Spoke to the ombudsman who are sending me a form out.
Spoke to L&G again, but their staff appear to be reading from a script and dictate their policy without waivering. Totally refuse to discuss or send out an inspector (although that might not be so bad with your experience bloomdido.) They refer me to the policy to confirm their side, but when I point out that there is nothing advising of their storm criteria in the policy I am told that that is what the claims team are there for. !!!
I have asked them to provide me with the proof of the rainfall figures that they are quoting me and when & where the readings were taken. (They also told me that the wind speed had to be above 50mph to count, so I asked for proof of the readings for that as well). I'm not sure what is to be gained by this but at least I feel as though I am not letting them walk all over me.
Sickener that cgksheff, I'm sure you're right.