I tried the wecanwriteitoff.com that you suggested we call, and what a result. I now pay my debts in one payment, much lower than what I was paying. I was a bit unsure at the time, as people have aways advised me that debt management makes matters worse. But my interest has stopped on my cards, and the payments is something I can afford, the advisors are very helpful and they kept me completely informed of what was happeing. This was a god send thankyou.