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phoenixboy

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  1. 7/8 of claimants are working. Theres no such thing as dss anyway...or do landlords not rent to people with children for example? Dss= not working to many landlords. Not the case. All you have to do for an rgi check is pass a basic credit check and provide references. Its not the same as taking a loan out and even those with average credit can pass it. What should be upmost is affordability. And also a knowledge of local pay. Sheff is £18k i believe. Id class that as low income. Still youd be better renting to a self employed person on same money as they can offset tax. A working person cant. ---------- Post added 12-07-2015 at 15:58 ---------- Its this issue around dss i find unsavoury. Btl landlords been pimping off state for years. They should be more sympathetic to people in various circumstances. ---------- Post added 12-07-2015 at 16:09 ---------- If btl landlords cant sustain losses they shouldnt be expecting a profit. If they dont behave professionally, then its not a business.
  2. Do you mean unemployed? No such thing as DSS people claim for all sorts of reasons...amazon limit tax liabilities, you think they dont have means? ---------- Post added 12-07-2015 at 13:18 ---------- Landlords should be thankful for housing benefit inflating rental prices. I agree about an unemployed tenant being higher risk. But thats not this so called DSS which suggests something else! I would think only considering renting to high income employed people severely narrows the renting pool. Even then its exposure to debts and lifestyle not just income. Even at the average local income. After tax and ni, debts it doesnt leave much to play with. So many inaccuracies in that article its untrue. ---------- Post added 12-07-2015 at 13:34 ---------- Landlords mopping up the gravy train of inflated rents for years thanks to the state and turn around and say no dss. These are parasites who should get a proper job. Many landlords are nothing more than liggers imo. Nowt better than a person who dodges work. Same level.
  3. http://www.propertyinvestmentproject.co.uk/blog/reasons-why-landlords-shouldnt-accept-dss-tenants/#comment-541785 The misconceptions around benefits is astounding. Considering 7/8 of claimants are in work. Just having any ' job ' doesnt make a tenant any more or less of a risk. Especially in this precarious low paid job market. Id like to see some figures around this!
  4. Anna, its just so general. My missus did one. ---------- Post added 11-07-2015 at 20:12 ---------- And i did half her essays! Lol
  5. what do the experienced runners think of vibram five fingers? the trainers that mimic running barefoot? bit off topic ---------- Post added 11-07-2015 at 17:18 ---------- apparently improves posture, avoid injury. I guess not if you stand on a piece of glass.
  6. im not necessarily disagreeing with you. its getting less appealing to go to uni though. whats the tipping point? 50 grand debt? 100 grand debt? when does cost outweigh benefit? 50 grand for private training is quite a lot. a lot of courses, qualifications and a lot of knowledge. Say you started work at 18 worked your way up, and either you or employer invested 50k, I think by aged 30 you would be in a pretty powerful position in the workforce. ---------- Post added 11-07-2015 at 17:11 ---------- regarding first point: a doctor we might think 100k and 7 years is a good investment. A media studies student might think 50k and 3 years is less good or even waste of money. but then again, if that media studies student gets a high paid job, it could be a great investment! all depends.
  7. apprentice wages are set by the government. An employer can choose to pay more to individuals but cant pay less then what the law says. I cant see many parents being happy subsidising privately run businesses.
  8. and what would be the point of huge debt, 3 years+ hard work to then just get NMW job? ---------- Post added 11-07-2015 at 13:21 ---------- .....moot point? ---------- Post added 11-07-2015 at 13:22 ---------- there are other options tha knows. ---------- Post added 11-07-2015 at 13:23 ---------- agree. if off to uni, makes no sense on a jolly up. its quite a serious consideration.
  9. Its enough because of the exposure....on 35k looking at approx £130 per month. And thats every month, all the best part of working life. think of it as a loan repayment that never ends... ---------- Post added 11-07-2015 at 12:53 ---------- and thats an excellent point. the disadvantaged student on the round gets less support from parents than the richer ones. through school to FE to HE the student from a poor background gets a raw deal under the tories. ---------- Post added 11-07-2015 at 12:56 ---------- may i just add, loans were taken by poor students before. the grant which was taken away is just one part of the costs of going to university. important to get some perspective. not as if poor students were freeloading before. ---------- Post added 11-07-2015 at 12:58 ---------- they dont get education for free. see above. ---------- Post added 11-07-2015 at 13:05 ---------- tuition fees £9K PER YEAR living costs £8.5k PER YEAR *based on maximum loan support Total cost of a 3 year course at University (non london) : £52.5k Although it could be significantly more: http://www.independent.co.uk/news/uk/politics/budget-2015-universities-will-be-allowed-to-raise-fees-beyond-9000-says-george-osborne-10375910.html ---------- Post added 11-07-2015 at 13:08 ---------- I would argue for more than £50 grand you can get amazing private sector training or life experience...and still end up at the same point in career. university is generally poor value for money.
  10. Rose tinted specs...f and s are making a comeback and getting better and better. Everythings gone up! ---------- Post added 11-07-2015 at 10:19 ---------- Greystones is a top one..new cod on the block.
  11. Misleading. The tories kept the details of the cuts quiet. They did say it would be 12bn. I dont think many really understood the cuts would be as hard and deep as this.
  12. You got it wrong now youre backtracking. Or maybe you know more than the economists at the independent institute of fiscal studies? Ignorance is no xcuse!
  13. http://www.bbc.co.uk/news/magazine-33459515 "It's a responsible job," says Brennan, who worked as a driver on the Northern Line for 23 years. "Over the years stations have become busier and there's more need for trains to pass through more frequently. It can be repetitive having to check platforms before leaving stations, but it's a vital and important role."
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