Bank charges from JSA?

Hi,

hope I've posted this in the right place, please move if not.

section 187 of the Social Security Act 1992

...................

However, there is an Act of Parliament which over-rides this if you are in receipt of any of the following benefits.

• Income Support

• Tax Credits

• Child Benefit

• Job seekers allowance

• Incapacity benefit

• Disability living allowance

• Attendance Allowance

• CSA payments

• Other DWP payments.

These social security benefits are granted to stop hardship and are designed to meet basic day to day needs, and are exempt and are protected under the Social Security Administration Act 1992 sub section 187. from arrestment in terms of section 187 of the Social Security Administration Act 1992 (see Enforcement of Civil Obligations in Scotland, Scottish Executive report, at paragraph 5.245). Section 45 of the Tax Credits Act 2002 is an identical provision to the said section 187 of the 1992 Act.

This stipulates that the bank can not apply any charges to money received as benefit, and any such charges are unlawful and therefore disallowed.

Yes, the banks are breaking the law by taking any government benefits, telephone enterprize house in rotherham, specialists in debt advice and a fountin of knowledge on Banking Laws

I found this is a very useful website

http://www.consumeractiongroup.co.uk/forum/general-debt-issues/36790-bank-taking-your-benefits.html