Mikes10 Â Â 10 #37 Posted May 15, 2018 If you are over 60, you can get a B & Q Diamond Card, it entitles you to 10% discount when you shop at a B & Q store on a Wednesday. Share this post Link to post Share on other sites Share this content via...
Mandem   13 #38 Posted May 15, 2018 Some people work hard all their lives, pay into pension pots, pay NI contributions, then die just after retirement, and then all their hard earned cash goes to the government. My Dad paid what was called super annuation for all his working life and when he died my Mum didn't get any of it. Share this post Link to post Share on other sites Share this content via...
El Cid   218 #39 Posted May 15, 2018 No, this has now ended for new pensioners.  So if a mother has only worked 20 years due to bringing up children; will she qualify for a state pension? Share this post Link to post Share on other sites Share this content via...
barleycorn   10 #40 Posted May 15, 2018 As already stated some cannot plan ahead because of reasons beyond their control and deserve support. The vast majority plan ahead and budget for various items, the most important for many is your roof, your old age and your children. Some have other priorities.  Neither of these two groups should be expected to pay for those who could but did not plan ahead.  ---------- Post added 14-05-2018 at 14:03 ----------    Working and paying NI insurance entitles you to a State Pension. The amount you earn is reflected in your Occupational Pension. The amount you choose to set aside on top of these is reflected in your income when retired. Some of your outgoings when retired will also depend on the choices you made earlier. If we use trumans example: You could have had 2 people working side by side and earning the same..one decides to save his cash,the other decides to spend it all..why should the saver not get the same State Pension as the spender? If the save doesn't get the same then he may as well have pee'd it all up the wall just the same.. Then some of those who chose not to plan ahead have paid more in tax by the time they retire (because they spent their money, which will in turn have helped support local businesses etc), so why shouldn't they get the same state pension? Share this post Link to post Share on other sites Share this content via...
truman   10 #41 Posted May 15, 2018 I do hope you aren't suggesting anyone who didn't get a private pension must have "squandered" their cash?  Plenty of people work most or all their life but never earned enough to afford a mortgage or private pension.  Some people undoubtably will have wasted their money...If you note I didn't say all.. Share this post Link to post Share on other sites Share this content via...
Robbiet   10 #42 Posted May 15, 2018 It would be a brave government to upset the grey vote Share this post Link to post Share on other sites Share this content via...
El Cid   218 #43 Posted May 15, 2018 It would be a brave government to upset the grey vote  Maybe the below average wage workers need a perk to vote? Share this post Link to post Share on other sites Share this content via...
truman   10 #44 Posted May 15, 2018 So if a mother has only worked 20 years due to bringing up children; will she qualify for a state pension?  http://www.thisismoney.co.uk/money/pensions/article-3557585/STEVE-WEBB-state-pension-works-women-bring-children.html  might explain it a bit Share this post Link to post Share on other sites Share this content via...
Ms Macbeth   73 #45 Posted May 15, 2018 http://www.thisismoney.co.uk/money/pensions/article-3557585/STEVE-WEBB-state-pension-works-women-bring-children.html might explain it a bit  Unfortunately older baby boomers, like me, didn't get credits for bringing up children in the seventies. Share this post Link to post Share on other sites Share this content via...