What year does a car become a classic(with insurance)?

[chri5]

Just wondering what year does a car become a classic (with insurance)?

I had an Escort RS Turbo series 1 1985© which had classic car insurance but this was about 5 years ago.

[deano]

The rule of thumb as i see it is usually 15 yrs old,although some classic insurance companies debate what is a classic.

They do state that it has to be a second car to qualify for the cheap insurance and usually impose a limited mileage restriction,up to 5000 miles although i could be wrong on that.

My spitfire insurance is £80 a year,fully comp,breakdown cover and a 3000 mile restriction,........................pity it's not on the road

[x111james]

15 years old and its free tax

[muddycoffee]

15 years old and its free tax

 

Are you sure about that, It used to be 30 years before it was free tax.

[fox20thc]

Just looked on the dvla website and no mention about free tax

 

DVLA

[mega_monty]

Are you sure about that, It used to be 30 years before it was free tax.

 

Its actually vehicles except buses and lorries used commercially that were constructed before 1 January 1973 can qualify for free tax and classed as a historic vehicle.

[mega_monty]

Just wondering what year does a car become a classic (with insurance)?

I had an Escort RS Turbo series 1 1985© which had classic car insurance but this was about 5 years ago.

 

I have an 88 metro turbo and I can get classic car insurance

[muddycoffee]

Its actually vehicles except buses and lorries used commercially that were constructed before 1 January 1973 can qualify for free tax and classed as a historic vehicle.

I thought so,

my housemate, around 7 years ago had a 30 years old Landrover which qualified for free tax. It was a great vehicle but at that age required a considerable amount of maintenance.

[deano]

The issue of "free" road tax for classic cars really bugs me

Take my car,use it (usually) on sunny days and weekends,yet i have to pay the same road tax as someone doing say 100,000 miles a year.

It used to be the case a few years ago if the car was 25 years old it qualified for free tax,but they changed it to cars manufactured on or before 1st january 1973,.............it really is time this was reviewed.

There is a huge classic car industry which would get a shot in the arm if the tax policy was reviewed to say cars made before 1980,the popularity of older cars would surely increase.

Of course i do have personel reasons for wanting free tax,mine is a 1976 model,and when i do get it on the road i still have to tax it,as well as my "everyday" car.

Scrap road tax and increase fuel duty anybody?

[Skatiechik]

Chris,

 

I would have thought you'd be able to get classic car insurance for your escort.

 

I normally use Lancaster, as they always seem to give me a good deal with an agreed valuation for my vehicles.