The link machine in chapeltown is paying out extra £20 on each transaction:clap: i.e draw 20 get receipt for 20 but you get 40
:D

probably got £20's where the £10's should be - for £20 you usually get 2 £10 notes!

It'll be empty by the time I get there. Well done ya jammy b*tard :P

Originally posted by Bruno
The link machine in chapeltown is paying out extra £20 on each transaction:clap: i.e draw 20 get receipt for 20 but you get 40
:D

Don't forget they know whose had what and when.

There has been a Q all day waiting time is aprox 1 hour but worth it lol

Originally posted by d71146
Don't forget they know whose had what and when.

As far as im concerned my receipt says 20 lol

like the man said, they will have a record of the transactions, most likely they will just take it out of your account. Or they could prosecute you for theft as you are aware that it's giving you more than is being debited from your account and you're taking advantage of it.

just ran down especially.....and guess what?run out!

Are there really all that many people that know so little about the way the modern world works that they think they will get to keep the extra money?

This is banks we are talking about who just about charge you for blowing your nose in their premises, they are not noted for their charitability to their customers, even at new year!

Originally posted by Yodameister
Are there really all that many people that know so little about the way the modern world works that they think they will get to keep the extra money?

This is banks we are talking about who just about charge you for blowing your nose in their premises, they are not noted for their charitability to their customers, even at new year!

Not wishing to be disrespectful but to be honest I am shocked to hear that folk had heard about this machine's malfunction and had journeyed and lined up to get this extra money when their is no possibility of getting away with it no wonder people get ripped off these days by scams etc.

It was quite funny watching all kinds of people queing up, each transaction took about 1 min, in theory aprox £1200 an hour Xtra.

And it started about 3am, will be interesting to see what happens it will cost a fortune in letters to everyone

Originally posted by Bruno
it will cost a fortune in letters to everyone

nah they will just get one drafted up..... send it to all the people who it made the mistake with.

approx cost say £30

Originally posted by Yodameister
Are there really all that many people that know so little about the way the modern world works that they think they will get to keep the extra money?



Actually, when this happened recently in Wooler, the bank didn't ask people for the money back. They claimed it from Securicor (who filled the machine) instead.

http://news.bbc.co.uk/1/hi/england/tyne/3667279.stm

So it's quite possible that people will get to keep the money, o wise one.

To be honest I just wanted to see what was going on......to say that i know 'little about the modern world' when i did in fact work for a bank for 3 years is a little insulting.

Its a security company who place the money in the cash machines, therefore if it wasn't a malfunction, and the cash was put into the wrong slots then its the security firm who foots the bill.

The machine in Wooler (link above) paid out £65,000!

Yep there were definately no tenners

cant they fill it back up and not fix the fault :D

lol........... worth a try later, i wonder if the pubs will be busy now tonight lol

There was quite a few happy faces tonight in Chapeltown as I asked if anyone got a little extra :hihi:

I work for a major High Street Bank (although not the Halifax) and am studying banking law. It doesn't come in useful often but it does here...

It is likely that those people will be able to keep the money. A Bank should not (under various case law) debit a customers account without their express permission (where errors are involved it really should be written permission too).

That said, the Bank may try debiting you and see if you complain, kick up abit of a fuss and they will most likely put it back again.

The worst that can happen is they will debit you and ignore your complaints in the hope you will go away.

The best is that you keep the money and be mindful in future that you should join any unusually large cash machine queues.

To do so being ethically or morally right or wrong is another debate entirely.

so how about cases where the bank makes an error and a cheque for £100 is paid in as £100,000.
There have been cases where years later the mistake is identified and the money recovered, and it seems to be the widely accepted belief that if you are aware it is a mistake and you attempt to stop the recovery of the money then you are comitting theft.

I can think of at least one case where a cash machine gave out two tenners for every one, i believe all the money was recovered directly from the customers accounts in that case.

Hope they're all waiting for a visit from the police (http://www.guardian.co.uk/uk_news/story/0,3604,875749,00.html)

Originally posted by Dear_Ladies
http://news.bbc.co.uk/1/hi/england/tyne/3667279.stm [/B]

'Bank officials were alerted by one customer who reported the additional payout.'

What a spoil sport :(

Originally posted by Twiglet
Hope they're all waiting for a visit from the police (http://www.guardian.co.uk/uk_news/story/0,3604,875749,00.html)

The article you refer to shows just how much more store is set by the Law on a few people getting a few bob from the mega-rich banks when tax dodging singers get knighthoods:loopy:

Why do things like this never happen to me. I just know if I had seen it in time and joined the queue it would have ended before I got to the front.

When the computer system went down in Morrisons when it first opened I was in the only line where the the cashier wasnt doing a quick estimate, so I switched, and then when it got to me anyway, the computers were fixed.

When they come to balance the ATM tomorrow they will obviously realise and debit all your accounts accordingly. Then if it has left you overdrawn they will add bank charges.

As far as Iam aware it wll be the satff that fill the ATM in Chapeltown not Securicor.

The Halifax won't show any mercy upon you all, I can tell you that for a fact. :(

You can try and go through a court if you like but they will win and it will cost you a lot more in legal fees.

That's right folks, banks just do not make mistakes :)

Originally posted by upholder
That's right folks, banks just do not make mistakes :)

So everyones fine then :hihi:


Originally posted by Al_sheffield
That said, the Bank may try debiting you and see if you complain

I can imagine that happening with holders of Halifax account, but difficult for other Bank accounts

Halifax won't have the details of the other accounts......It is Securicor who fill the machines, trust me on that.

This conversation has gone on for way too long. People who got lucky, I hope they stay lucky.

Originally posted by artisan
The article you refer to shows just how much more store is set by the Law on a few people getting a few bob from the mega-rich banks when tax dodging singers get knighthoods:loopy:

Doesn't change the fact that it's stealing.

Whose side are you on Twiglet?

Dont tell me, the 'side of right' :D

Originally posted by artisan
Whose side are you on Twiglet?

Dont tell me, the 'side of right' :D

I'm not taking sides. If someone withdraws cash from a machine and it gives them £20 instead of £10, fair enough. But people who then go to that machine deliberately and withdraw their maximum limit to get double knowing there is a fault are doing something that is morally and legally wrong.

Originally posted by Dear_Ladies
Actually, when this happened recently in Wooler, the bank didn't ask people for the money back. They claimed it from Securicor (who filled the machine) instead.

http://news.bbc.co.uk/1/hi/england/tyne/3667279.stm

So it's quite possible that people will get to keep the money, o wise one.

aye ive heard about that too, about banks NOT asking for it back cos it was a mistake not them stealing


i went to a cash machine and some little old bloke said itd gone mad and paid out too much, so i got more out than i intended just to try.....it gave me the right amount :( i think he just pressed the wrong button

an old mate of mine said he once walked past a machine and there was money left in the cash slot............was back in the late 80s.
he also reckoned he got money out using silver choccy wrapper once, i reckon thats a big fat porky tho

Originally posted by Twiglet
I'm not taking sides. If someone withdraws cash from a machine and it gives them £20 instead of £10, fair enough. But people who then go to that machine deliberately and withdraw their maximum limit to get double knowing there is a fault are doing something that is morally and legally wrong.

morally yes

legally no, no legal authority can know you deliberately set out to that machine cos you knew it was faulty, only you can know whether you meant it or not, thats morally

Next time this happens please PM me.

Thanks in Advance



:hihi:


Did you hear the one about the Irish fella.


http://news.bbc.co.uk/1/hi/talking_point/1670047.stm


He won the court case and kept a quarter of a million!

Nice

:clap:

I know the person who first stumbled this at around 8.00am in the morning. ;)

:hihi:

Originally posted by dj_roberto_j
I know the person who first stumbled this at around 8.00am in the morning. ;)

:hihi:

It actually started about 10pm New years eve

Originally posted by Bruno
It actually started about 10pm New years eve

Well if it did, then why wasn't they a queue all night and all morning.

Originally posted by dj_roberto_j
Well if it did, then why wasn't they a queue all night and all morning.

There was lol, people were buying bottles of champagne in scandals on the run-up to midnight:hihi: could have been earlier than that, 10pm is the earliest ive heared

Originally posted by Bruno
There was lol, people were buying bottles of champagne in scandals on the run-up to midnight:hihi: could have been earlier than that, 10pm is the earliest ive heared

Oh come on, we're talking about free money. People would queue all night for a little extra. New years or not.

Originally posted by jester6881
Halifax won't have the details of the other accounts......It is Securicor who fill the machines, trust me on that.



The Halifax WILL have the other bank details. I'm sure that the bank staff fill the ATM also as they have to check the securicor money for errors by counting it first, then loading the machine.

A few weeks ago a bank machine gave my wife ten quid short. She went into the branch and explained this. They said they would have to check the machine and it it was ten quid up they would refund her. About a fortnight later she got her money back.
If she had not pointed this out do you think they would have sought her out and paid her back? Of course not. Also think how many others who did not check the ammount paid out were ripped off that day!
The bank would have known by the ammount the machine was up how many people were short handed, so from some previous statements they were also thieving.
And dont say two wrongs dont make a right.
If you you can rip the capitalist off do so at at any and every opportunity, after all they do it to us every day!

There i feel better after that ( just going to lie down in a darkened room):suspect: :D

Originally posted by melthebell
morally yes

legally no, no legal authority can know you deliberately set out to that machine cos you knew it was faulty, only you can know whether you meant it or not, thats morally

legally you are fully aware that it's just given you money without debitting your account. You should walk into the bank and hand the money back.

Bonny, so if the staff have to check the securior amounts, what happens when Securicor come to fill the cash machines up after 5pm, when the staff have left?

Originally posted by jester6881
Bonny, so if the staff have to check the securior amounts, what happens when Securicor come to fill the cash machines up after 5pm, when the staff have left?

Are they not "remote" ATM's?

Do Securicor have access to the bank premises out of hours?

When I worked for a high street bank they had keys to the premise.....but who knows?

Just wondering - If you are a halifax customer wont they be able prove whether you 'knew' the machine was going to pay out more if your withdrawal was an unusually large one (say £250) from a cash machine that you dont normally visit at 2am when you usually just take out the odd 20 quid every now and then from others on the other side of the city. A bit like how they sometimes get intouch with you if a large sum gets paid out your account in case someone has nicked your card.

Originally posted by melthebell
morally yes

legally no, no legal authority can know you deliberately set out to that machine cos you knew it was faulty, only you can know whether you meant it or not, thats morally

They can also use CCTV evidence. I think that if you were queueing for over an hour to use a cash machine when there are others available it might give it away somehow.

Maybe it was different at your bank. The Halifax as far as I am aware do not give securicor (securitas, now) keys to branches. Or they never did when I worked there.

It was always the staff that balanced the ATM's, checked the amounts, and checked for money laundering etc etc, every morning. On the envelopes are the amounts that you keyed in on the ATM pad, as well as all banking details. Any errors were debited/credited the next working day and the customers contacted.

Originally posted by Alexandro
Just wondering - If you are a halifax customer wont they be able prove whether you 'knew' the machine was going to pay out more if your withdrawal was an unusually large one (say £250) from a cash machine that you dont normally visit at 2am when you usually just take out the odd 20 quid every now and then from others on the other side of the city. A bit like how they sometimes get intouch with you if a large sum gets paid out your account in case someone has nicked your card.

Quite right. It doesn't take a genius to spot an unusual pattern on someones account. Even the odd transaction can appear very suspect sometimes after dealing with it day in day out. You get a nose for it. ;)

So watch it you lot 'zey hav veys ov making you pay':D

Originally posted by Bruno
As far as im concerned my receipt says 20 lol they'll get it back buddy. I was tempted but think logic.....

Lets be realistic here, a ATM machine is blundering, paying out extra cash, someone notices and phones their friend, in turn they do the same etc.

It does not put anyone who drew money out in the same context as someone who smashes there into someone's car to steal someone's property, or burgle a house.

Do you happily pay an extortionate £25 to your bank for a letter to tell you a direct debit has been returned unpaid, or that you have overdrawn by £1?

I'm sure all the do-gooders here would happily keep a bundle of cash in a envelope if they found one on the street, or even the same do-gooders would happily pay £5 for a copy dvd of the latest blockbuster movie, or even join a peer to peer sharing site to download music.

If I went to that cash machine and took out £10 and it gave me £20, then yes I would probably keep it. However going to a cash machine and deliberately takng out £300 so it pays you £600 is stealing £300. It is wrong and I would expect to be caught. If I found an envelope in the street with £300 in I would turn it in to the police. If a shop assistant turned their back to you with an open till would you take money out of it just because you thought you could get away with it and the shop can 'afford' it??

:clap: i once went to a well known high street bank, 3 years o so ago, i ordered £500 over the phone for a weekend break, i picked up the money and went off to the coast, upon arriving i opened the envelope to find £1000, had a massive weekend with no comebacks, i love my bank :love:

By the way someone picked up on a very good point earlier. Halifax can only possibly debit their own customers (Halifax & Bank of Scotland) accounts.

Any customers of other banks absolutely will not have their accounts debited without their express permission, I can guarantee you that.

This is because Banks don't co-operate with each other for such trivial amounts and would rather protect their own customers (and thereby protecting their own hide & reputation) than help a rival who made a silly mistake.

The only exception would be multimillion pound fraud where accounts would be frozen and court orders made to debit them etc etc.

oh my god, it's the doogoooders, run for the hills.

No one was 'doing good' on this thread as far as I saw, some people were just explaining how life really is, ie the bank will get it back and explaining the legal position, ie it is theft. Others were living in some sort of make believe land where the bank is either unable or unwilling to recover the 35k it's lost.

Originally posted by Bruno
Lets be realistic here, a ATM machine is blundering, paying out extra cash, someone notices and phones their friend, in turn they do the same etc.

It does not put anyone who drew money out in the same context as someone who smashes there into someone's car to steal someone's property, or burgle a house.

Do you happily pay an extortionate £25 to your bank for a letter to tell you a direct debit has been returned unpaid, or that you have overdrawn by £1?

I'm sure all the do-gooders here would happily keep a bundle of cash in a envelope if they found one on the street, or even the same do-gooders would happily pay £5 for a copy dvd of the latest blockbuster movie, or even join a peer to peer sharing site to download music.

Ironic really that if someone had just texted their mates instead of posting on this forum the cash would have lasted a lot longer.....

has anyone been charged yet?

Originally posted by bonny
has anyone been charged yet?

I bet nobody will be.

Originally posted by Dear_Ladies
I bet nobody will be.

don't be so sure :heyhey: