poppet2   13 #1 Posted December 29, 2020 (edited) If you don't have a passport or it is out of date, and you don't have a driving licence, what other form of ID would be acceptable to purchase a property? Edited December 29, 2020 by poppet2 Share this post Link to post Share on other sites Share this content via...
carosio   186 #2 Posted December 29, 2020 It's the solicitors/conveyancers who have to comply with the money laundering regs. As far as I know if a person is buying/selling and doing the legal work themselves (and without a mortgage), then no proof is required, but in practice very few can.  https://www.samconveyancing.co.uk/news/conveyancing/conveyancing-process-what-id-does-your-solicitor-need-137#WhatIDSolicitorNeeds Share this post Link to post Share on other sites Share this content via...
poppet2   13 #3 Posted December 29, 2020 (edited) I ask because Auction houses & Estate agents also ask for passport or driver's licence if you purchase a cash property, despite the fact that you have your own solicitor who would have all your ID details. Edited December 29, 2020 by poppet2 Share this post Link to post Share on other sites Share this content via...
Jeffrey Shaw   90 #4 Posted December 31, 2020 On 29/12/2020 at 13:44, carosio said: It's the solicitors/conveyancers who have to comply with the money laundering regs. As far as I know if a person is buying/selling and doing the legal work themselves (and without a mortgage), then no proof is required, but in practice very few can.  https://www.samconveyancing.co.uk/news/conveyancing/conveyancing-process-what-id-does-your-solicitor-need-137#WhatIDSolicitorNeeds  On 29/12/2020 at 16:05, poppet2 said: I ask because Auction houses & Estate agents also ask for passport or driver's licence if you purchase a cash property, despite the fact that you have your own solicitor who would have all your ID details. 1. Not only the solicitors: HM Land Registry too. Any application to register requires either: a. details of the ALL parties' solicitors (who therefore have to have verified the client's ID/address) or b. if there's no solicitor acting, evidence of each unrepresented party's ID/address otherwise e.g. by form ID1 etc  2. Equally, Estate Agents and Auctioneers are under a similar legal obligation to verify ID/address even for a person who's only a prospective buyer.  3. The basic requirements of HMLR are here: https://www.gov.uk/government/publications/evidence-of-identity-conveyancers Share this post Link to post Share on other sites Share this content via...
carosio   186 #5 Posted December 31, 2020 Yes, certainly at the registration stage. I believe that these identity procedures have been tightened up over the past 20 years or so. Share this post Link to post Share on other sites Share this content via...
Jeffrey Shaw   90 #6 Posted January 7, 2021 On 31/12/2020 at 13:07, carosio said: Yes, certainly at the registration stage. I believe that these identity procedures have been tightened up over the past 20 years or so. Possibly the Civil Servants who sought to 'dematerialise' ownership documentation such as Land/Charge Certificates- seeking to simplify procedures and to enable online dealings- did not take account of fraudsters' penchant for fraud. Share this post Link to post Share on other sites Share this content via...