That is when you are skint when you go to the Panel office ?(1930s/40s) for money for food and they ask you if you have a sofa, and when you say yes, they said sell that for food. This happened to my widowed mother.
Called the dealer this morning and the water pump does not need changing at the same time as the cam belt because it is on the other side of the engine to the cam belt. They will let me know if it ever needs changing.