i was just wondering how much money you earn a week and spend, i earn £120 after tax, and spend about sixty a week. what do you do, oh yea also i usually dont have more than £2000 in the bank what about yourselfs?

yes i make a bit but thats cus im only working part time and get minimum wage.

i earn a grand a month after tax and i am poor! my wages are usually gone after 4 days! goes on clothes, food, rent, public transport, catfood and books!


anyone psychic and know saturday nights lotto numbers....:hihi:

i hav the numbers just cant be bothered to play (if only), so how much do u have in your bank on average? public transport has got crazy prices yorkshire terrier need more buses, they decent compared to mainline.

I come out with just over a grand. Most of it goes on bills but as both me and the wife work we manage to put a bit aside each month for holidays. After we`ve been on hols the bank is empty.
I was only saying the other day that i`ve been working 30 odd years and have nothing to show for it. I rent my house and have no savings.

I live in my overdraft. have done for 10 years

so u seriously dont have money saved up for emergency's?

i earn loads and spend even more:(

emergency's like what?

most of mine goe's on beer

Originally posted by newusername
i hav the numbers just cant be bothered to play (if only), so how much do u have in your bank on average? public transport has got crazy prices yorkshire terrier need more buses, they decent compared to mainline.

on average my bank has minus two hundred (bank wont give me higher overdraft :( )

forgot to mention quite a bt of mine goes on woowoo :P

i have -£280 even with a £250 overdraft
Stupid Cashback:rant:

Take home around 3000.00 per month. Weenie, what is woowoo?

woowoo is a cocktail - cranberry vodka and archers, absolutely lush!!! :)

Originally posted by Craig7777
i have -£280 even with a £250 overdraft
Stupid Cashback:rant:

lucky you gettin cashback, i dont even have switch or visa :(

[QUOTE]Originally posted by bensonhedges
[B]Take home around 3000.00 per month.

Where about in chapletown do you live?
can i mug you?:rolleyes:

Originally posted by bensonhedges
Take home around 3000.00 per month. Weenie, what is woowoo? Have i read this right..? you take home 3000.00 per month.....move over Craig7777 wait your turn...

im gonna mug him.:D

emergency like real life stuff. e.g broken window, failed boiler, etc, how do you manage

Originally posted by newusername
............... spend about sixty a week.

So I assume that you are still living at home, then?

Originally posted by newusername
emergency like real life stuff. e.g broken window, failed boiler, etc, how do you manage

When you're deep in debt you tend to hope for the best, keep your fingers crossed and prioritise stuff ruthlessly.

If it's food or bus fares, you eat and walk.

If it's a broken window, how badly does it need to be fixed? Can it wait?

If the boiler fails, you manage without and make do with other forms of heating.

The priority is to keep a roof over your head, keep your family healthy, fed, watered and warm and finally look after yourself.

Surprisingly enough, when I was really skint I became much healthier - couldn't eat junk, drink or go out a lot!

Do you rent, buy or live with family? Most people can manage on very little money, relativey speaking, until they have to run their own home. Then the fun starts! :)

Joe

i do live with family, but chip in with bills and stuff, average outgoings £15 bus ticket, about £5 food, thats a steady week but then theres other stuff like buying clothes going out etc.

Originally posted by newusername
so u seriously dont have money saved up for emergency's?

nope, not a bean

man i was unemployed for over a year, though livin wit family i cut my budget to less that £5 a week. cant remember what relivance this is.

I’ve never had much money. but never been in debt cos I don’t do credit...I wait till I have got the dosh then look hard and long before i part with my hard earned cash....I just couldn’t stand the stress of thinking I was lining some rich money leaching shiny arsed no good crooks pockets while I work my backside off and he sits drinking champagne soaking up the interest

yep sadly thats wat happens these days, but wat u gonna do?

Originally posted by JoeP
Most people can manage on very little money, relatively speaking.....

Spot on Joe.

I was earning approx £40k a year, own home, car, holidays. After sudden and unexpected illness struck me, nearly 4 years ago now, I went on sick leave - only never able to return to work. I now manage on about a quarter of my former income, and you adjust to your changed circumstances.

So, the car was sold, and I now catch the bus (or walk). Dropping into the local most Mondays nights with friends ceased. I've still got my own home (low mortgage) and I still go on holiday (it's just that I now go to Snowdonia mainly out of season - when it's cheaper!).

Originally posted by robbie
I live in my overdraft. have done for 10 years

same here, I'v stopped worrying about it now.