No Way To Run A Football Club

[Mister M]

2 hours ago, Chekhov said:

Exactly, and that's just one the reasons why the present retired generation is the most fortunate ever.

Unless they're in need of social care: IIRC last year there were nearly 170,000 unfilled vacancies in the social care sector.

[Palomar]

Golden Generation? With a bit of luck we'll become practically immortal sometime in the next few decades, not to mention achieving gene-edited physical perfection. 

 

The Golden Generation need to start freezing their bodies in preparation, I'm thinking of taking on the old Farmfoods place in Woodseats and offering the service, in fact I can do people's pets down our cellar now from £1k a year, no horses.

[geared]

16 hours ago, Organgrinder said:

You've perhaps heard it wrong .  It was the war that was a global catastrophe but we coped.     We coped with the  strikes and Interest rates too.

Everything kept going when it snowed too until we got to the modern age and then it was the "wrong kind of snow".

.

 

Which war is this then?

 

You're not refereeing to the second world war are you??  

[Padders]

7 minutes ago, geared said:

Which war is this then?

 

You're not refereeing to the second world war are you??  

Germany got a red card....

[Chekhov]

16 hours ago, El Cid said:

At least we now have 100% of workers with 8% workplace pension contibutions instead of 25% with 20% pension contributions, plus the state pension has risen 18% more than inflation since 2011.

Some people just like to moan 

 

https://ifs.org.uk/publications/triple-lock-uncertainty-pension-incomes-and-public-finances

Don't get me onto "automatic enrolment" employer pensions, the biggest "shuffle off" of state responsibility ever.

There is no way employers should be forced to provide a pension, whatever happened to personal responsibility ? If the state thinks everyone should have an earnings related pension they should organise it themselves not hand it over to the employers to sort out (along with everything lese they have got to do) and pay for it. And I thought the state did used to : SERPS (State Earnings Related Pension Scheme).....

But, as it happens, you are wrong anyway. Many employees opt out of the work pension because they do not want to put their share in. Then very employer has automatically re-enrol all those staff who do not want the pension anyway every three years and go through all bureaucracy of re cancelling it ! For a small employer like myself (I have to do everything, I do not have an HR dept) it's an absolute PITA and a complete waste of everyone's time (esp mine). 

Edited November 10 by Chekhov

[Chekhov]

11 hours ago, Palomar said:

Golden Generation? With a bit of luck we'll become practically immortal sometime in the next few decades, not to mention achieving gene-edited physical perfection. 

 

The Golden Generation need to start freezing their bodies in preparation, I'm thinking of taking on the old Farmfoods place in Woodseats and offering the service, in fact I can do people's pets down our cellar now from £1k a year, no horses.

Living forever, sounds like a nightmare to me, esp if doing so in "an old body".

A couple of points from left field, if people really could live forever :

 

1 - It is likely they'd be even more risk averse than they are now. At the moment if one dies whilst, say, skiing (or looking at the steam loco with one's head out of the window...) it doesn't matter quite as much because one is going to die anyway....

 

2 - If people could live forever it is likey that having kids would be outlawed....

[El Cid]

20 minutes ago, Chekhov said:

There is no way employers should be forced to provide a pension, whatever happened to personal responsibility ? If the state thinks everyone should have an earnings related pension they should organise it themselves not hand it over to the employers to sort out (along with everything lese they have got to do) and pay for it.

 

It does make you wonder where the Government want pensions to go? Do they have a plan to make employers responsible for all pension entitlemant or just have a flat state pension, then the employers pension is the cherry on top?

13 minutes ago, Chekhov said:

2 - If people could live forever it is likey that having kids would be outlawed....

Climate change will cause the end of the world as we know it, yet having more children are still encouraged.

Edited November 10 by El Cid

[spilldig]

16 hours ago, El Cid said:

At least we now have 100% of workers with 8% workplace pension contibutions instead of 25% with 20% pension contributions, plus the state pension has risen 18% more than inflation since 2011.

Some people just like to moan 

 

https://ifs.org.uk/publications/triple-lock-uncertainty-pension-incomes-and-public-finances

18% you say. I don't know about that but it needs to go up by at least 60% to get near the minimum that the government states.

[geared]

29 minutes ago, El Cid said:

It does make you wonder where the Government want pensions to go? Do they have a plan to make employers responsible for all pension entitlemant or just have a flat state pension, then the employers pension is the cherry on top?

 

I'm sure they want to reduce the state pension as much as possible, but I can't see them ever really removing it because old folk will be up in arms and old folk generally show up to vote, so any party messing around with pensions is likely to get a kicking at the ballot box.

 

Since everyone will be 'old folk' at some point, that issue will never go away.  Whoever tries it, at whatever time will get plenty of kick back from the older generation (of the time)

[Jim Hardie]

On 09/11/2023 at 10:32, lobster said:

You missed out Student Grants  - Higher Education was free plus you got a  living grant . Best 4 years of my life being a student . Leaving Uni with a massive debt hanging round your neck is no start in life

It’s in the OP.

[geared]

Wasn't there a time when students could go on the dole during summer break as well?  I seem to remember that was abit of a loophole way back when.

[Organgrinder]

2 hours ago, geared said:

Which war is this then?

 

You're not refereeing to the second world war are you??  

Of course I am.

And what have you got against old people except jealousy ?

 

Edited November 10 by Organgrinder