Chip and Pin - Which banks have it?

Lickszz · 30-10-2004, 17:12

Which banks are ready for Chip and Pin and which aren't?

Halifax isn't. Is there anymore?

Titian · 30-10-2004, 19:12

Tha Halifax is, and has been since it first came out.

Lickszz · 30-10-2004, 21:36

oh, I don't understand then.

I filled up the car the other day and they asked me if I wanted to use chip and pin and as I had just been issued a new card, I figured it might support this. I tried to use it and then when the cashier realised it was a Halifax card she told me that Halifax don't have it yet.

The cashier also made reference as though almost all other banks had it.

I thought this was unusual.

Titian · 30-10-2004, 22:21

Wierd.

You should have had a new card sent that is now a VISA DEBIT rather than the SWITCH. This card is chip and pin enabled

Lickszz · 30-10-2004, 22:33

I have that, that is why I thought it would now work with the chip and pin, but was told otherwise by staff in a Petrol filling station.

Titian · 30-10-2004, 22:45

Q. What is happening and when?
A. The use of the PIN with the chip will gradually be introduced during 2004. Most banks, including HBOS, are already issuing credit or debit cards with chips. From 19th May 2004 all new and replacement Credit Cards will have a PIN-enabled chip, ready to use. This will come into effect for bank account Debit cards from mid September 2004.

Lickszz · 30-10-2004, 22:52

Looks like the staff may be wrong.

I will go fill up tomorrow and request to try it.

D2J · 30-10-2004, 23:01

My Halifax chip and pin card works fine

Just can never remember my pin

neeeeeeeeeek · 30-10-2004, 23:11

Llllllllloyds tsb have not got it.

slh73 · 31-10-2004, 09:46

Quote:

Originally posted by neeeeeeeeeek
Llllllllloyds tsb have not got it.

My Lloyds TSB card has. Used it in Tesco the other day.

Rich · 31-10-2004, 09:51

My switch card from Yorkshire has it.

I've only ever used it about twice though since its inception.

tara · 31-10-2004, 10:26

Ive been using chip and pin for ages now.- Lloyds T.S.B.

Andy · 31-10-2004, 11:50

I've had a Chip and Pin card for ages too - staff got them before customers in my bank.

Any new cards issued should now be C&P enabled. Ignore what shop staff tell you - they don't generally know very much. If you put your card in their little machine (which they should do with all cards), the machine will decide whether it wants your PIN or if you need to sign.

As of the start of next year, you may find some retailers turning you away if you don't know your PIN, so if you don't know it, it's a good idea to find out what it is.

Sidla · 31-10-2004, 13:41

All the bigguns have got it. It's really cool actually, so much faster than the old system. Soon they'll be able to abolish cashiers altogether, and you can scan your own things, pop your card in the slot, put your pin in, then away you go.

deano · 31-10-2004, 15:42

Quote:

Originally posted by slh73
My Lloyds TSB card has. Used it in Tesco the other day.

Mine too!!

WallBuilder · 31-10-2004, 16:07

Quote:

Originally posted by Sidla
All the bigguns have got it. It's really cool actually, so much faster than the old system. Soon they'll be able to abolish cashiers altogether, and you can scan your own things, pop your card in the slot, put your pin in, then away you go.

They've just revamped the Tesco's at Woodseats and have some self service tills where you scan your own things then put your card in, a nasty little electronic voice talks you through the procedure. One slight problem it isn't very popular, people queue up at the tills with a human being on hand and if the staff ask you if you'd like to use the automated till the answer on a few occasions has been 'no thanks'
The machine doesn't wish you a 'good day' either.

angel_b · 31-10-2004, 17:24

I love it - for me, it's so much easier. Especially since I got married and changed my name, I had to really stop and think before I signed anything!

Now it's much faster and easier, and in the restaurant we went to last night, they even brought the reader to our table. I punched in the PIN, it spat the receipt out and we were on our way.

Becky · 01-11-2004, 08:57

Are they bringing in the same system for credit cards too?
When I got a new credit card issued not long ago it has a chip on it, but I haven't been given a pin number for that card. To be honest I'd rather not have a pin number for my credit card as that might encourage me to use it in cash machines, as well as the hassle of having two pin numbers.
Do you still have the option to sign? I don't want to use my credit card and then be told to use a pin number when I haven't got one.

Yodameister · 13-12-2004, 07:53

Slightly different issue - has anyone else noticed how incredibly easy it is to see people's numbers that they put into chip and pin machines?

People are casual enough at cash machines with stopping people looking, but it seems to be almost impossible with chip and pin machines to stop people seeing.

Yodameister · 13-12-2004, 07:56

Quote:

Originally posted by Becky
Are they bringing in the same system for credit cards too?
When I got a new credit card issued not long ago it has a chip on it, but I haven't been given a pin number for that card. To be honest I'd rather not have a pin number for my credit card as that might encourage me to use it in cash machines, as well as the hassle of having two pin numbers.
Do you still have the option to sign? I don't want to use my credit card and then be told to use a pin number when I haven't got one.

The short answer is Yes.

If you have a card (credit or debit) with chip and pin enabled the shop will (technically) be able to offer you signing, BUT, they will not be protected should anything go wrong, so they are very unlikely to allow you to.