abbie Posted November 2, 2006 Share Posted November 2, 2006 Is anybody dealing with a debt management plan and how do you feel is is worth it also has anybody gone through with an IVA Link to comment Share on other sites More sharing options...
BlueAngel Posted November 2, 2006 Share Posted November 2, 2006 Is anybody dealing with a debt management plan and how do you feel is is worth it also has anybody gone through with an IVA My boyfriend is dealing with a debt management company called Spectrum. He's paid them £900 over 3-4 months so that they can help him and they can't help you until you've paid the full amount. They only tell you to tell your creditors that someone is dealing with your finances and not to pay them a penny. Now the £900 has been paid he's in even more debt because of interest the creditors have been sending letter after letter. He's having a telephone appointment with them today so I'll let you know how he gets on. Link to comment Share on other sites More sharing options...
abbie Posted November 2, 2006 Author Share Posted November 2, 2006 There was something on Tv on monday bbc1 about spectrum i think there was a lot of complaints about them Link to comment Share on other sites More sharing options...
BlueAngel Posted November 2, 2006 Share Posted November 2, 2006 really what were people complaining about? Was it on watchdog Link to comment Share on other sites More sharing options...
abbie Posted November 2, 2006 Author Share Posted November 2, 2006 i think so Link to comment Share on other sites More sharing options...
fox20thc Posted November 2, 2006 Share Posted November 2, 2006 really what were people complaining about? Was it on watchdog The report is here Link to comment Share on other sites More sharing options...
BlueAngel Posted November 2, 2006 Share Posted November 2, 2006 The report is here Thanks for that I've told my boyfriend but he's going to stick with them he just wants everything out of the way. To be honest so do I I'm sick of him asking for money all the time Link to comment Share on other sites More sharing options...
JoeP Posted November 2, 2006 Share Posted November 2, 2006 How much debt does your boyfriend have? Also, has he looked at CCCS? (http://www.cccs.co.uk/) Link to comment Share on other sites More sharing options...
BlueAngel Posted November 2, 2006 Share Posted November 2, 2006 How much debt does your boyfriend have? Also, has he looked at CCCS? (http://www.cccs.co.uk/) Altogether about 35K I'll follow the link now Link to comment Share on other sites More sharing options...
fox20thc Posted November 2, 2006 Share Posted November 2, 2006 Your boyfriend would be better of getting in touch with debtline, they have template letters to send to creditors to freeze interest and arrange a payment plan. Link to comment Share on other sites More sharing options...
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