What year does a car become a classic(with insurance)?

[Alextopman 1,424]

I have a 26 year old Audi Quattro that does less than 1,000 miles a year so I may have to look into classic insurance in the future.

[carosio 186]

 

From Which? magazine.

What counts as a classic car?

In order to incur no vehicle tax, HMRC requires classic cars to have been built or registered before 1 January 1982.

Classic car insurers and brokers, however, have varying definitions of what counts as a classic model. Some may consider cars only 10 years of age as eligible.

We've rounded up the classic car definitions from several providers:

Admiral classic car insurance: 'To get classic car insurance, Admiral requires a car to be over 35 years old and under 70 years old.

'This varies depending on which insurer you go with, so it's worth checking whether or not your car is classed as 'classic'. If your car was made before 1940 it will be classed as vintage.'

LV classic car insurance: 'Your classic car is over 20 years old and has a maximum value of £40,000.'

Carole Nash classic car insurance: 'Any car over 15 years old is now classed as a classic and can receive reductions in policy price that reflect the care they're given, and the way they're driven.'