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Home insurance cover for someone with previous claims


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Posted

Hi,

 

Im trying to find a company which will insure my brother, he has previously made 4 claims in the last 3 yrs so im struggling to find someone who will give him contents insurance. ive tried the big ones like barclays, nationwide, more than, direct line etc.... I even looked on gocompare. com and only 2 came who i had never heard of and wanted £500 excess.

 

Any ideas of companies?

 

If cant suggest a company then please dont reply with non helpful answers. thanks

Posted
Four claims in three years.I think it's time to face the music.

 

are you incapable of reading? If you cant be helpful then dont post! His claims are genuine. :rant:

Posted

Insurers have a database of claims that they share, so they'll all know, even if he tries to hide them I'm afraid. Four in three years is unlucky, but I know it's possible.

 

He might have to spend a year or two without at this rate, or see if he can get some next year? It's a risk based business at the end of the day - would you want to risk you money on something where you're likely to pay out?

 

Sucks for your brother though if it's not his fault :(

Posted
Insurers have a database of claims that they share, so they'll all know, even if he tries to hide them I'm afraid. Four in three years is unlucky, but I know it's possible.

 

He might have to spend a year or two without at this rate, or see if he can get some next year? It's a risk based business at the end of the day - would you want to risk you money on something where you're likely to pay out?

 

Sucks for your brother though if it's not his fault :(

 

Thanks, I will keep ringing for him again tomorrow, my mind is boggled with it all.

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