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02-11-2010, 14:46
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#1
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Registered User
Join Date: Aug 2008
Location: in a cupboard
Total Posts: 702
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I have just recieved my home building and contents insurance renewal notice and am shocked by the increase in the premium - from £30/month to £45/month.
Now I know that they will charge as much as they can as they are banking on us being too busy/lazy to shop around again for a new policy, but a £15/month increase seems excessive. We have had no claims on the insurance, and all our stuff is a year older than before, so why the big increase? is anyone else finding there insurance costs increasing at this rate?
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02-11-2010, 14:49
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#2
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Registered User
Join Date: Dec 2005
Location: Rojales
Total Posts: 3,544
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Quote:
Originally Posted by nerd
I have just recieved my home building and contents insurance renewal notice and am shocked by the increase in the premium - from £30/month to £45/month.
Now I know that they will charge as much as they can as they are banking on us being too busy/lazy to shop around again for a new policy, but a £15/month increase seems excessive. We have had no claims on the insurance, and all our stuff is a year older than before, so why the big increase? is anyone else finding there insurance costs increasing at this rate?
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Shop around,they will try and make cash out of people who can't be arsed.
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02-11-2010, 14:50
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#3
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Account Closed
Join Date: Mar 2010
Location: Lost...
Total Posts: 1,345
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Well people thinking " oh my TV is getting on so i'll "Knock it" and get a new one" never helps. THAT puts the price up just like people who constantly claim on car insurance push it up for the rest of us.
Way of the world.. Maybe shop around?
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02-11-2010, 15:04
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#4
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Registered User
Join Date: Aug 2005
Location: Greenwich Ct USA
Total Posts: 9,837
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Quote:
Originally Posted by nerd
I have just recieved my home building and contents insurance renewal notice and am shocked by the increase in the premium - from £30/month to £45/month.
Now I know that they will charge as much as they can as they are banking on us being too busy/lazy to shop around again for a new policy, but a £15/month increase seems excessive. We have had no claims on the insurance, and all our stuff is a year older than before, so why the big increase? is anyone else finding there insurance costs increasing at this rate?
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My Husband just questioned our increase last month, he got them to decrease the increase, he puts why what & when questions to them that that stutter to answer,  they can never give a clear answer to why, I think they just like to get rid of him, our insurance office in local so we stop in anytime.
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02-11-2010, 16:29
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#5
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Registered User
Join Date: Oct 2007
Location: Off the grid Mission: Assassination Target: You
Total Posts: 6,448
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It go up cuz all unemployed ppl be 2 breaking into ur homes 2 steal ur stuff 2 pay 4 our crack habit and 35 kidz...
And don't forgte the Tories plan to release prisoners early, to avoid spending so much on prisons. And because ex-cons have no jobs, what will they do? That's right, commit even more crimes 
Remember: "We're all in this together" ™
x
__________________
First the Tories blamed the unemployed and low-paid and I didn't speak out because they're lazy. Then they blamed immigrants and I didn't speak out because they're here for benefits. Then they blamed OAPs and the sick and I didn't speak out because they're a drain on the NHS. Then they blamed the left and I didn't speak out because they're do-gooders. Then they came for me and there was no one left to speak for me
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02-11-2010, 16:37
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#6
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Account Closed
Join Date: Mar 2010
Location: Lost...
Total Posts: 1,345
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Quote:
Originally Posted by Jason Bourne
It go up cuz all unemployed ppl be 2 breaking into ur homes 2 steal ur stuff.
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I am currently unemplyed and I pay for my house insurance. Can you please explain why unemployed people are "crime lords"? 
:::hides pimpmobile::: 
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02-11-2010, 16:45
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#7
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Registered User
Join Date: Dec 2004
Total Posts: 20,437
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Shop around on t'internet. I can recommend Privilege, it was the cheapest one I found when I was due to renew ... and you don't even have to be posh 
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02-11-2010, 16:48
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#8
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Registered User
Join Date: Oct 2007
Location: Off the grid Mission: Assassination Target: You
Total Posts: 6,448
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Quote:
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Originally Posted by rubydazzler
... and you don't even have to be posh |
No, but it helps
x
__________________
First the Tories blamed the unemployed and low-paid and I didn't speak out because they're lazy. Then they blamed immigrants and I didn't speak out because they're here for benefits. Then they blamed OAPs and the sick and I didn't speak out because they're a drain on the NHS. Then they blamed the left and I didn't speak out because they're do-gooders. Then they came for me and there was no one left to speak for me
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02-11-2010, 17:11
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#9
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Registered User
Join Date: Jan 2010
Location: sheffield
Total Posts: 24,165
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Quote:
Originally Posted by Northrend
I am currently unemplyed and I pay for my house insurance. Can you please explain why unemployed people are "crime lords"?
:::hides pimpmobile::: |
I'm with you - being unemployed doesn't make you a thief. being an unemployed junkie might. Both me and OH are working now but we have been unemploed but have never been reduced to stealing.
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02-11-2010, 17:15
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#10
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Registered User
Join Date: Dec 2004
Total Posts: 20,437
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Quote:
Originally Posted by Jason Bourne
No, but it helps x |
It always helps, it's that inborn assumption that everyone will jump to do one's bidding ...
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02-11-2010, 17:19
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#11
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Registered User
Join Date: Dec 2007
Location: in't lab
Total Posts: 15,424
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Quote:
Originally Posted by Jason Bourne
It go up cuz all unemployed ppl be 2 breaking into ur homes 2 steal ur stuff 2 pay 4 our crack habit and 35 kidz...
And don't forgte the Tories plan to release prisoners early, to avoid spending so much on prisons. And because ex-cons have no jobs, what will they do? That's right, commit even more crimes
Remember: "We're all in this together" ™
x |
You have 35 kidz with unemployed people and they pay for your crack habit?
__________________
Sheffield - a city on the move, due to a lack of secure affordable housing.
54% of Sheffield's affordable housing has been lost since 1980! (As of 2010 - and even more has be lost since then!)
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02-11-2010, 17:39
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#12
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Registered User
Join Date: Jul 2010
Total Posts: 92
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i'v just renewed mine, last years insurer came in at £220.00 about £60 more so i rang a couple of others one quoted £163.00 the next asked what my lowest quote was,then came back with £139.00 which i took but i had to agree to a £500.00 surcharge if i was flooded, i quickly agreed but told the young man i lived on a hill & the water would run down the road he still insisted. i think i'll make a fortune if /when the water starts running uphill. Shop around be a tart you dont have to stay with your old company after all if you claimed too many times they would get rid of you, mind you i have'nt claimed for about 20 years.
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02-11-2010, 23:03
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#13
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Registered User
Join Date: Apr 2009
Total Posts: 6,697
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I always get mine reduced when I phone the broker up and tell them I'm not happy with the quote.
Is this BEFORE the new premium that the CONDEMS are going to be adding to our insurances?
http://www.prnewswire.co.uk/cgi/news/release?id=15731
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