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Can/Do you claim Pension Credit

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12-10-2018, 11:02   #1
Itrytoplease
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I've been messing about on the web (as usual) looking at benefits etc. Came across "Pension Credit" can you claim? site, I'd looked at this before and dismissed it as not applying to me as I get a pension which is MORE than the amount they state on the web site, which is 163.00 per week, however I did a check using their calculator and was surprised when it said I could get an extra 62.77 per week. WOW! Yea I thought, heard that before.
So I used another site and that came up with the same result - Weird - who knows better than the gov's own web site, so that's where i went next, and that said the same. So I phoned the free phone number and asked if i qualify (button 2). I have now got a claim ongoing. Can you claim?

Calculator - https://www.gov.uk/pension-credit

Pip payments do NOT count
Savings under 10,000 IGNORED, anything over reduces the amount you get.
Ignore the max income of 163.00 single and the 248.00 married it's different if your disabled. which they don't tell you about (which is why nearly 1 million people don't claim it.

You need 3 months of Bank Statements, though they didn't say if I have to send them in, they implied I didn't, but because I didn't have them they marked my application ( IDOC) until I get them, otherwise I think I could have done it all today.
If you do put in a claim, they ask when you would like it to start from - It can be backdated 3 months so ask for it.

WHAT ANNOYS ME IS i COULD HAVE HAD THIS YEARS AGO. (so much for a quick note on the subject)
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Never put off till Tomorrow what you can do today, Cause if you do it TODAY and you LIKE it, you can do it again tomorrow.
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12-10-2018, 13:57   #2
willman
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I don't and i can't - BUT one thing that i had been informd of whilst unemployed was to check every year what i could claim for (not necessarily recieve) when i got back into work just as you have done.

The only thing i qualify for now is married persons allowance of tax, which my dad is also now eligible for even though they are both retired.
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12-10-2018, 15:30   #3
Annie Bynnol
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The State Pension rules have changed significantly in the last few years.
To get the NEW maximum State Pension you need 35 years of contribution and are old enough.
Guaranteed income is 163(single)or 248.80(couple) with a decreasing amount if you have savings over 10 000. Increasing amount if other things apply.

As Itrytoplease says Check or get it checked.

Married Couple's Allowance only available if on partner was born before 6 April 1935.

Marriage Allowance lets you transfer up to 1,190 of your unused Personal Allowance to your legal partner so they can save up to 238. Available to any age or savings amount. Allowances change every year.

As Itrytoplease says check or get it checked.
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12-10-2018, 16:53   #4
Itrytoplease
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I have spent hours looking things up for other people on here, I like doing it, but with pension credit for myself I saw the 163.00 rule and never went any further, who would?
I'm just worried if it effects anything else. it's a means tested benefit and PIP doesn't count, so it can't effect much - can it?

Is it to good to be true?

---------- Post added 15-10-2018 at 09:56 ----------

THE LOW DOWN!!!!!

The Gov. says a single (can only talk about single) FIT person needs 163 as a minimum pension to live on. However if your disabled that amount goes up to 227.30 per week.

This gives most an extra 63.00 a week.

Savings under 10,000 are not counted in their calculations. and neither is PIP

I've made my claim today and back dated it the 3 months your allowed, I can't foresee any problems, the 3 months bank statements they asked for weren't needed.

Married couples should do rather better than me, so check it out, your entitled to it.
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Never put off till Tomorrow what you can do today, Cause if you do it TODAY and you LIKE it, you can do it again tomorrow.

Last edited by Itrytoplease; 17-10-2018 at 17:35.
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