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jumperjohn

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About jumperjohn

  • Rank
    Registered User

Personal Information

  • Location
    Sheffield
  • Occupation
    Engineer
  1. I do live in the real world and all I see is my tax bill going up. The quote was 'So how are unemployed people meant to afford the extra £30 or £50 to their rent (other than begging for a 'Discretionary Payment' by applying)?' I realise that people need help and I support that but this chap was asking how someone unemployed could find the extra cash. There are too many people happy to sit back and I'm so glad benefits will be reduced and capped. When this happens hopefully only those who need it will receive it and those who can work will work. I've been unemployed, in the 90's, and the benefits were there to help while in between jobs, unemployment shouldn't be a career choice.
  2. 'So how are unemployed people meant to afford the extra £30 or £50 to their rent (other than begging for a 'Discretionary Payment' by applying)?' Get a job? Seriously guys, go out and get a job.
  3. What is the point of a rhetorical question?
  4. Have you considered an eye test? If you’re short sighted this is made worse at night by 10 times. What car do you own? Maybe you need something with better headlights, buy a car with Xenons, they light the road a lot better than ‘normal’ bulbs. Practice night driving when it’s quiet. Get up really early or drive late at night and just go for a drive, the more you do this the better you will become.
  5. Last year there was an auction for DVLA reg numbers. There was one that I fancied, in fact I really wanted to buy it but my wife talked me out of buying it. The plate was sold for £1000 and I thought that it was an oppertunity lost. A few weeks later I saw the plate advertised through regtransfers, the plate was selling for £30,000, it has now sold. I won't take my wife's advice in future.
  6. I love watching the police shows where they catch uninsured drivers and take their cars away. If only this number plate recognition system was available a few years ago. I was knocked off my bike by an uninsured driver. He pulled out of a parking space hit me and sent me sliding down the road, luckily I didn’t hit anything, my bike hit a lamp post. I stayed a night in hospital to have a wound cleaned of grit. I joked at the time that the driver’s insurance is going to take a hit for this, this was until I found out he was uninsured. He should not have been on the road and with him not being on the road I could have been at home not in hospital taking up a bed and costing the NHS money. It took around 18 months to get compensation from the loss of my bike, injures and cycle gear. The compensation was paid by the MIB, a central fund which each and every one of us pays into, around £30, through our insurance. The more illegal drivers the police get off the road the better for all. I hold no sympathy for anyone getting their car confiscated because they do not have insurance. Crush their cars!!!!, rant over….
  7. A plane did crash in America due to load calculations based on a weight model from the 1950's I believe. It was a small 20 seat aircraft and most of the occupents were overweight. The plane took off, failed to climb and crashed. No one survived. Since that crash, around the year 2000, the model for calculating the average mass of people has been increased.
  8. Try BMV- bmvcarcare.co.uk He came to my house and repaired a gouge from my front bumper, excellent job.
  9. The steel industry in Sheffield is worth hundereds of millions. Forge Masters have full order books for the next few years worth £100 million + per year. I work for a steel company in Sheffield and we have a lot of work, more coming in and not enough skilled Engineers to fill vacancies. If you're an engineer, and I mean a qualified, degree educated engineer not a 'bin man engineer' or 'washing machine engineer', or other such title, then the future is bright.
  10. You don't have to take a company car, you can opt out as many do due to the increase in payable tax. Is it a company car that is being offered or is it a pool car for you to use? If its the latter then use the pool car and keep your private car off the road, keeping the miles down is good, and see what happens in Sept.
  11. No. Bankruptcy stays on your file for 6 years from the date that you are bankrupt it is then cleared from file. IVA is an agreement which lasts 5 years, it is on your file for this time plus for an additional 6 years after the IVA has finished, therfore 11 years.
  12. The example was not about insurance or the lack of, it was to give instances of how people can get caught up in debt. Take out a mortgage, get insurance, yes of course it goes without saying, however, the original post was about bankruptcy and the person was asking for advice. Unfortunately advice such as get insurance, and the like doesn’t help. For example ‘I went skiing and broke a leg’, response ‘Ooh, you shouldn’t have gone skiing’. Can you not see how this response is non useful. How and why this person is in difficulty is not for us to judge.
  13. Stays on your credit file 6 years then wiped off.
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