What year does a car become a classic(with insurance)?

[ANDIM68 10]

I was told over 10 years old for my classic second insurance it can be classed as classic if model not manufactured/produced anymore !

[Mutley00 10]

Tax free motoring: I dont want to make a political point here as Car Tax is the only interest I have in politics, but when the Tories were in power, when a car got to 25 years old it became excempt from Road Tax. However when the Fat Scotsman took over as Chancellor he cast the date in stone as 1 Feb 73.

 

As regards insurance, you should always get a quote from Footman James.

[Phylis 10]

We have our 1984 Sierra XR4i insured on a classic policy with Adrian Flux. We insured with Footman James last year but they wouldn't put me on the insurance this year so opted for Adrian Flux. Looking at putting the 1980 Fiesta on that policy as well.

[sTaGeWaLkEr 10]

Chris,

 

I've just spoken to Jardine Faber, one of my previous insurers and they say that as far as they are concerned, any car that is over 15 years old can be insured with them. They did say that the the age requirement can vary from company to company, so anyone in the market for classic insurance, as with any insurance, should probably think about shopping around.

 

I had a few classics insured with via this company including my ikkle red Porsche. I always found the quotes to be competitive.

 

I understand from your post that you're not currently using a classic, but here are the details if you need them for the future, or if anyone else needs them.

 

Jardine Faber Insurance Consultants Ltd (Roadsure)

Saxon House,

39 Marefair,

Northampton,

Northamptonshire,

NN1 1SR,

Tel: 01604 639011

Fax: 01604 611700

[sTaGeWaLkEr 10]

The issue of "free" road tax for classic cars really bugs me

Take my car,use it (usually) on sunny days and weekends,yet i have to pay the same road tax as someone doing say 100,000 miles a year.

Scrap road tax and increase fuel duty anybody?

 

I'm with you on that one, buddy!

[DaveD 10]

some companies say that any car that has not been produced for 10 years can be insured as a classic

[andy007007 10]

I want to complain about road tax prices, I can't understand how they can justify £205 for an old car, 1974, with no cat fitted, that I do hardly any mileage in and my other car with a similar size engine, age-2004, that is modern, with a cat exhaust, they are charging £245, what utter bull.

[andy007007 10]

At last it's free, long wait lol

[auzilink28 10]

On 13/04/2006 at 20:19, muddycoffee said:

 

Are you sure about that, It used to be 30 years before it was free tax.

It is now 40 years before it becomes tax free. Just check on DVLA site.

[finchalex 0]

Its actually vehicles except buses and lorries used commercially that were constructed before 1 January 1973 can qualify for free tax and classed as a historic vehicle.

[Shirepro 11]

DVLA: 

Vehicles exempt from vehicle tax

If your vehicle was built before 1 January 1983, you can stop paying vehicle tax from 1 April 2023.

 

You do not need to get an MOT if:

• the vehicle was built or first registered more than 40 years ago
• no ‘substantial changes’ have been made to the vehicle in the last 30 years, for example replacing the chassis, body, axles or engine to change the way the vehicle works

You also get exemption from all the clean air zones provided your V5 says 'Historic'.  Mine is 1971 and Tax/MOT exempt but wasn't exemopt all of the congestion and Clean Air charges until I changed the tax status ( it was 'Limited Use' as an ex agricultural vehicle.

 

I got decent insurance from one of the usual comparions sites but you have to beware the valuation as they may reduce the value with time like a normal car, when (one hopes) it will increase in value.  I used the Topcashback Y1 to get it chjeaply but now pay about £70 a yaer fully comp.

 

START rescue are one of the few companies prepared tp offer breakdown cover over 15 years, except specialist insurers who may have a deal with a recovery.

[carosio 186]

The cheap insurance is likely dependant on a low annual mileage, ie, less than 1k. If the vehicle is not tested, I'm not sure how mileage can be proved if the current mileage is not required or stated on the proposal form.