Jump to content

Are people really that hard up?

Recommended Posts

Spend more than you earn, spiral into debt. Earn more than you spend, build up some savings and a little capital. Not enough money to get by and can't reduce costs any further, increase your income. The numbers don't lie.

 

That's easier said than done, particularly in the current climate when inflation is creeping up and wages aren't rising to match it. In a stagnant economy, by definition every extra pound you earn is a pound someone else has lost. A lot of folk are getting poorer month by month, so people who were barely squeaking by last year may now not be making ends meet through no fault of their own.

Share this post


Link to post
Share on other sites
That's easier said than done, particularly in the current climate when inflation is creeping up and wages aren't rising to match it. In a stagnant economy, by definition every extra pound you earn is a pound someone else has lost. A lot of folk are getting poorer month by month, so people who were barely squeaking by last year may now not be making ends meet through no fault of their own.

 

How many people have sky/internet/42" TV/mobile phone/pub few times a week/ its how people spend the money thats the big problem,

Share this post


Link to post
Share on other sites
That's easier said than done, particularly in the current climate when inflation is creeping up and wages aren't rising to match it. In a stagnant economy, by definition every extra pound you earn is a pound someone else has lost. A lot of folk are getting poorer month by month, so people who were barely squeaking by last year may now not be making ends meet through no fault of their own.

 

so don't get into to debt! and certainly don't buy things with on going cost to keep and maintain, old saying! cut your cloth! in other words make sacrifices.

Share this post


Link to post
Share on other sites
How many people have sky/internet/42" TV/mobile phone/pub few times a week/

 

No idea any chance of a clue?

Share this post


Link to post
Share on other sites

Read all posts on here & we have some wise old seers do we not, you know spend less than you earn, then increase your earnings =savings. In the market today when pay rises are virtually nil, how do people increase their incomes, bank robbing?

 

People get into debt because its easy to do so, they get a credit card & think I'll pay it off next month, it doesn't always work out so simply.

 

People get these sort of loans as they have nowhere else to turn; and in desperation are forced to use them, these companies know this hence big interest rates.

 

There are a couple on here (no names) but make out like big shots; and that they drive a Porsche or something like that, when in reality; they could not crap sixpence & drive a 1975 Cortina

Share this post


Link to post
Share on other sites
Read all posts on here & we have some wise old seers do we not, you know spend less than you earn, then increase your earnings =savings. In the market today when pay rises are virtually nil, how do people increase their incomes, bank robbing?

 

People get into debt because its easy to do so, they get a credit card & think I'll pay it off next month, it doesn't always work out so simply.

 

People get these sort of loans as they have nowhere else to turn; and in desperation are forced to use them, these companies know this hence big interest rates.

 

There are a couple on here (no names) but make out like big shots; and that they drive a Porsche or something like that, when in reality; they could not crap sixpence & drive a 1975 Cortina

wish I had a 1975 cortina, in good nick, worth a lot of money.

Share this post


Link to post
Share on other sites
That's easier said than done, particularly in the current climate when inflation is creeping up and wages aren't rising to match it. In a stagnant economy, by definition every extra pound you earn is a pound someone else has lost. A lot of folk are getting poorer month by month, so people who were barely squeaking by last year may now not be making ends meet through no fault of their own.

 

Money doesn't care about the tears of those on low income or those spending beyond their means, as when the tears have dried, the numbers still read the same. All that is left is to take action and earn more. No jobs? No opportunity? Then it's time to create your own opportunity. Sadly, many people who have been on low income for a period of time lose their self confidence and any ambition is eventually destroyed under the weight of debt and struggle, their focus turns to just getting by. If you drive a car and steer it toward a tree, you will hit the tree.

Share this post


Link to post
Share on other sites
If you're in work, even if it's barely paying for itself, then at the very least you're gaining experience and a chance for further promotion. If you're lucky you might even be gaining new skills and qualifications. You'd get none of that if you stayed at home on benefits.

 

If you've got any ambition to better yourself and improve your lot in life then there's no such thing as job not worth having.

 

It's called working for a living and having self respect, instead of spending a life on the dole...Is that what you would rather they do?

Share this post


Link to post
Share on other sites
wish I had a 1975 cortina, in good nick, worth a lot of money.

 

Only car I could think of lol :D

Share this post


Link to post
Share on other sites

I havnt read all the post so forgive me if it has been said before, if most weeks you have nothing left at the end of the week how do you cope with the extra cost of repaying a loan with high interest?

Share this post


Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
×
×
  • Create New...

Important Information

We have placed cookies on your device to help make this website better. You can adjust your cookie settings, otherwise we'll assume you're okay to continue.