Jeffrey Shaw   90 #37 Posted August 16, 2018 This has been raised on the 'main' Coppen thread. See there, instead. https://www.sheffieldforum.co.uk/showthread.php?t=1070344 Share this post Link to post Share on other sites Share this content via...
bigrbuk   10 #38 Posted November 13, 2018 Sorry to bump the thread. We're in a Coppen leasehold property too, we gave notice of cover and paid the fee, not a problem. We get charged the same fee year on year though, is that correct? Do you need to give notice every year? I can't find anything in the legislation to clarify, it just says within 14 days of "a date" Share this post Link to post Share on other sites Share this content via...
topflat29 Â Â 10 #39 Posted November 14, 2018 If you study section 7.3 in the free guide by LEASE , there is no fee to pay.: Â https://www.lease-advice.org/advice-guide/service-charges-other-issues/#27 Share this post Link to post Share on other sites Share this content via...
Jeffrey Shaw   90 #40 Posted November 17, 2018 If you study section 7.3 in the free guide by LEASE , there is no fee to pay.: https://www.lease-advice.org/advice-guide/service-charges-other-issues/#27 I agree. Coppen has charged a fee wrongly here.  ---------- Post added 17-11-2018 at 20:04 ----------  Sorry to bump the thread. We're in a Coppen leasehold property too, we gave notice of cover and paid the fee, not a problem. We get charged the same fee year on year though, is that correct? Do you need to give notice every year? I can't find anything in the legislation to clarify, it just says within 14 days of "a date" Yes- the s.164 Notice needs to be served annually. Share this post Link to post Share on other sites Share this content via...
bigrbuk   10 #41 Posted November 22, 2018 On 11/17/2018 at 8:04 PM, Jeffrey Shaw said: I agree. Coppen has charged a fee wrongly here.  ---------- Post added 17-11-2018 at 20:04 ----------   Yes- the s.164 Notice needs to be served annually. So as long as I serve proper notice I shouldn't pay the charge? Share this post Link to post Share on other sites Share this content via...
Jeffrey Shaw   90 #42 Posted November 22, 2018 5 hours ago, bigrbuk said: So as long as I serve proper notice I shouldn't pay the charge? Yes, as I posted. Coppen relies on you not knowing! Share this post Link to post Share on other sites Share this content via...
geared   303 #43 Posted November 23, 2018 Yep, they can ask you to pay a fee, but if you follow correct procedure you do not have to.  Won't stop them asking for it though. Share this post Link to post Share on other sites Share this content via...
topflat29   10 #44 Posted November 23, 2018 (edited) For many cases of "leasehold house" , the land site only belongs to the freeholder and whilst the house belongs to the tenant.   So the tenant pays annual ground rent for being on the land belonging to the landowner. The building insurance cover for the house should belong to the tenant and tenant has no need to pay the freeholder 's chosen insurer .  You should report this matter to  FMA ( Financial Markets Authority. ) Edited November 23, 2018 by topflat29 Share this post Link to post Share on other sites Share this content via...
Jeffrey Shaw   90 #45 Posted November 25, 2018 On 11/23/2018 at 6:40 PM, topflat29 said:  The building insurance cover for the house should belong to the tenant and tenant has no need to pay the freeholder 's chosen insurer . This is legally incorrect. Please post such material only if you know it to be right. Share this post Link to post Share on other sites Share this content via...
kporter229   10 #46 Posted January 28, 2019 On 13/11/2018 at 21:54, bigrbuk said: Sorry to bump the thread. We're in a Coppen leasehold property too, we gave notice of cover and paid the fee, not a problem. We get charged the same fee year on year though, is that correct? Do you need to give notice every year? I can't find anything in the legislation to clarify, it just says within 14 days of "a date" Worth pointing out that even though I have sent the correct notice of cover every year fro the last 3/4 years, Coppen still include the charge on my invoice.  I have sent them numerous letters telling them that they are wrong to do this, but they never reply.  The last couple of years I have sent them a cheque for the ground rent only, with a covering letter stating that acceptance of the cheque is on condition that it is full and final payment of everything in the invoice. They still continue to include the charge, together with arrears and an admin charge! I am expecting my annual invoice in the next couple of weeks and anticipate it will still have the charges on it. Share this post Link to post Share on other sites Share this content via...
geared   303 #47 Posted January 28, 2019 I hope you intend to sack them off as soon as possible Share this post Link to post Share on other sites Share this content via...
iwbsheff   10 #48 Posted January 29, 2019 23 hours ago, kporter229 said: Worth pointing out that even though I have sent the correct notice of cover every year fro the last 3/4 years, Coppen still include the charge on my invoice.  I have sent them numerous letters telling them that they are wrong to do this, but they never reply.  The last couple of years I have sent them a cheque for the ground rent only, with a covering letter stating that acceptance of the cheque is on condition that it is full and final payment of everything in the invoice. They still continue to include the charge, together with arrears and an admin charge! I am expecting my annual invoice in the next couple of weeks and anticipate it will still have the charges on it. I think I posted upthread, or on another Coppen thread - I sent them a strongly worded letter threatening court action if they continued to send erroneous invoices and I saw this as a breach of my right to quiet enjoyment of my home. This was harassment and I would seek damages due to the stress caused etc.   It was something of an idle threat - I mean, it would cost vastly more to engage legally with them and there's always the chance the court won't award costs. But it did the trick. Perhaps because I sounded like I knew what I was talking about and had actually read my lease?  But...I ended up buying the freehold reversion anyway. I didn't want potential buyers in the future getting spooked by their antics. As geared put it, sack them off if you can. Share this post Link to post Share on other sites Share this content via...