RutlandFlyer   10 #49 Posted August 16, 2012 Spend more than you earn, spiral into debt. Earn more than you spend, build up some savings and a little capital. Not enough money to get by and can't reduce costs any further, increase your income. The numbers don't lie.  That's easier said than done, particularly in the current climate when inflation is creeping up and wages aren't rising to match it. In a stagnant economy, by definition every extra pound you earn is a pound someone else has lost. A lot of folk are getting poorer month by month, so people who were barely squeaking by last year may now not be making ends meet through no fault of their own. Share this post Link to post Share on other sites Share this content via...
danny128 Â Â 10 #50 Posted August 16, 2012 That's easier said than done, particularly in the current climate when inflation is creeping up and wages aren't rising to match it. In a stagnant economy, by definition every extra pound you earn is a pound someone else has lost. A lot of folk are getting poorer month by month, so people who were barely squeaking by last year may now not be making ends meet through no fault of their own. Â How many people have sky/internet/42" TV/mobile phone/pub few times a week/ its how people spend the money thats the big problem, Share this post Link to post Share on other sites Share this content via...
regatta   10 #51 Posted August 16, 2012 That's easier said than done, particularly in the current climate when inflation is creeping up and wages aren't rising to match it. In a stagnant economy, by definition every extra pound you earn is a pound someone else has lost. A lot of folk are getting poorer month by month, so people who were barely squeaking by last year may now not be making ends meet through no fault of their own.  so don't get into to debt! and certainly don't buy things with on going cost to keep and maintain, old saying! cut your cloth! in other words make sacrifices. Share this post Link to post Share on other sites Share this content via...
hair-rig   10 #52 Posted August 16, 2012 How many people have sky/internet/42" TV/mobile phone/pub few times a week/  No idea any chance of a clue? Share this post Link to post Share on other sites Share this content via...
Bypassblade   10 #53 Posted August 16, 2012 Read all posts on here & we have some wise old seers do we not, you know spend less than you earn, then increase your earnings =savings. In the market today when pay rises are virtually nil, how do people increase their incomes, bank robbing?  People get into debt because its easy to do so, they get a credit card & think I'll pay it off next month, it doesn't always work out so simply.  People get these sort of loans as they have nowhere else to turn; and in desperation are forced to use them, these companies know this hence big interest rates.  There are a couple on here (no names) but make out like big shots; and that they drive a Porsche or something like that, when in reality; they could not crap sixpence & drive a 1975 Cortina Share this post Link to post Share on other sites Share this content via...
regatta   10 #54 Posted August 16, 2012 Read all posts on here & we have some wise old seers do we not, you know spend less than you earn, then increase your earnings =savings. In the market today when pay rises are virtually nil, how do people increase their incomes, bank robbing? People get into debt because its easy to do so, they get a credit card & think I'll pay it off next month, it doesn't always work out so simply.  People get these sort of loans as they have nowhere else to turn; and in desperation are forced to use them, these companies know this hence big interest rates.  There are a couple on here (no names) but make out like big shots; and that they drive a Porsche or something like that, when in reality; they could not crap sixpence & drive a 1975 Cortina wish I had a 1975 cortina, in good nick, worth a lot of money. Share this post Link to post Share on other sites Share this content via...
FACEBOOK Â Â 10 #55 Posted August 16, 2012 That's easier said than done, particularly in the current climate when inflation is creeping up and wages aren't rising to match it. In a stagnant economy, by definition every extra pound you earn is a pound someone else has lost. A lot of folk are getting poorer month by month, so people who were barely squeaking by last year may now not be making ends meet through no fault of their own. Â Money doesn't care about the tears of those on low income or those spending beyond their means, as when the tears have dried, the numbers still read the same. All that is left is to take action and earn more. No jobs? No opportunity? Then it's time to create your own opportunity. Sadly, many people who have been on low income for a period of time lose their self confidence and any ambition is eventually destroyed under the weight of debt and struggle, their focus turns to just getting by. If you drive a car and steer it toward a tree, you will hit the tree. Share this post Link to post Share on other sites Share this content via...
PeteMorris   10 #56 Posted August 16, 2012 If you're in work, even if it's barely paying for itself, then at the very least you're gaining experience and a chance for further promotion. If you're lucky you might even be gaining new skills and qualifications. You'd get none of that if you stayed at home on benefits. If you've got any ambition to better yourself and improve your lot in life then there's no such thing as job not worth having.  It's called working for a living and having self respect, instead of spending a life on the dole...Is that what you would rather they do? Share this post Link to post Share on other sites Share this content via...
stereolab   10 #57 Posted August 16, 2012 Peasants should'nt have cars.  reading your other post it does'nt seem you have a clue about any thing.  You might find this useful  http://oxforddictionaries.com/words/apostrophe#apostrophes_showing_omission Share this post Link to post Share on other sites Share this content via...
hair-rig   10 #58 Posted August 16, 2012 talking about terms, not long before the hols are over  You might find this useful http://oxforddictionaries.com/words/apostrophe#apostrophes_showing_omission  I'm sure it will all get sorted out shortly.:hihi:...... Share this post Link to post Share on other sites Share this content via...
Bypassblade   10 #59 Posted August 16, 2012 wish I had a 1975 cortina, in good nick, worth a lot of money.  Only car I could think of lol Share this post Link to post Share on other sites Share this content via...
kidley   48 #60 Posted August 16, 2012 I havnt read all the post so forgive me if it has been said before, if most weeks you have nothing left at the end of the week how do you cope with the extra cost of repaying a loan with high interest? Share this post Link to post Share on other sites Share this content via...