Recently had my car rear ended to the extent that its a total loss. Wondered what I should be getting from the insurance if any one can help.

The car is a Seat Ibiza 1.4s 5 door V plate, 1999. 54k on the clock. Was in excellent condition.

I think the insurance offer is a tad low, but would value your opinions.

Cheers

Jim:thumbsup:

Hi mate

Your best bet is to buy the auto trader and look what similar cars are going for.

You can then send examples to the insurance company to show them what price equivalent cars are going for.

Good luck

I take it you've looked it up on Parkers? Thats where I'd start.

Parkers (http://www.parkers.co.uk/) They do free used car quotes

I don’t know if it is in your insurance policy, but ask the insurance company to replace the car with one identical to the damaged one. A friend of mine did this, although it was 10 years ago, because the insurance company said his car was only worth £1500. He bought it 4 months before for £3500, and still had 8 months to pay on it. They would not move on the offer. He then read his policy and it said something to the effect of that a replacement of the insured vehicle if written off, would be supplied by the insurance company if the insured was not able to find a replacement. He ended up with a car of the same make & model, but with 5000 less miles on the clock.
You could give it a try.

I'd use the Auto Trader website as a general guide. I think Parkers over-value cars and i understand taht many in the trade use the Glasses (??) guide.