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Help with mortgage


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Hi,

really struggling to get a mortgage been to most estate agents and because we a default in 2009.....no 1 will give us one ....we have a good deposit .....im in fulltime work but only earn 19k a year......can anyone help???????????

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No.

 

 

You have a default for a reason.

 

Good on the banks being careful and refusing you. It will drop of 6 years after default date.

 

So learn to manage better first

Edited by Eckolad
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we mange our money and bills out perfect....

all our bill are payed ...

we owe nobody nothing ....

we have no loans .....or owe no money on a credit card....

we pay our rent on time every month and have done for the past 4 yrs ......

it was one stupid misstake which wasnt even our fault that gave us a default ....

 

no one is perfect .....except from you .....of course .....

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we mange our money and bills out perfect....

all our bill are payed ...

we owe nobody nothing ....

we have no loans .....or owe no money on a credit card....

we pay our rent on time every month and have done for the past 4 yrs ......

it was one stupid misstake which wasnt even our fault that gave us a default ....

 

no one is perfect .....except from you .....of course .....

 

If the default has been put on in error, chase this up in attempt for it to be removed.

 

Regards the mortgage, speak to a broker... they'll find you a lender willing to lend you the money, however you may find yourself paying an increased level of interest, as you're more of a risk to said companies because of this default.

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i have tryed to have the default removed but once its on credit expert says they cant remove it but they have put a noice of correction on it which expains why its there ....

i have to phone a broker back this week with some figers ect ..hopefully he will be able to help ...fingers crossed .....

thanks guys ...

and thanks cgksheff just got angry at negative oppions when all we wanted was a bit of help.....im goning to read attachment now xx

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Hi,

really struggling to get a mortgage been to most estate agents and because we a default in 2009.....no 1 will give us one ....we have a good deposit .....im in fulltime work but only earn 19k a year......can anyone help???????????

 

With houses still falling in most areas and unlikely to recover in the near future you are better off renting.

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