Repairing an insurance write off - help!!

[SUPERTYKE]

I've just bought an s reg mark 4 V.W. Polo 1400cc with minor front end damage to do up in my spare time this winter.

 

Does anyone know any good spares dealers? Or even have any spares themselves to sell? A handbook would be handy too, they're only £13 new but if anybody's got one better still.

 

Also does anyone know what the form is for registering them?

 

'Preciate any help.

[Heyesey]

I thought it was illegal to continue running a written-off car?

 

 

I'm probably wrong. Motoring is not my scene; but I thought the whole point of "written off" was that the car was de-registered, and officially no longer exists.

[neeeeeeeeeek]

Cat D write off is just becuase it's too expensive to repair, nothing dangerous or illegal about it.

[Darbees]

I thought it was illegal to continue running a written-off car?

 

 

I'm probably wrong. Motoring is not my scene; but I thought the whole point of "written off" was that the car was de-registered, and officially no longer exists.

There are different classes of write off. I don't know the exact definitions but they start at class A which is completely wrecked with nothing salvageable and it must be crushed and thrown away to class C and D (I think) where the car is deemed uneconomical to repair with new parts but not too badly damaged. People get second hand parts for these cars and repair them on the cheap which is what Supertyke here is doing.

[pertfoxylush]

I would DEFINITELY recommend telling your insurance company about it - they may invalidate your insurance if they don't know.

[artisan]

All that 'write off' means is that it has been written off as a bad loss by the insurance company, I think.

It has just come to mean 'wreck' by common usage.

If its an old banger Ford, they are more likely to 'write it off', than if a new Rolls Royce for example.

[mega_monty]

All that 'write off' means is that it has been written off as a bad loss by the insurance company, I think.

It has just come to mean 'wreck' by common usage.

If its an old banger Ford, they are more likely to 'write it off', than if a new Rolls Royce for example.

 

Its not only old bangers they write off, lots of new cars get written off and hence theres plenty of salvage dealers and auctions.

[Twoflags]

If it's cat c you'll need to have a safety inspection done before the car can legally be put back on the road. You must inform your insurance company of this fact, though it is likely they will know from the registration.

 

Bear in mind also that the vehicles value is depreciated greatly in comparrison tovehicles of same type age etc and as far as I am aware it is also an offence to ell the vehicle on without informing the purchaser that it is an repaired salvage vehicle. Take photos of the damage before you repair it in order to show potential purchasers how bad the damage was etc the more up front you are the better, I have bought insurance write offs in he past that have been repaired and always prefer to see pics of the damage.

 

As for spares there's Volksgear near the wicker, e bay and pther than that general scrap yard hunts. Good luck and hope all goes well, know an excellent painter if needed in future.

[Darbees]

A category D write off isn't really a write off, it's not usually very badly damaged. I'd not be concerned to buy a repaired Cat D write off. They would be cheaper than usual to buy and provided you get them inspected first they are usually a bargain. I've had a couple.

 

This a link about the categories.

http://www.honestjohn.co.uk/faq/faq.htm?id=33

[VARB]

Dont spend to much on this car remember the insurance firms only pay out once on a car , even if you spend £1000 repairing the car and it looks and runs perfect in the event of an accident or if it's stolen you would only get paid out the scrap value . These cars are ok if you can do the repair work yourself and know the pitfalls .