Waldo   96 #1 Posted June 26, 2018 Hi,  Quick car insurance question...  Can a person insure 2 cars, with 2 separate insurance companies, and apply their NCD to both policies?  Thanks Share this post Link to post Share on other sites Share this content via...
Guest   #2 Posted June 26, 2018 Hi, Quick car insurance question...  Can a person insure 2 cars, with 2 separate insurance companies, and apply their NCD to both policies?  Thanks  If you're dealing with two different companies wholly separately, each of them needn't know about your dealings with the other as it doesn't concern them? Share this post Link to post Share on other sites Share this content via...
rudds1   102 #3 Posted June 26, 2018 Hi, Quick car insurance question...  Can a person insure 2 cars, with 2 separate insurance companies, and apply their NCD to both policies?  Thanks  No you can only use your ncd on one policy as insurance company will ask for proof of your insurance company Share this post Link to post Share on other sites Share this content via...
mafya   220 #4 Posted June 26, 2018 Liverpool Victoria (LV) insurance will let you insure two cars and mirror your ncb on the other car but you have to take out the policy with them.. Share this post Link to post Share on other sites Share this content via...
truman   10 #5 Posted June 26, 2018 If you're dealing with two different companies wholly separately, each of them needn't know about your dealings with the other as it doesn't concern them?  Because insurance companies don't share information....... Share this post Link to post Share on other sites Share this content via...
phil752   10 #6 Posted June 27, 2018 Hi, Quick car insurance question...  Can a person insure 2 cars, with 2 separate insurance companies, and apply their NCD to both policies?  Thanks  quick answer nope  ---------- Post added 27-06-2018 at 01:10 ----------  Liverpool Victoria (LV) insurance will let you insure two cars and mirror your ncb on the other car but you have to take out the policy with them..  gosh really Share this post Link to post Share on other sites Share this content via...
euclid   10 #7 Posted June 27, 2018 Liverpool Victoria (LV) insurance will let you insure two cars and mirror your ncb on the other car but you have to take out the policy with them..  I have two m/cycles on one policy...its just a "multi bike policy" the NCD applies to both bikes....two cars would be a "multi car policy" some do a six wheel one which is a car and bike on the same policy. Share this post Link to post Share on other sites Share this content via...
Guest   #8 Posted June 27, 2018 If you're dealing with two different companies wholly separately, each of them needn't know about your dealings with the other as it doesn't concern them?  I'm afraid that's not how it works. Share this post Link to post Share on other sites Share this content via...
mafya   220 #9 Posted June 27, 2018 I have two m/cycles on one policy...its just a "multi bike policy" the NCD applies to both bikes....two cars would be a "multi car policy" some do a six wheel one which is a car and bike on the same policy.  It is not a multi car policy with LV you can actually take out two separate policy’s and they will mirror your NCB onto the second policy= https://help.lv.com/app/answers/detail/a_id/55/ifaqProduct/60,21/affiliate/lv?_ga=2.174625506.173126149.1530087456-1355344763.1529503191 Share this post Link to post Share on other sites Share this content via...
euclid   10 #10 Posted June 27, 2018 It is not a multi car policy with LV you can actually take out two separate policy’s and they will mirror your NCB onto the second policy= As i said it is a MULTI CAR INSURANCE POLICY...BELOW ARE THE QUOTES FROM LV=....BUT.... call it what you will:)...  Can I insure two cars at the same time? Yes, there are two ways to do this. You can either take out a multi car insurance policy, or you can take out two separate car insurance policies. If you choose our multi car insurance, we'll give you an extra discount and you can insure up to 6 vehicles on one policy.   Will the cars be insured on the same policy? Yes, all the cars will be insured together with our multi car insurance policy Each car earns its own NCD so if you make a claim on one car, it won't affect the NCD on the other car(s) on the policy.  Just to ad NCB was the National Coal Board...am sure you meant NCD of course:) Share this post Link to post Share on other sites Share this content via...
AMR67 Â Â 10 #11 Posted June 27, 2018 I have 3 cars in my name, all are insured through different companies and all take into account my NCD. Share this post Link to post Share on other sites Share this content via...
Waldo   96 #12 Posted June 27, 2018 I have 3 cars in my name, all are insured through different companies and all take into account my NCD.  If the insurance company give you a quote based on your NCD (that you're using on other policies with other companies), and you take a policy out with them, will your policy still be valid? Share this post Link to post Share on other sites Share this content via...