Jump to content


What year does a car become a classic(with insurance)?

Recommended Posts

Just wondering what year does a car become a classic (with insurance)?

I had an Escort RS Turbo series 1 1985© which had classic car insurance but this was about 5 years ago.

Share this post


Link to post
Share on other sites

The rule of thumb as i see it is usually 15 yrs old,although some classic insurance companies debate what is a classic.

They do state that it has to be a second car to qualify for the cheap insurance and usually impose a limited mileage restriction,up to 5000 miles although i could be wrong on that.

My spitfire insurance is £80 a year,fully comp,breakdown cover and a 3000 mile restriction,........................pity it's not on the road :|

Share this post


Link to post
Share on other sites
15 years old and its free tax

 

Are you sure about that, It used to be 30 years before it was free tax.

Share this post


Link to post
Share on other sites

Just looked on the dvla website and no mention about free tax :confused:

 

DVLA

Share this post


Link to post
Share on other sites
Are you sure about that, It used to be 30 years before it was free tax.

 

Its actually vehicles except buses and lorries used commercially that were constructed before 1 January 1973 can qualify for free tax and classed as a historic vehicle.

Share this post


Link to post
Share on other sites
Just wondering what year does a car become a classic (with insurance)?

I had an Escort RS Turbo series 1 1985© which had classic car insurance but this was about 5 years ago.

 

I have an 88 metro turbo and I can get classic car insurance

Share this post


Link to post
Share on other sites
Its actually vehicles except buses and lorries used commercially that were constructed before 1 January 1973 can qualify for free tax and classed as a historic vehicle.

I thought so,

my housemate, around 7 years ago had a 30 years old Landrover which qualified for free tax. It was a great vehicle but at that age required a considerable amount of maintenance.

Share this post


Link to post
Share on other sites

The issue of "free" road tax for classic cars really bugs me :rant:

Take my car,use it (usually) on sunny days and weekends,yet i have to pay the same road tax as someone doing say 100,000 miles a year.

It used to be the case a few years ago if the car was 25 years old it qualified for free tax,but they changed it to cars manufactured on or before 1st january 1973,.............it really is time this was reviewed.

There is a huge classic car industry which would get a shot in the arm if the tax policy was reviewed to say cars made before 1980,the popularity of older cars would surely increase.

Of course i do have personel reasons for wanting free tax,mine is a 1976 model,and when i do get it on the road i still have to tax it,as well as my "everyday" car.

Scrap road tax and increase fuel duty anybody?

Share this post


Link to post
Share on other sites

Chris,

 

I would have thought you'd be able to get classic car insurance for your escort.

 

I normally use Lancaster, as they always seem to give me a good deal with an agreed valuation for my vehicles.

Share this post


Link to post
Share on other sites

i insure my classic via an owner's club at a much reduced rate. is there an owner's club for your car? if so, give them a try...

Share this post


Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
×
×
  • Create New...

Important Information

We have placed cookies on your device to help make this website better. You can adjust your cookie settings, otherwise we'll assume you're okay to continue.