Chelle-82 Posted July 14, 2015 Share Posted July 14, 2015 (edited) Not necessarily true! Back in the days when I didn't have a brain!! an ex of mine got himself into a spot of bother before he moved in with me, the baliffs turned up one day saying he owed X amount and it needed to be paid by such a date.. When they came to collect (and he didn't have it!!) they wanted to take property! at which I told them all the property except the clothes on his back belonged to me (this was true) anyway I wouldn't let them enter my house and they didn't have a choice. They called the police and when they turned up and I explained to them they also told the baliffs they couldn't enter as it was my property which I owned and I wasn't the one owing the money. In the end he set up a payment plan with the courts for something ridiculous like £5 a week and paid it off.. exactly thats what i said, it works for a time and gives breathing space especially if a payment plan is offered. there are are some on here that are proper "know it alls" Absolutely! and quite a lot of 'don't know it alls' too ---------- Post added 14-07-2015 at 16:47 ---------- If we could get a loan from wonga or provident or such like I already would have. Even they turned us down. It sounds like you are out of options unfortunately Like I said earlier, let them in and take what they need to to cover the debt.. you can always save up and start again.. it's not the nicest situation to be in but you'll survive Edited July 14, 2015 by alternageek amended vb tags Link to comment Share on other sites More sharing options...
TJC1 Posted July 14, 2015 Share Posted July 14, 2015 Dumb advice Dumb poster to be fair Link to comment Share on other sites More sharing options...
alternageek Posted July 14, 2015 Share Posted July 14, 2015 Mod Note: Please preview your post before sending, to make sure that your VB tags are correctly wrapped around what you want to quote. Thank you. Link to comment Share on other sites More sharing options...
Mossway Posted July 14, 2015 Share Posted July 14, 2015 Well - someones got to address the facts here. Here goes ! I bet this 'fine' 'debt' or whatever is of a considerable age Wrighty has moved home twice since the 'fine' was incurred and has,apparently, done sweet FA about it. No mail forwarded to him from previous addresses, no enquiries from Wrighty to the organisation to whom he owes the money. It's now the eleventh hour and he's now worried having done buggah all for a long time and wants some advice. Should we as a Forum be advising him on how, yet again, to avoid his liability ? Sooner or later he will have to face his responsibilities. Don't live beyond your means, pay your debts, and I'm sure there are many like me who have no sympathy. Yes - harsh I know - but it's the only way some people learn. (Puts on tin hat and goes into cellar) Link to comment Share on other sites More sharing options...
wrinkly67 Posted July 14, 2015 Share Posted July 14, 2015 We have moved house twice since I received the fine so have not had any letters from them. Have explained this to the bailiff but apparently it has gone past the stage of being able to set up a repayment plan. hate to see anyone in a mess but from what you say (above) you actually received the fine and after that you moved house twice. If you've explained that properly then you knew about the fine and so moving house has nothing to do with you not having repaid it. you knew you owed the money. why, if you are both working, didn't you make some arrangement to repay it way back then? you say you have a poor credit rating - do you move house to avoid your debts? Link to comment Share on other sites More sharing options...
ANGELFIRE1 Posted July 14, 2015 Share Posted July 14, 2015 Well - someones got to address the facts here. Here goes ! I bet this 'fine' 'debt' or whatever is of a considerable age Wrighty has moved home twice since the 'fine' was incurred and has,apparently, done sweet FA about it. No mail forwarded to him from previous addresses, no enquiries from Wrighty to the organisation to whom he owes the money. It's now the eleventh hour and he's now worried having done buggah all for a long time and wants some advice. Should we as a Forum be advising him on how, yet again, to avoid his liability ? Sooner or later he will have to face his responsibilities. Don't live beyond your means, pay your debts, and I'm sure there are many like me who have no sympathy. Yes - harsh I know - but it's the only way some people learn. (Puts on tin hat and goes into cellar) Very harsh post indeed, but it's on the money (excuse pun). It's a fact of life if you owe brass some bugger will chase you until it's paid. Angel1. Link to comment Share on other sites More sharing options...
mafya Posted July 14, 2015 Share Posted July 14, 2015 Can't you take a logbook loan out on the car? Link to comment Share on other sites More sharing options...
illuminati9 Posted July 14, 2015 Share Posted July 14, 2015 ring the office and tell them you have full payment next week. if they refuse just empty everything worth money out of your council house let them look round and then ask them to come back next week. Link to comment Share on other sites More sharing options...
Silverjet Posted July 14, 2015 Share Posted July 14, 2015 Hi, please read the National Debtline factsheet on High Court Enforcement. It will tell you exactly what your rights are and what you need to do. https://www.nationaldebtline.org/EW/factsheets/Pages/31%20EW%20High%20Court%20enforcement/Default.aspx If the link doesn't work just search 'high court' on the website. Link to comment Share on other sites More sharing options...
Isabelle Posted July 14, 2015 Share Posted July 14, 2015 I believe they only take non essential items, if it's such a desperate time, you will have to do without luxuries like a television etc. You can always buy them back when times improve. Contact Stepchange Debt Charity, they are a great help to anyone in debt. Link to comment Share on other sites More sharing options...
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