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Speckled Hen

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Posts posted by Speckled Hen

  1. The heads of the larger EU economies have been preparing their 'Grexit' game for quite a while now.

     

    They have been dealing directly with the new Greek government ever since they came to power, and they will have seen the writing on the wall for some time.

     

    You'll probably be quite surprised how quickly their Plan B swings into action to prevent a massive fallout.

     

    Germany/France especially are very unhappy with the Greeks, Germany is pretty much pushing to get rid of them.

    There's no chance they will let themselves go down with Greece.

     

    Well fortunately the UK government stuck to plan A and we didn't follow the Greeks into the myre.

     

    http://www.bbc.co.uk/news/business-33323999

  2. Where will Greece find the Money to run the country? I guess that there is the IMF for a loan, but they'll probably only give it with terms and conditions that may well be harsher than what the EU was offering.

     

    If Greece defaults it will be defaulting to the IMF. There is no one left to lend them money other than private investors. The Greek government has no cash and would likely print billions of drachma to pay wages which would simply trigger massive inflation in Greece.

     

    The yield on Greek 10 year bonds increased by 50% over the course of today. In other words the cost of the Greek Government borrowing increased by 50% over an 8 hour trading period.

  3. Yes of course it can. It'll still be in the EU, in the single market.

     

    A tough 3-5 years but no tougher than the hell they have now.

     

    Don't you believe it. Greek bond yield are hitting the stratosphere. The government have no money to pay doctors, civil servants, public sector workers or even the army. There is no security for personal bank accounts and there could be anarchy on the streets. It wouldn't be the first time in recent years where the military took over the country. I'm not sure that is compatible with EU membership.

  4. You will get to Derby twenty minutes quicker.

    We will spend money to get you to Derby quicker.

    We will spend it on new lanes, roads and junctions for you.

     

    Will you put with the inconvenience of road works?

     

    In the future we will get you to Derby even quicker.

    We will spend money on removing some traffic causing you to be slowed up.

    We will spend it on moving more people by trains to Derby/Nottingham/Birmingham/Leicester Northampton/Bedford/London.

     

    Will you be prepared to help this happen?

     

    If your answers are no then be prepared to put up with increasing traffic, increasing road works for repair and road building, increasing pollution, costs to you and difficulty and costs of parking.

     

    If you can move 20% of the cars in front of you then you journey would be much better and if you were one of the 20%...

     

    I'm not really sure why you wasted so much time writing all that lot. The point I made was about miles and miles of 50 mph limits where there were thousands of cones but no actual roadworks or roadworkers to justify the hold-ups.

     

    ---------- Post added 29-06-2015 at 16:52 ----------

     

    The motorways have the same issue being upgraded that the railways do i.e the contractors are having to work in a 'live' environment with all the associated dangers that it brings. That whole works process is to bring that area of the M1 to be a 'managed motorway' the view of which is that it should ultimately make journeys quicker by improving capacity at the expense of the hard shoulder at busy times. The view is it's better to keep traffic flowing, albeit at a slower speed rather than having traffic stopped and tailing back in reaction to any issues further ahead.

     

     

    But there were no contractors having to work in a 'live' environment with all the associated dangers that it brings. There were just miles of cones and no one working whatsoever. But of course the 50 limit was being policed by those pesky cameras that are there to make sure that we don't endanger the cones by averaging 51mph, and no doubt many will have received fines for endangering these cones.

  5. http://www.bbc.co.uk/news/uk-33310095

     

    "The case has been listed for Westminster Magistrates' Court on 7 August.

    It was reviewed under the CPS Victims' Right to Review Scheme, which allows people to have their case looked at again no matter who in the CPS took the decision not to prosecute.

    David Perry QC concluded that it was in the public interest to bring proceedings before a criminal court."

    "A judge will now decide if Lord Janner is fit to stand trial. If not, he will face what is known as a "trial of the facts", where a court hears evidence from alleged victims and decides only if Lord Janner committed the physical acts of abuse. There will be no finding of guilt or conviction."

     

     

    So, It's likely his 'actions' will go to court but the man himself, maybe not.

     

    It seems no one else has bothered reading this.

     

    http://www.bbc.co.uk/news/uk-33310095

  6. British management seems useless , it seems to be one shambles after another, last week the banks this week the chairman of network rail sacked for incompetence. Time to get foreign management in and show them how to do the job properly like the bank of england have done.

     

    Last week I drove to Leeds and back and also to Derby using the motorway. On Leeds trip 75% of the journey on the motorway involved 50mph speed limits on the Derby trip 100% was on 50mph limits. On all 4 journeys I never saw a single person working on the "road works". What is the point in spending billions to take 10 mintues off the journey time to London if we continuously waste 20 minutes on motoraway journeys locally?

  7. Yep, if you want to follow the supply chain, you can see the GC/MS reports from the testing labs, you can call the labs yourself. Without actually doing the analysis yourself, at some level you need to take someone's word for it. It's the same with every kind of product: pork pies, vodka, anal lubricant, etc. as you're no doubt aware.

     

     

    Verbatim from the article you have cited:

     

    A Public Heath England report concluded that electronic cigarettes offer ‘vast potential health benefits’ by providing a ‘safer source of nicotine’ for smokers.

     

    It added: ‘But maximising those benefits while minimising harms and risks to society requires appropriate regulation, careful monitoring, and risk management.

     

    ‘However the opportunity to harness this potential into public health policy, complementing existing comprehensive tobacco control policies, should not be missed.’

     

     

    You can do what you want - but I'm interested to hear your reasoning on why other people should be forced to.

     

    The British Medical Association, incidentally, says "The BMA recognises their potential for supporting tobacco harm reduction. There is, however, a lack of robust research and evidence in this area, and any benefits or disadvantages to public health are not yet well established. "

     

    Of course, it then goes on to say how they will be regulated etc.

     

    Which, surprisingly enough turns out to be 'very badly'.

     

    The smoking ban has been in place for 8 years and yet the reason for it seems to have passed you by. The ban was not to protect the health of smokers. It was put in place to protect others from the harmful effects of 2nd hand smoke. So whilst E-cigarettes might or might not be more benefical to killing yourself with fags, the ban on their use in Wales is similarly designed to protect the public from any toxins that they might emit.

  8. There are noise complaints about a Shisha Cafe

     

    http://www.thestar.co.uk/news/noise-monitor-plea-from-residents-over-plans-for-new-cafe-on-ecclesall-road-in-sheffield-1-6884862

     

    Now I wouldnt imagine much noise coming from it at all to be honest. People sat there quietly smoking away.

     

    A few days ago we went to a pub in Dronfield. Inside it was pretty quiet but outside they had speakers blasting out music for those in the smoking gazebo. As there weren't actually any smokers in the smoking gazebo I have to wonder why the surrounding houses needed to be subjected to rock & roll that only they could hear.

  9. It is all a great shame but I think the answer to corporate closure of pubs lies with the micro pubs.

    Last night we ventured into a mediocre pub selling mediocre beer from the national brands. It wasn't exactly heaving for a Friday night. Tonight we are heading for the Beer Parlour in Chezzy. I expect the beer to be far cheaper, far better and as a result the place more crowded.

  10. In my opinion those professionals are just as bad for turning a blind eye.

    The Rotherham groomers were not only of Pakistani heritage by the way but don't let that stop you and others only concentrating on the Pakistani groomers eh!

     

    As many have said in the past until the Pakistani community come to accept there is a clear problem and stop trying to blame others they are not even going to start to tackle that problem.

  11.  

    Where do you get your figures from?

     

    Mortgage set-up fees Some lenders charge a mortgage booking fee (or equivalent) usually to reserve funds on a fixed or capped rate product. £99-£250 – may be refundable if the mortgage application falls through before completion.

     

    Mortgage arrangement fee Most mortgage products have an upfront fee, which some lenders call an arrangement fee. This may be in addition to a separate booking fee. £0-£2,000, usually depending on the lender and interest rate charged. Can be added to your mortgage amount but you will have to pay interest on the amount if you decide to do this.

    Valuation fee The fee charged by a mortgage lender to have the property valued to check it’s worth the mortgage amount. £150-£1,500, depending on value of property

     

    Mortgage account fee A single fee charged by the lender when you take out your mortgage to cover set up, maintenance and closing down costs. You won't have to pay a separate exit administration fee when you repay your mortgage. Typically £100-£300

    This is separate to the arrangement fee.

     

    Higher lending charge If you're borrowing most of the value of the property, the lender may charge a fee to take out insurance cover. This protects them in case you can't pay back your loan and they have to sell your house at a loss. The lender can still chase you for the shortfall. This will depend on how much you borrow, and how much you're contributing as a deposit. If you do have to pay one, it’s usually around 1.5% of the amount you’re borrowing. So, for example, on a mortgage of £150,000, this would be £2,250.

     

    Searches Fees for searches to the local council to check whether there are any planning or local issues that might affect the property’s value. They will also instruct a drains search. These are usually done by your solicitor. £250-£300

     

    Legal costs Paid to a solicitor or conveyancer to carry out the legal work involved in buying/selling property. Buyers and sellers will both need a solicitor. £500-£750 – remember to budget for VAT on top of the price quoted.

    Stamp Duty A type of tax paid by the buyer – the amount you pay is based on the purchase price. 0% to 7% of the purchase price of the property

     

    Moving costs Paid to a removal firm to move, and sometimes also pack, your possessions. £300-£600+

     

    Survey Paid by the buyer to a surveyor to check for structural defects on the property.

     

    Home condition survey – this is the most basic and cheapest survey. It’s best for new-build and conventional homes. Typical cost: £250

     

    Homebuyer’s report – this is a much fuller survey, looking thoroughly inside and outside a property. It also includes a valuation. If you are choosing this option, you should see if you can get the valuation and homebuyer’s report done at the same time to cut costs. Typical cost: £400+

     

    Building or structural survey – this is the most comprehensive survey and is done for an older or non-standard property (for example, if it’s made of timber). Typical cost: £600+

     

     

    Then new carpets, new bog seat, and new all those other things that you wouldn't want to use because strangers have..

  12. It is your consistent demeaning of other posters on the basis that they are lay people and by implication that they cannot understand how the system works. You use this as a basis for ignoring their view, (instead of addressing the post). It is akin to attacking the poster, instead of the post.

     

    You are approaching this thread on the basis that this is how the law works, and it is not open to question. The legal system is not in a bubble. It is part of society and should aim to meet the needs of society. Some of your posts appear to give the impression that the legal system is a law unto itself and is not answerable to a wider society.

     

    If you don't like the way the German legal system works, perhaps you should take it up with your Euro MP. I suspect that you just don't like Bernie Ecclestone because he has been rather more successful in life than you have.

  13. Who sells their house on the off-chance they might make a few quid in a possible house price fall????

     

    I mean seriously, who's stupid enough to take that chance???

     

    If you've been wanting to sell and move somewhere else for abit and were waiting until the time is right then thats fair enough, and a different situation entirely.

     

    It costs about £20K for the average person to move house. New carpets, moving costs etc are not recoverable. You aren't going to win trying that game.

  14. Check your own posts for insults.

     

    No, you still haven't got it.

     

    Of course I'm coming from a layman's view. That doesn't mean I don't understand WHAT is happening, or HOW the system works. My point is that in allowing it to happen in the way it has, the justice system looks to have failed to be impartial. Are there occurrences where poor people are required to pay a similar "fine" to have all charges dropped? Say where a payment of, say, £50 would have a real impact on the person required to pay it - a noticeable part of his disposable income? Or where he has no discernible income? Do these happen in the same way, ie all charges dropped? Do you know if many countries have a system the same as Germany's? I've never heard of it here.

     

     

     

    Can you explain one simple thing.

     

    As Bernie Ecclestone has done nothing wrong in the eyes of the law, why has he been required to pay any money.

     

    This is not some sort of plea bargain where a reduced charge has been accepted. He has not been found guilty of any crime. he is innocent in the eyes of the law, yet has had to pay.

     

     

    It happens all the time. It is known as settling out of court. Ecclestone wasn't forced to pay. He offered to pay. I suppose when you are 83 years of age and have $4.6 billion in the bank spending 2 years on your yacht can seem rather more attractive than spending 2 years going through the court system. The money becomes irrelevant when you have so much of it. You can pay it into a court to get the court case dropped or you can spend it on very expensive lawyers to fight it out for the rest of your life. Which would you choose?

    On the flip side the court system can waste millions trying to bring a case against an 83 year old who will either be found not guilty or will have died before a FINAL verdict is reached. $100 million seems like a good deal for the courts rather than wasting $millions trying to prosecute someone whose cash won't run out as quickly as the prosecutors.

  15. Try B'Tselem - The Israeli Information Center for Human Rights in the Occupied Territories

     

    NAMES OF DEAD GAZA CHILDREN BANNED ON ISRAELI RADIO

    The names of children killed in Gaza have been banned from being read out on Israeli radio.

     

    They formed part of an advert by human rights organisation B'Tselem.

    But the Israeli Broadcasting Authority banned the radio advertisement saying the ad's content was 'politically controversial'.

     

    In its appeal, B'Tselem demanded to know what was controversial about the item. 'Is it controversial that the children [aren't] alive? That they're children? That those are their names? These are facts that we wish to bring to the public's knowledge.'

     

    It intends to petition Israel's supreme court on Sunday in an effort to get the ban overturned.

     

    http://www.btselem.org/press_releases/20140721_children_killed_in_gaza_have_names

     

    http://www.dailymail.co.uk/news/article-2703938/The-West-less-sympathetic-Israel-Britain-s-warning-Netanyahu-concerns-grows-rise-civilian-deaths-Palestine.html

     

    How about going over to Gaza and reading out the names of those killed by Hamas over the years?

     

    http://www.reuters.com/article/2012/11/21/us-israel-telaviv-bus-explosion-idUSBRE8AK0HS20121121

     

    http://en.wikipedia.org/wiki/List_of_Palestinian_suicide_attacks

     

    http://en.wikipedia.org/wiki/Dizengoff_Street_bus_bombing

     

    http://www.jpost.com/Defense/Hamas-Islamic-Jihad-welcome-terror-attack-on-Bat-Yam-bus-335819

  16. Absolutely it does. Youd need a heart of stone not to be moved by the death of a single innocent civilian. So ill reiterate to the palestininas. Stop firing rockets at your neighbours. Stop murdering innocent people with your indiscriminate firing. Stop it now and this war will end.

     

    That says it all. It is rather aking to attacking someone in the street and then complaining because he gets the better of you and leaves you out cold on the pavement.

  17. Could not a few people film the council dumping up there, post it on youtube and put the links here? I would imagine such videos could easily go viral, which would probably lead to an end to the dumping and, hopefully, legal action against those responsible.

     

    It does make you wonder whether those bags of dog muck that you see hanging from trees were actually put there by dog owners or had been liberated from a dumping ground by crows and deposited in the branches.

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