating/storage configurations are more interesting in my Zafira than either of your cars. Edited June 27, 2019 by Lockjaw Share this post Link to post Share on other sites Share this content via...
Pettytom   1 #64 Posted June 27, 2019 3 hours ago, Lockjaw said: I reckon the various seating/storage configurations are more interesting in my Zafira than either of your cars. 😀  You are probably correct. All that boring acceleration and cornering ability is nothing compared to  seats  that adjust to accommodate multiple melodeons . Share this post Link to post Share on other sites Share this content via...
Cyclone   10 #65 Posted June 27, 2019 Drifting off point anyway, which is that cycling is good for society and so we don't want to raise barriers (like requiring insurance), instead we want to encourage it, for example by providing free insurance for everyone. Share this post Link to post Share on other sites Share this content via...
stifflersmom   11 #66 Posted June 27, 2019 It is worth remembering that many home insurance policies cover you for 3rd party liability whilst doing activities, and cycling will be covered in this (as will being a pedestrian, or going about your day-to-day activities). There are specific exclusions for operating motor vehicles, but that is obviously covered under separate motor insurance. Share this post Link to post Share on other sites Share this content via...
Lockjaw   11 #67 Posted June 28, 2019 19 hours ago, Pettytom said: 😀  You are probably correct. All that boring acceleration and cornering ability is nothing compared to  seats  that adjust to accommodate multiple melodeons . Absolutely.  And don't forget the multiple positions available to the parcel shelf. Share this post Link to post Share on other sites Share this content via...
Guest   #68 Posted June 28, 2019 Had an email from British cycling today about the accident and members getting in touch https://www.britishcycling.org.uk/campaigning/article/20190625-Cycling-and-insurance--FAQs-0 Share this post Link to post Share on other sites Share this content via...
andysm   18 #69 Posted July 1, 2019 I don't think it should be compulsory, but any cyclist who doesn't have insurance could be just one accident away from becoming bankrupt. Share this post Link to post Share on other sites Share this content via...
Cyclone   10 #70 Posted July 1, 2019 1 hour ago, andysm said: I don't think it should be compulsory, but any cyclist who doesn't have insurance could be just one accident away from becoming bankrupt. The same is true of any pedestrian, or anyone at any time really. Share this post Link to post Share on other sites Share this content via...
tradrockgirl   10 #71 Posted July 19, 2019 Quote Bash Street: "One accident a few weeks ago".   Here are vehicle related incidents from BBC Live - Yorkshire for the last 24 hours:  1. A caravan blocked a railway line in York this morning after becoming detached from a car and rolling off the road at a level crossing 2. One lane blocked on A1( J44, A64 (York), because of a car on fire 3. Lane closed on M1 southbound from J35 toJ34 because of a break down 4. M1 entry slip road closed and one lane closed southbound at J46 because of an accident 5. Car hits and seriously injures motorcyclist A19 6. One lane closed and queues on M1 southbound from J33 to J32 , because of a break down 7. A lorry which was pursued through three counties and drove on the wrong side of the M1 left a "trail of destruction", police say 8. M1 West Yorkshire southbound - two lanes closed because of severe accident, from J39 9. M62 West Yorkshire westbound severe disruption, at J32, because of a break down. 10.M1 West Yorkshire northbound one lane closed from J41 - severe disruption because of a breakdown 11. Skipton - drunk driver crashes into post which impales the (luckily empty) passenger seat 12. M1 northbound two lanes closed at J37 - severe accident 13 M62 eastbound severe disruption from J25 because of a breakdown 14. M62 West yorkshire J27 to J26 closed - Severe accident  But a cyclist caused one accident a few weeks ago near Salisbury. And he hit an actual tank ffs.   Share this post Link to post Share on other sites Share this content via...
Bargepole23   337 #72 Posted July 19, 2019 2 hours ago, tradrockgirl said: Quote Bash Street: "One accident a few weeks ago".   Here are vehicle related incidents from BBC Live - Yorkshire for the last 24 hours:  1. A caravan blocked a railway line in York this morning after becoming detached from a car and rolling off the road at a level crossing 2. One lane blocked on A1( J44, A64 (York), because of a car on fire 3. Lane closed on M1 southbound from J35 toJ34 because of a break down 4. M1 entry slip road closed and one lane closed southbound at J46 because of an accident 5. Car hits and seriously injures motorcyclist A19 6. One lane closed and queues on M1 southbound from J33 to J32 , because of a break down 7. A lorry which was pursued through three counties and drove on the wrong side of the M1 left a "trail of destruction", police say 8. M1 West Yorkshire southbound - two lanes closed because of severe accident, from J39 9. M62 West Yorkshire westbound severe disruption, at J32, because of a break down. 10.M1 West Yorkshire northbound one lane closed from J41 - severe disruption because of a breakdown 11. Skipton - drunk driver crashes into post which impales the (luckily empty) passenger seat 12. M1 northbound two lanes closed at J37 - severe accident 13 M62 eastbound severe disruption from J25 because of a breakdown 14. M62 West yorkshire J27 to J26 closed - Severe accident  But a cyclist caused one accident a few weeks ago near Salisbury. And he hit an actual tank ffs.   Pretty clear who's the scourge of the roads from this list.  Someone I follow on twitter has stopped using the word "cycling" and now uses "scourging", which amused me Share this post Link to post Share on other sites Share this content via...