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Albert the Cat

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Everything posted by Albert the Cat

  1. Already has for about a week now. Costco at 99.9p/l.
  2. The bios is not scary at all. If it is a fairly modern PC, the interface is a full GUI which you can even use with a mouse. Like Ghozer said, my first instinct was wake on lan by a magic packet.
  3. Long may this lockdown continue. The social divide needs widening.
  4. The answer is yes. The government's pathetic response has effectively make it no longer an issue. We will now have tens of thousands more die, we can no longer prevent that. It isn't just the variety of food that you consider a luxury. It is the actual food itself. If it isn't picked, it is wasted and businesses go under and more strain will be put on the welfare state. I personally don't care either way, my job is recession proof. The problem from all this is that the social divide with inevitably widen a lot. We will not be on the wrong side, but i have gone beyond caring for the ones less fortunate than me. If you can't be bothered to help yourselves, then why should I?
  5. I can buy my company's shares from my gross salary before any deductions. If I hold onto the shares for 5 years (or more) I can sell them at the market rate and keep all the money. Since I pay 40% tax, I can effectively let the shares drop 40% in price before I start losing anything.
  6. I think it must have been quite a long time ago. The current Ts&Cs for Three state as follows; - All our plans include a Personal Hotspot, with the exception of Essential plans. - If you have Unlimited Data as part of your package or with an Add-on, there are no hidden caps or limits when using your device within the UK. Unlimited Data lets you use the internet to your heart’s content, without worrying about hefty bills. https://kenstechtips.com/index.php/three-all-you-can-eat-data-reviewed#Throttling_Traffic_Management The above link is a review of Three in October 2019. Seems like it really is as good as it seems. I got my plan last year as a sim only contract at £20/month for unlimited everything and the first 6 months were only £10/month. It has been great for me so far.
  7. You could invest in companies directly yourself. Then you know exactly who you have invested in. Also, cutting out the middle -person means you get all of the benefit. I am somewhat confilicted with this. This is assuming that you are going to live to retirement and long enough to get enough out in terms of what you have put in. I currently max out my share purchase allowance every month and hold on to them for five years as to not have to pay income tax on the shares. This way, I get the tax free element as if I contributed into a pension but get the money sooner. Edit: I am hedging my bets and contribute 10% of my wage into the pension and the company effectively matches it.
  8. My first ever bank account was with Midland Bank which became HSBC and have never found a need to move. Great current account if you managed to get the Aspects cover which is no longer available for new customers. I also use HSBC for great mortgage deals and share dealings via Investdirect. HSBC has the second largest reserves behind JP Morgan. HSBC didn’t need a bailout in the 2008 crash and won’t need one now. If your money isn’t safe with them, we have far bigger problems. Puting money in a savings account when interest rates are so low just doesn't make sense anymore. I am taking advantage of the depressed stock market to bag a few really good deals. To minimise my risk I only buy into FTSE 100 companies and steer clear of the obvious industries in trouble, such as oil, airlines etc. My current portfolio is going to enjoy an annual dividend yield of 10%+ once things are back to normal. No bank is ever going to give you those rates.
  9. Clippers, number 3 all over. Job done.
  10. Three genuinely has no limits on tethering on their unlimited plans. I managed to burn through about 100GB in a month via tethering with no issues.
  11. Actually he has a legitimate point. There are some legacy pieces of software that doesn't run if the core clock is above 2GHz. That is kind of a problem if you see where core clock speed is now don't you think?
  12. Genuine question, just how is he going to do that? Does he own any pharmaceutical company? Do you know which is currently the largest pharmaceutical company engaged in creating a vaccine. I’ll help you out, it isn’t one company it’s two GSK and Sanofi which are coincidentally British and French. Bill Gates does not have any sizable holdings in either company. It’s this partnership you want to create the vaccine as well because they have the largest manufacturing capability with a target of 600 million vaccines by 2021.
  13. To answer the question, no. I don't need to believe in God to live a moral life as the vast majority of religious people tend to. I don't need the fear of God to choose my actions based on right and wrong. I make my choices completely of my own free will. So who is the better person me or some religious person who needs to be “guided” by some imaginative entity?
  14. Who the hell uses Zoom anyway. If you value security then use Skype.
  15. Tell me how you "clean" it.... I work with our own health physics department, so would like your view.
  16. Is this why the UK has gone begging to the EU to repatriate British citizens stranded around the world? Got it.....
  17. Will not affect me. My line of work is 100% recession proof. I have been trying to enlighten the error of a lot Brexiteers but they just do not want to listen. Prepare to reap what you sow. Those lines at the job centre will be laughable.
  18. The FT has just reported that the cost by the UK government far outstrips other EU countries in supporting the economy with the measures announced. We are spending 0.225 per cent of annual GDP per week. That's ÂŁ6bn! To give you some context, the annual NHS bill is ÂŁ140bn. So the wage guarantee for just under half a year will match what we spend on the NHS. Maxing out the country's credit card quite nicely. The other EU governments haven't gone anywwhere near as far. Wonder why.....
  19. What did I say was rhetoric? So the FTSE100 didn't suffer a worst hit than the other major financial indices in Europe this year? Are you also going to tell me thousands of doctors and nurses from the EU DIDN'T leave the UK because of Brexit? Go ahead, I dare you.
  20. We are doing horribly outside the EU. Talking about credit ratings for a start, we used to have the same ratings as Germany at AAA along with a a few other EU countries, but not anymore. Not to mention that the FTSE is getting battered more than most since YTD. Thousands of unnecessary deaths due to COVID-19 will occur because we didn't sign up to the EU's procurement initiative for medical equipment. We would've been in it automatically. I wish that the thousands of European health workers that left due to Brexit are still here. As Brexiteers have said, this country is overpopulated. Don't worry, it is getting a decent reduction now.
  21. Then why is our country the only one to have its credit rating downgraded?
  22. Are you out of your bloody mind? Do you think the economic measures by the government are free? Also, our measures will plunge us into greater debt than what the EU are proposing.
  23. Just answering his question on how people are getting deliveries actually. But also alluding to the fact that you shouldn't rely on the prospect of getting deliveries in a timely manner if you are not already provisioned for it because you simply can't.
  24. Can't say about Asda but Ocado has been operating a virtual queue system which can be crazy. 17,000+ in it at it peak and a wait of over 4 hours, but turns out to be closer to 45 minutes. However, I managed to log in at 4am straight away with out a problem. So try in the early hours to see if that helps.
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