Silly Scooter Driver

[bassett one 449]

it may be a bit of paper,but if a silly scooter driver or bike rider hits you ,you can claim,as it stands that lot dont have to pay anything,they damage a car and theres no comeback so the car driver foots the bill,wrong they need to pay insurance and road tax.

[Bargepole23 337]

3 hours ago, bassett one said:

it may be a bit of paper,but if a silly scooter driver or bike rider hits you ,you can claim,as it stands that lot dont have to pay anything,they damage a car and theres no comeback so the car driver foots the bill,wrong they need to pay insurance and road tax.

You can make a claim against the individual at fault, regardless of whether they are insured or not.

[bassett one 449]

but thats no good if they have no cash or live with mum ect,ect.

[Bargepole23 337]

20 hours ago, bassett one said:

but thats no good if they have no cash or live with mum ect,ect.

Live with mum??

 

There will always be exceptions to the rule, just as there are uninsured drivers, lots of them.

 

But in general, it is perfectly possible to claim against the individual concerned.

 

Can you provide your figures for the number of accidents caused by scooters.

[bassett one 449]

dont know the damage scooter or bikes have caused over england,but who pays out for your car damage if its caused by these uninsured ,untrained people,also if a cars uninsured ,you are  normally end up in court,fined,prison ect,plus points deduction,but if its only a small  amount ,its too many if it has to come out of your pocket cash wise,its about time these people paid insurance/tax and had some form of test,bikes get lanes ect ,but pay nowt.

[ads36 214]

 

34 minutes ago, bassett one said:

but who pays out for your car damage if its caused by these uninsured ,untrained people

That question's been answered : the individual responsible. in all likelyhood it'll be the cost of a minor scratch re-spray.  we're talking pocket-money, no insurance required.

 

Where would you draw the line? how about wheelie-bin insurance and training before you're allowed to put your bins out on a tuesday evening? 

 

i don't know how much damage is caused by people putting their bins out, but it'll definitely be more than zero. 

Edited October 21, 2020 by ads36

[Bargepole23 337]

4 hours ago, bassett one said:

dont know the damage scooter or bikes have caused over england,but who pays out for your car damage if its caused by these uninsured ,untrained people,also if a cars uninsured ,you are  normally end up in court,fined,prison ect,plus points deduction,but if its only a small  amount ,its too many if it has to come out of your pocket cash wise,its about time these people paid insurance/tax and had some form of test,bikes get lanes ect ,but pay nowt.

To summarize, you have no idea at all about the financial scale of this, nor the number or seriousness of any incidents, but are advocating a wholesale bike and scooter training, testing, licensing and taxing system.

 

What do you think the cost of all that would be, in comparison to the benefit.

 

I ride a bike and I'm paying more tax than most, and get little in the way of infrastructure for it. Most cyclists are car drivers and tax payers. So your argument about paying nowt....plain wrong.

[bassett one 449]

but if you hit a car  and cannot pay,what does a driver do?,claim it off his insurance?,lose his no claims? or pay it out of his own pocket?,unfair why should cyclists,scooters drive on a main road and not pay? they havent even proof they are of a decent skill to drive,where a driver of a car has taken a test,paid tax and insurance and is fully compliant to the rules of the road,totally unfair,as for another part,scratch a car,most tonal ,so you dont have just that area,you have to respray into other areas to match,minus car for several days,car hire,its not cheap,its totally unfair.

[Becky B 31]

2 hours ago, bassett one said:

but if you hit a car  and cannot pay,what does a driver do?,claim it off his insurance?,lose his no claims? or pay it out of his own pocket?,unfair why should cyclists,scooters drive on a main road and not pay? they havent even proof they are of a decent skill to drive,where a driver of a car has taken a test,paid tax and insurance and is fully compliant to the rules of the road,totally unfair,as for another part,scratch a car,most tonal ,so you dont have just that area,you have to respray into other areas to match,minus car for several days,car hire,its not cheap,its totally unfair.

My bold.    🤣🤣🤣

[dave_the_m 61]

What happens if a pedestrian steps out into the road without looking properly, and you have to swerve to avoid them, crashing your car? What if they can't afford to pay the cost of the repair to your car? Should we ban pedestrians from the street unless they are insured????

[Guest busdriver1]

Here we go. what if, What if, What if.

 

These scooters are vehicles and as such it is morally correct to cover them against any damage they can potentially cause. The fact that they can be driven with no training or guidance by people who may ( and often do) have no road skills just adds to that need.

 

Yes, there is also a very good argument for cyclists to have insurance for those same reasons but the line gets blurred with kids on bikes and I do not pretend to have an answer to that.

 

Those who constantly demand evidence to any counter to their points do so from the safe position of knowing there can be no figures for incidents that have no legal consequences other than hearsay but lets be sure there are incidents involving both these modes and they largely go unrecorded.

A registration scheme would go some way towards this but I am sure the cycling fraternity would fight hard against any action to remove their powerful position of anonymity and cause them to be accountable for their actions. The scooter fraternity in my opinion are more likely to comply but if any sort of competence test was introduced they would virtually disappear overnight as evidenced by the extremely low rate of passes of the competence test for bus use in West Yorkshire.

 

Finally to respond to the comment re. pedestrians "suddenly stepping out". If you are driving at an APPROPRIATE speed for the conditions you will be able to stop safely without swerving or should if you are a competent driver. I have managed to miss many in that situation.....................

Edited October 24, 2020 by busdriver1

[bassett one 449]

well said,its about time these bike/scooter riders took a test and paid insurance and tax to use the road and protect others from there silly actions ,and make them accountable for there actions,plus it would help the economy get back on its feet,a double wammy for everyone.