Loan Required: (other than Bank or Payday loan) Quickly

[molly44 10]

Don't you have to save a bit with them first?

 

yes but they also charge for debt management , i suppose everyone has to make a crust. but if your in a desperate situation what alternatives do you have?

[geared 319]

Obvious advert is obvious.

 

My screen is flooded with Wonga adverts now because of this thread.

[Berkley 10]

A lender might asked the question, If I wanted to lend him the money I would also ask the question.

 

But you dont so keep your neb out.

[drthorne1 10]

But you dont so keep your neb out.

 

hahaha.. Like I care what you think or say!

[onewheeldave 22]

Morning

 

I need a £1500.00 loan... I have bad credit from my past and cant get credit anywhere. I don't have family that can help me i'm not looking for people to comment saying I don't need a loan etc.

 

If you can help me or know of a private loan shark please can you private message me.

 

I'm looking for £1500.00 for 24 months.

 

The reason I am wanting this is to consolidate my debts so I have one monthly payment.

 

Thanks guys

 

Before going to a loan shark, I think you should access one of the free debt advice organisations, who are experts on handling debts. Make sure you use one of the free ones, as there are companies out there (scammers) who charge a fee.

 

Another reason to do this, is that there may be some of your debts that you don't have to pay (due to the company not having followed correct procedures, which, sometimes, means the 'debt' is invalid) and the free debt management advisors will be able to spot them.

 

Also, posting on here could be a good idea-

 

http://www.moneysavingexpert.com/

 

---------- Post added 31-01-2013 at 12:30 ----------

 

Here's a link to some debt advice-

 

http://www.moneysavingexpert.com/loans/debt-help-plan

[Berkley 10]

hahaha.. Like I care what you think or say!

 

You obviously do otherwise you wouldnt have replied.

[byeo 10]

Can we ask what the £1500.00 is for?

 

How about keep you're nose out.

[mort 10]

How about you all stop bickering?

[onewheeldave 22]

How about you all stop bickering?

 

3 people on this thread are bickering. I only mention it cos, usually, when you post on a thread it's a pre-cursor to it getting locked, which would be a shame, given that it's totally clear which individuals are actually responsible.

[Jay69 10]

for a loan shark to lend you 1500 quid over 24 months you will end up paying back around 5000 grand or more . you will be paying around £210 per month and the risk of broken legs if you miss a payment . so if your paying less than that per month i would stick to what your paying now ....

[ECCOnoob 1,050]

Morning

 

I need a £1500.00 loan... I have bad credit from my past and cant get credit anywhere. I don't have family that can help me i'm not looking for people to comment saying I don't need a loan etc.

 

If you can help me or know of a private loan shark please can you private message me.

 

I'm looking for £1500.00 for 24 months.

 

The reason I am wanting this is to consolidate my debts so I have one monthly payment.

 

Thanks guys

 

If you want to consolidate your debt then go to debt management. Taking out a loan to pay off loans is going to get you nowhere.

 

If you only have the option of high risk high interest lenders you are going to put yourself in a bigger hole. Firstly, there would be very few willing to lend you that much for so long. You might find your only option would be 30 day lenders which means you would be stuck paying 1500%+ interest on your balance every 30 days for 24 months!

 

Even if you did get a £1500 loan over that period with a more reasonable rate. You are still going to create more interest than actual payment because of your high credit risk.

 

That will mean in 24 months time you would end up with one payment but almost triple what you are paying now.

 

Dont even think about it.

 

Get some Debt Management. Whoever they are they will do a proper full assessment of all your income and expenditure and pay out the remainder to your creditors.

 

Ashley Park are a local one based in Rotherham I think Either that a quick search on google will bring up the alternatives.

 

That's the only way you will sort yourself out.

 

PS: When someone asks you what its for when you actually bring up the subject on a public forum, you will find it IS their business. they are trying to help you. Stop being so defensive. Believe me a loan company and/or debt management will ask you far more personal questions. You had better get used to it.

 

Now, take my advice. Find a debt management and talk to them now. Dont hesite. The quicker you can get them involved the better.

[drthorne1 10]

There really are some quite special people on here...

 

It appears that asking a legitimate question is deemed to be 'sticking my nose in' (I did not realise it was for debt consolidation).

 

Best of luck in getting your loan sorted out.