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Legal advice regarding car ownership

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Posted (edited)
5 hours ago, katekate said:

Confused!  I am the registered keeper but the insurance is in my husband's name.   We have never had any problems getting insured.

Pretty much every policy I've bought online lists a number of assumptions that you are declaring to be true, and if any aren't true then the policy is effectively void, or at least open to question. One of the assumptions often stated is that the policyholder is also the registered keeper. Try getting a quote with your husband's insurer and read all the statements carefully, see what it says?

Edited by WiseOwl182

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26 minutes ago, WiseOwl182 said:

Pretty much every policy I've bought online lists a number of assumptions that you are declaring to be true, and if any aren't true then the policy is effectively void, or at least open to question. One of the assumptions often stated is that the policyholder is also the registered keeper. Try getting a quote with your husband's insurer and read all the statements carefully, see what it says?

Always keep it simple car in in your own name insurance in you own name . You can then add named 

drivers husband /wife normally free. / we also have a daughter on both our policy free

If one of you has an accideni  it doesnt affect other policy 

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10 hours ago, katekate said:

Hi, not sure if the info I have is relevant/useful but here goes - unfortunately when my dad passed away I got into a bit of a dispute with his partner about his belongings as she had took it upon herself to start distributing his things out to other people without asking if there was anything I would like to keep for myself.  He didn't have much but I wanted something, not something of value just something that I could keep as a little reminder of him.  Anyway I ended up getting legal advice as my dad had left a will stating that his estate was to be divided between myself and his partner.  As i said there wasn't much but this is what he had - a car, £1000 in the bank, a good collection of fishing tackle and several items of jewellery.  The solicitor said I was entitled to half of everything and he contacted my dad's partner to inform her that she she needed to comply with what the will stated.  She gave me £500 and a gold bracelet as she had disposed/sold everything else except for the car which she said she had bought for my dad with her own money as a gift.  All the documents for the car were in my dad's name but she said she had a bank statement to prove that she had paid for the car although proof of this was never seen.  I was advised by the solicitor that if I wanted to take the matter further it was a case for the High Court at a cost of around £8000 as a will is not really worth the paper it's wrote on unless enforced by the High Court and unless I did this I could not claim anything from the car as she was saying she had paid for it for my dad as a gift and therefore the car belonged to her.

My bold

wouldn't this apply to your ex as well ?

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1 hour ago, spider1 said:

Always keep it simple car in in your own name insurance in you own name . You can then add named 

drivers husband /wife normally free. / we also have a daughter on both our policy free

If one of you has an accideni  it doesnt affect other policy 

Indeed, that was my point. The poster needs to check their policy is valid 

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Posted (edited)
9 hours ago, WiseOwl182 said:

Indeed, that was my point. The poster needs to check their policy is valid 

My sister bought her lad a car but kept it in her own name young lad. He insured it .He had an acccident and insurance wouldnt pay out gave him his money back / Never picked up by police as was showing as insured. 

Edited by spider1

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3 minutes ago, spider1 said:

My sister bought her lad a car but kept it in her own name young lad. He insured it .He had an acccident and insurance wouldnt pay out gave him his money back / Never picked up by police as was showing as insured. 

Another common occurrence is when a parent knowingly or unknowingly insures a car and names a child as an additional user. 

The insurance becomes invalid if the car is kept at the child's address eg  a student address even for only part of the year.  There can be repercussions for the parent as well as for the claimant. 

 

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Quote

Sound to me like he owns the car.

 

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Posted (edited)
3 hours ago, Misty 8T said:

Yes he may own the car but if the car is redgistered in her name she could sell it and put the ball in his court. He aint going to go down the route of trying to get it back or the money. As said no  solicitor will take his case on or him chasing it in court with massive court costs. Her danger is him finding the car and takeing it has prob got spare keys. Think this a case of possesion is nine  tenths of the law /  If it was me i would sell it  // If he wants to fight dirty and be a ******* so be it lets rock and roll baby

 I

Edited by spider1

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I distantly remember from my studies some  thirty odd years ago something called the ‘nemo dat rule’ which meant that no purchaser could get any better title than the vendor had.

If it ain’t hers, any purchaser runs the risk of having it re-possessed.

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18 minutes ago, Mossway said:

I distantly remember from my studies some  thirty odd years ago something called the ‘nemo dat rule’ which meant that no purchaser could get any better title than the vendor had.

If it ain’t hers, any purchaser runs the risk of having it re-possessed.

As said he aint going to court to chase this no way . Who says its not hers anyway . hows he going to get it back anyway if she wont give it him / whos got it if she sells it only chance he has is steal it before she sells it. 

18 minutes ago, Mossway said:

I distantly remember from my studies some  thirty odd years ago something called the ‘nemo dat rule’ which meant that no purchaser could get any better title than the vendor had.

If it ain’t hers, any purchaser runs the risk of having it re-possessed.

 

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5 hours ago, spider1 said:

As said he aint going to court to chase this no way . Who says its not hers anyway . hows he going to get it back anyway if she wont give it him / whos got it if she sells it only chance he has is steal it before she sells it. 

 

You've changed your tune entirely...  If she sells it when it isn't clearly hers then she runs the risk of being charged with theft...

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