View Full Version : Convenience Store Has Minimum Amount For Card Transaction
manofstrad 27-04-2011, 21:41 While out and about today I called into a convenience store for a few bits to snack on. I took them to the counter and produced my card to insert into the chip and pin machine.
S/K (shop keeper): “ Sorry boss, it come to £3.31. Can only use card for £3.50 or more. You got cash my man?”
MOS (me): “I don’t carry cash, look at my car parked out there, I daren’t risk it with the attention I get. Do you know who I am?”
S/K: “No bro’ but I know you av’ to buy something’ else worth at least 19p if you wanna use that platinum card.”
MOS: “I am already paying over the odds for this out of date tripe and I haven’t even begun to barter with you yet!”
S/K: “ You got cash?”
MOS: “NO!”
The shop keeper then picked two 10p lollies out of a tub and plonked them in front of me. I didn’t want the lollies but it was the only way I could use my card to buy the goods. I will never use that shop again after he stole from me for being 19p short of his “made up” card limit.
The lollies are in my kitchen cupboard and will remain there uneaten as a protest to this form of daylight robbery.
This would not happen in Waitrose. :mad:
you muffin it is not a make up limit, banks charge small shops something like 40-70p per transaction, if they make a sell of a few pounds it doesnt take a scentist to work out they could lose money
MC Spyda 27-04-2011, 21:46 Oh right. Great stuff.
RootsBooster 27-04-2011, 21:47 Doesn't anyone carry spare gold bullion around with them any more? You can't beat it in times of need.
manofstrad 27-04-2011, 21:48 you muffin it is not a make up limit, banks charge small shops something like 40-70p per transaction, if they make a sell of a few pounds it doesnt take a scentist to work out they could lose money
You are right, but the shop keeper couldn't work out that he would lose my money in future.
VideoPro 27-04-2011, 21:48 Do you know who I am?
steelhead4 27-04-2011, 21:49 That second line is probably the most arrogant thing someone could say :) . I suspect a troll thread...
shortcrust 27-04-2011, 21:49 The title change has tickled me for some reason.:D
Steptoad 27-04-2011, 21:50 Who told you it was a convenience store?
Can we please stick to the topic and cut out the personal comments. Thanks:)
manofstrad 27-04-2011, 22:03 Who told you it was a convenience store?
It was convenient for the shop keeper!!
Would you risk losing future business for the sake of 19p? Seriously.
MC Spyda 27-04-2011, 22:05 It was convenient for the shop keeper!!
Would you risk losing future business for the sake of 19p? Seriously.
Yes. Otherwise fools will keep coming in thinking that they can do whatever they like when they like.
manofstrad 27-04-2011, 22:07 Yes. Otherwise fools will keep coming in thinking that they can do whatever they like when they like.
That is very poor business sense MC Spyda.
Leah-Lacie 27-04-2011, 22:13 Its £7 in the shop near my Mum, and £5 in my local one. Then they both charge you 50p for using the card too.
manofstrad 27-04-2011, 22:19 Its £7 in the shop near my Mum, and £5 in my local one. Then they both charge you 50p for using the card too.
No way, that is outrageous!:o
These shop keepers know that people don't feel at ease carrying cash around with them, so take advantage of someone wanting to pay for a box of Ferro Roche on their card for example.
It really makes my blood boil! :mad:
MC Spyda 27-04-2011, 22:21 Calm down, dear.
Platinum Card, oh thats so Ten Bob Millionaire. Im dissapointed MOS, i would have thought a man as wealthy as you wouldn't been seen dead without his Centurion Card.
VideoPro 27-04-2011, 22:25 Credit card users cost UK retailers 480 million pounds a year in processing fees:
http://business.timesonline.co.uk/tol/business/industry_sectors/banking_and_finance/article7150106.ece
manofstrad 27-04-2011, 22:27 Calm down, dear.
:hihi::hihi: very good.;)
It does annoy me though when people take advantage, doesn't it annoy you?
manofstrad 27-04-2011, 22:30 Platinum Card, oh thats so Ten Bob Millionaire. Im dissapointed MOS, i would have thought a man as wealthy as you wouldn't been seen dead without his Centurion Card.
I was only buying a couple of packets of salted cashews and a copy of Puzzler Weekly, It wasn't exactly a display of wealth!
best sheff 27-04-2011, 22:32 While out and about today I called into a convenience store for a few bits to snack on. I took them to the counter and produced my card to insert into the chip and pin machine.
S/K (shop keeper): “ Sorry boss, it come to £3.31. Can only use card for £3.50 or more. You got cash my man?”
MOS (me): “I don’t carry cash, look at my car parked out there, I daren’t risk it with the attention I get. Do you know who I am?”
S/K: “No bro’ but I know you av’ to buy something’ else worth at least 19p if you wanna use that platinum card.”
MOS: “I am already paying over the odds for this out of date tripe and I haven’t even begun to barter with you yet!”
S/K: “ You got cash?”
MOS: “NO!”
The shop keeper then picked two 10p lollies out of a tub and plonked them in front of me. I didn’t want the lollies but it was the only way I could use my card to buy the goods. I will never use that shop again after he stole from me for being 19p short of his “made up” card limit.
The lollies are in my kitchen cupboard and will remain there uneaten as a protest to this form of daylight robbery.
This would not happen in Waitrose. :mad:
So we take it, you have a flash motor and are someone well known and you have a platinum card.
Blowing own trumpet.
jane2008 27-04-2011, 22:33 £5.00 in my local one, but I always use cash.
manofstrad 27-04-2011, 22:35 Credit card users cost UK retailers 480 million pounds a year in processing fees:
http://business.timesonline.co.uk/tol/business/industry_sectors/banking_and_finance/article7150106.ece
I won't be shedding a tear, it cost me 19p for two poxy lolly pops that I didn't even want. I haven't got to where I am today by throwing money around with wild abandon you know!:mad:
megalithic 27-04-2011, 22:36 I won't be shedding a tear, it cost me 19p for two poxy lolly pops that I didn't even want. I haven't got to where I am today by throwing money around with wild abandon you know!:mad:
Give them to the tramp who lives in your out house. :hihi:
Sarkysod 27-04-2011, 22:37 Try offering a Platinum Amex in Sheffield for payment, they just don't understand your self imposed status. I personally just asses the situation and go to the cash machine and draw out cash accordingly, a little thought and pre planning goes a long way.
manofstrad 27-04-2011, 22:39 Give them to the tramp who lives in your out house. :hihi:
Don't you think he gets enough out of me buckshee mega'?:o
manofstrad 27-04-2011, 22:42 Try offering a Platinum Amex in Sheffield for payment, they just don't understand your self imposed status. I personally just asses the situation and go to the cash machine and draw out cash accordingly, a little thought and pre planning goes a long way.
Drawing cash from a cash machine is not really something I care to take part in, but I can see how it might appeal to some members of society.
0742Sheff 27-04-2011, 22:46 So we take it, you have a flash motor and are someone well known and you have a platinum card.
Blowing own trumpet.
That's his only reason for starting this thread. MOS likes to remind us all just how wealthy he is with his house in magazines, 3 gardeners, fancy car, platinum card private lane blah blah blah :roll:
Sarkysod 27-04-2011, 22:46 Drawing cash from a cash machine is not really something I care to take part in, but I can see how it might appeal to some members of society.
The members of society that can actually draw cash off debit cards, rather than those who can only live on credit. It's the crunch you know!
manofstrad 27-04-2011, 22:47 £5.00 in my local one, but I always use cash.
You see, that really is taking the mick. Forcing people to buy more than they want simply because they don't feel comfortable carrying folding.
manofstrad 27-04-2011, 22:48 That's his only reason for starting this thread. MOS likes to remind us all just how wealthy he is with his house in magazines, 3 gardeners, fancy car, platinum card private lane blah blah blah :roll:
It seems you don't need reminding!:hihi:;)
0742Sheff 27-04-2011, 22:51 You are quite funny for a Gordon Gekko wannabe though ;)
manofstrad 27-04-2011, 22:51 The members of society that can actually draw cash off debit cards, rather than those who can only live on credit. It's the crunch you know!
So they say, who am I to argue? Another reason for not having cash about your person don't you think?
jane2008 27-04-2011, 22:52 You see, that really is taking the mick. Forcing people to buy more than they want simply because they don't feel comfortable carrying folding.
I think it might separate people who have money from the 10 bob millionaires.:hihi::hihi:
Chris_Sleeps 27-04-2011, 22:54 MOS (me): “... Do you know who I am? (http://tosic.com/wp-content/uploads/2011/01/monopoly-man.gif)”
S/K: You do look familiar.
manofstrad 27-04-2011, 22:56 I think it might separate people who have money from the 10 bob millionaires.:hihi::hihi:
Yes, I hate those imposters.:mad:
best sheff 27-04-2011, 22:57 That's his only reason for starting this thread. MOS likes to remind us all just how wealthy he is with his house in magazines, 3 gardeners, fancy car, platinum card private lane blah blah blah :roll:
And spends his evenings on the net, ranting? If I had that money, I'd have more interests.
manofstrad 27-04-2011, 22:57 S/K: You do look familiar.
:hihi::hihi: I love a sense of humour. ;)
VideoPro 27-04-2011, 22:58 I won't be shedding a tear, it cost me 19p for two poxy lolly pops that I didn't even want.
Hmmm. I thought that my previous post might strike a chord being as you claim to be so obsessed with wealth. Do you run a business or is this "Daddy's money" that you are spending?
I haven't got to where I am today by throwing money around with wild abandon you know!
"Where you are today" is posting on SF 10-12 hours a day? That's quite an achievement.
manofstrad 27-04-2011, 22:59 And spends his evenings on the net, ranting? If I had that money, I'd have more interests.
I doubt it! :hihi::hihi:
Sarkysod 27-04-2011, 23:01 S/K: You do look familiar.
I will still stick to the original tongue in cheek fictional character (http://www.fwi.co.uk/blogs/agribusiness/Harry-Enfield-Loadsamoney.jpg),much like the OP.
best sheff 27-04-2011, 23:02 I doubt it! :hihi::hihi:
Fair play. In my best chav language, END OF.
Chris_Sleeps 27-04-2011, 23:03 Loadsamoney (http://www.fwi.co.uk/blogs/agribusiness/Harry-Enfield-Loadsamoney.jpg), much like the OP.
Nah, he's got cash on him.
manofstrad 27-04-2011, 23:04 Hmmm. I thought that my previous post might strike a chord being as you claim to be so obsessed with wealth. Do you run a business or is this "Daddy's money" that you are spending?.
A bit of both I suppose.:)
"Where you are today" is posting on SF 10-12 hours a day? That's quite an achievement.
Not really, I tried posting for 24hours once but kept nodding off.:)
manofstrad 27-04-2011, 23:10 Nah, he's got cash on him.
Could have done with having some cash on me today. Now I'm 19p worse off, the robbing filth monger!:mad:
Sarkysod 27-04-2011, 23:10 The members of society that can actually draw cash off debit cards, rather than those who can only live on credit. It's the crunch you know!
So they say, who am I to argue? Another reason for not having cash about your person don't you think?
You must have a lot of bad ass muggers in Dore then, I would suggest moving to a more safer area of the city. One where cash is not such a rare commodity.
manofstrad 27-04-2011, 23:15 You must have a lot of bad ass muggers in Dore then, I would suggest moving to a more safer area of the city. One where cash is not such a rare commodity.
Dore is very safe, we pay to have special constables checking the area on a regular basis while we are asleep. As I said in the OP, I was out and about when I stumbled upon this den of thieves. I will not name the shop as it is against SF rules.
VideoPro 27-04-2011, 23:18 I grew up in Attercliffe and Pitsmoor. Never got mugged once.
You must be doing something wrong Mr. Ofstrad. Perhaps you should leave your monocle and top hat at home, if all you are doing is trying to buy a snack.
best sheff 27-04-2011, 23:20 Don't take the bait!
Sarkysod 27-04-2011, 23:25 Dore is very safe, we pay to have special constables checking the area on a regular basis while we are asleep. As I said in the OP, I was out and about when I stumbled upon this den of thieves. I will not name the shop as it is against SF rules.
You can only afford the special constables? Here at Darnall, we have the real thing free of charge and the helicopter patrolling regular.
As for the original question, yes it does cost the retailer a lot on a small sale. Local independent stores have to maintain a margin to survive, it's plain business sense.
If most of your customers pay by cash, your prices can be competitive with the nationals, as you do not have to include an extra charge required by the card payment system.
manofstrad 27-04-2011, 23:35 You can only afford the special constables? Here at Darnall, we have the real thing free of charge and the helicopter patrolling regular.
As for the original question, yes it does cost the retailer a lot on a small sale. Local independent stores have to maintain a margin to survive, it's plain business sense.
If most of your customers pay by cash, your prices can be competitive with the nationals, as you do not have to include an extra charge required by the card payment system.
So the guy would have lost 19p, but I would use him again. Instead he charged me £3.50 and gave me two crappy lollies worth 5p each which I didn't want, and lost my future business. Plain stupid business sense.
Sarkysod 27-04-2011, 23:45 So the guy would have lost 19p, but I would use him again. Instead he charged me £3.50 and gave me two crappy lollies worth 5p each which I didn't want, and lost my future business. Plain stupid business sense.
A good business can always spot good repeat customers and maximise profit on the one offs. I know I do,don't you?
megalithic 27-04-2011, 23:49 i thought you were a successful business man MOS, if i were you i'd have had those lollies on the for sale section by now, mention you've blessed them with your touch and you'd get a quid each for em. :hihi:
manofstrad 27-04-2011, 23:51 A good business can always spot good repeat customers and maximise profit on the one offs. I know I do,don't you?
I also turn the "one offs" into repeat customers. That's why I am where I am.:);)
manofstrad 27-04-2011, 23:54 i thought you were a successful business man MOS, if i were you i'd have had those lollies on the for sale section by now, mention you've blessed them with your touch and you'd get a quid each for em. :hihi:
I will keep them in my cupboard to remind me of this crafty thief and to never use is shop again and to warn all my friends of his criminal methods.:mad:
Sarkysod 28-04-2011, 00:01 I also turn the "one offs" into repeat customers. That's why I am where I am.:);)
Not being able to stump up under £5 in cash? I can only aspire to those heights!
donuticus 28-04-2011, 00:03 Platinum Card, oh thats so Ten Bob Millionaire. Im dissapointed MOS, i would have thought a man as wealthy as you wouldn't been seen dead without his Centurion Card.
I had him down as an Amex Black customer myself.
Or he's talking horse****.
megalithic 28-04-2011, 00:05 I had him down as an Amex Black customer myself.
Or he's talking horse****.
Oh, don't get him on to his stable of thoroughbreds fgs. :hihi:
donuticus 28-04-2011, 00:05 I also turn the "one offs" into repeat customers. That's why I am where I am.:);)
Wow. The giddy heights of lying to people who you don't know via the anonymity of the internet. I can't wait for that myself.
rubydazzler 28-04-2011, 00:14 What sort of proper man doesn't carry a bit of spare change in his pocket? Usually people who use credit cards for these very small purchases are students.
I suspect Lord Stradbroke is what they used to call a skint member :hihi:
Darth Vader 28-04-2011, 00:38 Give them to the tramp who lives in your out house. :hihi:
I was wonderin' if 'is missus might be poppin them a little stockin' for me tonight...and, I prefer the term 'chancer' if you don't mind.;)
VideoPro 28-04-2011, 00:46 I'm the tramp living in Mr Ostrad's Oothoose.
Where's me roast chicken, potatoes, veggies and gravy? Yer posh twerp.
megalithic 28-04-2011, 00:50 I'm the tramp living in Mr Ostrad's Oothoose.
Where's me roast chicken, potatoes, veggies and gravy? Yer posh twerp.
Chicken, CHICKEN.!!!!
How very dare you, pheasant only in MOS's house. :hihi:
ronthenekred 28-04-2011, 01:32 I was only buying a couple of packets of salted cashews and a copy of Puzzler Weekly, It wasn't exactly a display of wealth!
erm!...
"MOS (me): “I don’t carry cash, look at my car parked out there, I daren’t risk it with the attention I get. Do you know who I am?”
What sort of proper man doesn't carry a bit of spare change in his pocket? Usually people who use credit cards for these very small purchases are students.
I suspect Lord Stradbroke is what they used to call a skint member :hihi:
The kind with a weird compulsion to vainly lie about himself all day on the hairnet.
Trying hard to resist emboldening the word 'member'...
manofstrad 28-04-2011, 07:22 I grew up in Attercliffe and Pitsmoor. Never got mugged once.
Have you ever mugged anyone? :hihi:;)
manofstrad 28-04-2011, 07:26 You are all so preoccupied with my wealth that you are missing the rather important point that we are being robbed by convenience store keepers in broad daylight.
manofstrad 28-04-2011, 07:28 The kind with a weird compulsion to vainly lie about himself all day on the hairnet.
Trying hard to resist emboldening the word 'member'...
Very wise, I don't really want to have you banned again.:)
wednesday1 28-04-2011, 07:29 Have you ever mugged anyone? :hihi:;)
:rolleyes:Morning Phil.
manofstrad 28-04-2011, 07:31 :rolleyes:Morning Phil.
Morning halibut.
manofstrad 28-04-2011, 07:42 Seriously now guys, here's a thought for the day:
If cash is soon to become a thing of the past, will shop keepers still charge us for paying by card?
Think about it.
Rupert_Baehr 28-04-2011, 07:42 I was only buying a couple of packets of salted cashews and a copy of Puzzler Weekly, It wasn't exactly a display of wealth!
Well, that says it all, really. Did the Puzzler Weekly come in a plain brown wrapper? If not, shouldn't you have bought it wrapped in a copy of 'The Thunderer' to preserve your image?
I won't be shedding a tear, it cost me 19p for two poxy lolly pops that I didn't even want. I haven't got to where I am today by throwing money around with wild abandon you know!:mad:
Is Wild Abandon Gay Abandon's big brother?
While out and about today I called into a convenience store for a few bits to snack on. I took them to the counter and produced my card to insert into the chip and pin machine.
S/K (shop keeper): “ Sorry boss, it come to £3.31. Can only use card for £3.50 or more. You got cash my man?”
MOS (me): “I don’t carry cash, look at my car parked out there, I daren’t risk it with the attention I get. Do you know who I am?”
S/K: “No bro’ but I know you av’ to buy something’ else worth at least 19p if you wanna use that platinum card.”
MOS: “I am already paying over the odds for this out of date tripe and I haven’t even begun to barter with you yet!”
S/K: “ You got cash?”
MOS: “NO!”
The shop keeper then picked two 10p lollies out of a tub and plonked them in front of me. I didn’t want the lollies but it was the only way I could use my card to buy the goods. I will never use that shop again after he stole from me for being 19p short of his “made up” card limit.
The lollies are in my kitchen cupboard and will remain there uneaten as a protest to this form of daylight robbery.
This would not happen in Waitrose. :mad:
If you had a LIDL more money in your pocket or the checkout person should have said ASDA any money or do you all have short trousers with long pockets in Dore. We obviously give you credit when it is due whenever that is.:love:
When is the closet door open ?.
manofstrad 28-04-2011, 07:45 Well, that says it all, really. Did the Puzzler Weekly come in a plain brown wrapper? If not, shouldn't you have bought it wrapped in a copy of 'The Thunderer' to preserve your image?
Is Wild Abandon Gay Abandon's big brother?
:hihi:Very good Rupert, you are one of the wittier ones here.
Have you given my 'thought for the day' any consideration yet?
Rupert_Baehr 28-04-2011, 09:00 Many times. I suspect that most merchants already charge their customers for using plastic. - The charges are built in to the prices. Some (like Ryanair, for example) make a fuss about it and probably drive away a number of their customers. (I used to use Ryanair frequently - most weekends - a few years ago. I wasn't driven away by their policy of charging for bookings with debit cards, they managed to do that by other means.)
It's getting to be very difficult to pay for things with cash and people do get upset if you try.
In 1982 I wanted a new car. A diesel-engined car. Diesels weren't very common in the UK at that time and they were over-priced. I found one at a dealer in Belgium and agreed to buy it. The dealer sent me an invoice in Belgian Francs with a figure in Pounds Sterling underneath it. I did the sums, went to the bank and bought a large heap of BF. I went to Belgium, saw the car, signed the contract to buy it and gave the dealer a wodge of Belgian Francs.
"But I thought you were going to pay me in Pounds Sterling?" He said.
"I can't imagine why you would think that." I said. "This is Belgium, the currency here is Belgian Francs and the figure on the invoice is written in Belgian Francs."
He was quite upset. "I was going to pay the agent's commission using the Pounds Sterling I had hoped you were going to bring over." (What he actually meant was "I was going to rip you off with a shabby exchange rate and use some of the money I made to pay the agent.")
"Never mind". I said. "Go to the bank and change some of the BF I gave you into Pounds and pay the agent that way. I'm sure you'll get a good deal. - Particularly if he uses the same rates you used to convert the price into Pounds."
In 1987, I bought another car. I was buying it from Volvo Tourist & Diplomatic sales, and the invoice was in US Dollars. Most of the money I was going to use to pay for the car was in Pounds Sterling. The British Bank offered me a pitifully poor exchange rate and wanted to charge a significant amount to transfer the money to an American Bank (which had an office in High Wycombe and a UK Sort Code.)
I withdrew a stack of £20 notes from the British Bank and carried them to one of the UK branches of the American Bank. "You can't do that!" said the manager of the British Bank "What if you get robbed? - We won't accept any responsibility."
"I can do that and I am going to do that." I said. "The reason I am going to do that is to prevent myself from being robbed. And you would indeed be responsible."
Nowadays it's practically impossible to conduct large transactions in cash and it's difficult (though not impossible) to find a way of doing it which doesn't allow the banks to rip you off.
If we're going to move to a 'cashless' society (and I have no problem with that), then the banks need to be forced into the 21st Century.
I don't mind paying the banks their pound of flesh ... but spill one drop of my blood and I'll have you!
I use Euros, Pounds Sterling and US dollars on a day-to-day basis. I have bank accounts in 3 countries because (most) banks can't talk to one another (without dipping their greedy little fingers into my account each time they open their mouths.)
manofstrad 28-04-2011, 17:02 If we're going to move to a 'cashless' society (and I have no problem with that), then the banks need to be forced into the 21st Century.
I don't mind paying the banks their pound of flesh ... but spill one drop of my blood and I'll have you!
I use Euros, Pounds Sterling and US dollars on a day-to-day basis. I have bank accounts in 3 countries because (most) banks can't talk to one another (without dipping their greedy little fingers into my account each time they open their mouths.)
I aree with you, I also have accounts overseas for exactly that reason. As for the cashless society, It's just around the corner.
Eater Sundae 28-04-2011, 17:30 Surely nobody believes this thread, do they?
It's clear that the OP is a wind up.
Why on earth would Lord Ofstrad of Dore be caught out in a shop with just a card?
We all know this never happened.
In real life he would have sent in his PA or driver to get his nuts.
manofstrad 28-04-2011, 17:41 Surely nobody believes this thread, do they?
It's clear that the OP is a wind up.
Why on earth would Lord Ofstrad of Dore be caught out in a shop with just a card?
We all know this never happened.
In real life he would have sent in his PA or driver to get his muts.
It is quite true and I am sure that I am not the only one to have been wronged in this way. The fact is that hardly anyone carries cash around nowadays for security reasons, some unscrupulous shop keepers have found a way to capitalise on this.:mad:
schoolrdgal 28-04-2011, 18:44 No way, that is outrageous!:o
These shop keepers know that people don't feel at ease carrying cash around with them, so take advantage of someone wanting to pay for a box of Ferro Roche on their card for example.
It really makes my blood boil! :mad:
With your mountain of cash I thought you would be buying Green and Blacks or some fantastic swiss chocs !
Virginboy 28-04-2011, 18:47 I always have a few pound along with ny cards
Rupert_Baehr 28-04-2011, 19:26 Lucky you!
What do you do if you've spent the few pounds and there is no ATM to enable you to get a few more? - Or if the ATM is operated by somebody other then the bank you have your account with and they want to charge you to draw money out?
One of the banks I use (one of the few Federal [as in trades Nationwide] banks in the US) doesn't have any branches and it doesn't have any ATMs, either. They've realised that it's cheaper to let somebody else pay for and run the ATMs. If I use their card in another bank's ATM, I get charged (usually about $3) per transaction. The bank refunds those charges each month.
I don't see why banks have to charge traders high fees when the traders' customers use the bank's debit card. The last time I ran a business in the UK, the bank charged me about 35p for every cheque I deposited. - That adds up. The bank argued that they had to process the cheques and so I had to pay.
Electrons work very efficiently and they don't get paid much. If you do a transaction with a debit card, how much does it really cost? The bank doesn't have to process a cheque, money doesn't have to move around physically and - apart from card fraud - there is little risk. I would've thought it was very much in the interest of the bank to have everybody using electronic fund transfer. That doesn't stop many of them from ripping off the customers.
I lived in Belgium for a couple of years. I lived in a place where there were lots of people of at least 29 different nationalities. Most of us banked with Fortis Banque (a Belgian bank.) I had an account with them. I could pay in (and hold) money in any one of a number of different currencies. I could transfer it from one currency to another (at no charge.) I could only withdraw cash in Euros - but then again, I could only spend Euros locally. I could wire it to any other bank anywhere in the world in any currency.
If the Belgians can do that, why can't the Brits (or other nations' banks)?
Up to (about) 2004, my British bank cards had a 'Eurocheque' symbol on them. They could be used at any bank in Europe. Then it disappeared. I asked the bank "Why?" and was told. "Oh, we don't offer that service anymore."
If you go on holiday in Europe this year, you may find ATMS which will accept your British bank cards - and then again, you will find more than a few which do not.
"Mastercard and Visa are acceptable worldwide". Yeah, right! Apart from where they are not accepted. Where they are accepted, it will probably be 'At a price'. Don't be surprised if you get a lousy exchange rate, have to pay a fee per use for the ATM and a charge of up to 2% of the value of the transaction as a 'user fee.'
manofstrad 28-04-2011, 20:10 With your mountain of cash I thought you would be buying Green and Blacks or some fantastic swiss chocs !
I have never been one for getting sucked in by expensive brands. Cars are probably my only exception to this rule but you do get what you pay for with the top manufacturers.
While out and about today I called into a convenience store for a few bits to snack on. I took them to the counter and produced my card to insert into the chip and pin machine.
S/K (shop keeper): “ Sorry Master, it come to £3.31. Can only use card for £3.50 or more. You got cash my man?”
MOS (me): “I don’t carry trash, look at my cart parked out there, I daren’t risk it with the attention I get. Do you know who I am.I am one of the wiggest bankers in Dore?”
S/K: “Not unless you are Oscar Wilde's half brother but I know you av’ to buy something’ else worth at least 19p if you wanna use that platinum card.”
MOS: “I am already paying over the odds for this out of date trifle and I haven’t even begun to banter with you yet!”
S/K: “ You got cash?”
MOS: “NO!”
The shop keeper then picked two 10p dollies out of a tub and plonked them in front of me. I didn’t want the dollies but it was the only way I could use my card to buy the goods. I will never use that shop again after he stole from me for being 19p short of his “made up” card limit.
The dollies are in my kitchen cupboard and will remain there uneaten as a protest to this form of daylight robbery.Welllets all tremble
This would not happen in Netto or Aldi
You are right, but the shop keeper couldn't work out that he would lose my money in future.
Probably does not meet sellers of Big Issue very often-thought you were a con man
It was convenient for the shop keeper!!
Would you risk losing future business for the sake of 19p? Seriously.
To get rid of scroungers makes 19pence sound a good deal
No way, that is outrageous!:o
These shop keepers know that people don't feel at ease carrying cash around with them, so take advantage of someone wanting to pay for a box of Ferro Roche on their card for example.
It really makes my blood boil! :mad:
In no way is that outrageous.Carrying cash is so dodgy in crime stricken Dore
JFKvsNixon 28-04-2011, 20:55 While out and about today I called into a convenience store for a few bits to snack on. I took them to the counter and produced my card to insert into the chip and pin machine.
S/K (shop keeper): “ Sorry boss, it come to £3.31. Can only use card for £3.50 or more. You got cash my man?”
MOS (me): “I don’t carry cash, look at my car parked out there, I daren’t risk it with the attention I get. Do you know who I am?”
S/K: “No bro’ but I know you av’ to buy something’ else worth at least 19p if you wanna use that platinum card.”
MOS: “I am already paying over the odds for this out of date tripe and I haven’t even begun to barter with you yet!”
S/K: “ You got cash?”
MOS: “NO!”
The shop keeper then picked two 10p lollies out of a tub and plonked them in front of me. I didn’t want the lollies but it was the only way I could use my card to buy the goods. I will never use that shop again after he stole from me for being 19p short of his “made up” card limit.
The lollies are in my kitchen cupboard and will remain there uneaten as a protest to this form of daylight robbery.
This would not happen in Waitrose. :mad:
You drove yourself, and even then entered the shop yourself? How very nouveau riche, no class.
I was only buying a couple of packets of salted doncoms and a copy of Men Only, It wasn't exactly a display !
Well next time leave your nuts at home!
Give them to the tramp who lives in your out house. :hihi:
Why,are you hungry?
Drawing cash from a cash machine is not really something I care to take part in, but I can see how it might appeal to some members of society.
Refusal of credit can disappoint and offend.
manofstrad 28-04-2011, 21:05 Well next time leave your nuts at home!
No gnvgsos I went to buy some nuts, sorry if I didn't make that clear in the OP. I will leave my cash at home though, and don't expect to be charged over the odds for doing so when I have a perfectly good, safe alternative method for paying for my goods. Don't you agree? :)
manofstrad 28-04-2011, 21:09 You drove yourself, and even then entered the shop yourself? How very nouveau riche, no class.
:hihi: Money doesn't buy class?
JFKvsNixon 28-04-2011, 21:15 :hihi: Money doesn't buy class?
I think that much is obvious!
No gnvgsos I went to buy some nuts, sorry if I didn't make that clear in the OP. I will leave my cash at home though, and don't expect to be charged over the odds for doing so when I have a perfectly good, safe alternative method for paying for my goods. Don't you agree? :)
Small change for most people-not significant-small money for small nuts.Common sense really:even monkeys realise that nuts are cheap.
manofstrad 28-04-2011, 21:20 I think that much is obvious!
I agree as I see this time and time again in the circles that I move in. Lucky for me I was born with class and would never try and offend someone who has more than me for the sake of jealousy.;)
I agree as I see this time and time again in the circles that I move in. Lucky for me I was born with class and would never try and offend someone who has more than me for the sake of jealousy.;)
How do you feel about offending people who have less than you?
Nice thread again, MOS. You certainly have the measure of this lot on here:D:thumbsup:
I agree as I see this time and time again in the circles that I move in. Lucky for me I was born with class and would never try and offend someone who has more than me for the sake of jealousy.;)
I'm looking for a summer job soon.anything going at yours, Boss?
manofstrad 28-04-2011, 21:39 How do you feel about offending people who have less than you?
I tend to help people who have less than me, I do a lot of good work for charity. How about yourself? :)
manofstrad 28-04-2011, 21:42 I'm looking for a summer job soon.anything going at yours, Boss?
Certainly, I have read many of your posts and you seem to be a well balanced young man. PM me your CV and I will see what I can do.:)
Nice thread again, MOS. You certainly have the measure of this lot on here:D:thumbsup:
Are you the sister of Oscar Wilde mentioned in an earlier post;S17 means that you must be a neighbour of No Mad Farts.Are you also in the habit od using a plastic card when visiting corner shops,when F and M or Hn+N are shut?
I tend to help people who have less than me, I do a lot of good work for charity. How about yourself? :)
Not many qualify then!Its a case of the poor funding the very poor!
Credit card users cost UK retailers 480 million pounds a year in processing fees:
http://business.timesonline.co.uk/tol/business/industry_sectors/banking_and_finance/article7150106.ece
Damn those consumers
Are you the sister of Oscar Wilde mentioned in an earlier post;S17 means that you must be a neighbour of No Mad Farts.Are you also in the habit od using a plastic card when visiting corner shops,when F and M or Hn+N are shut?
No, just someone who appreciates a decent wind-up merchant.
manofstrad 28-04-2011, 21:54 Not many qualify then!Its a case of the poor funding the very poor!
Yes, if you like my friend. :)
Certainly, I have read many of your posts and you seem to be a well balanced young man. PM me your CV and I will see what I can do.:)
will do, boss. most certainly.
manofstrad 28-04-2011, 21:55 Damn those consumers
:hihi::hihi::hihi:
manofstrad 28-04-2011, 21:56 will do, boss. most certainly.
Not yet.;):)
Not yet.;):)
that was part flattery so i get into your good books and part confidence as i'm pretty good at most things, so if there's an opening i'm sure i can get it.
manofstrad 28-04-2011, 22:00 that was part flattery so i get into your good books and part confidence as i'm pretty good at most things, so if there's an opening i'm sure i can get it.
There are a few parts that you have missed out.
manofstrad 28-04-2011, 22:04 Are you the sister of Oscar Wilde mentioned in an earlier post;S17 means that you must be a neighbour of No Mad Farts.Are you also in the habit od using a plastic card when visiting corner shops,when F and M or Hn+N are shut?
You will all have to get into the habit of using plastic when visiting the corner shop as cash will soon be a thing of the past. For the time being, carrying cash is considered to be vulgar, a trait of the working class.
There are a few parts that you have missed out.
nothing that'll jeopardize my chances i hope. best get to polishing my CV.
0742Sheff 29-04-2011, 00:53 You will all have to get into the habit of using plastic when visiting the corner shop as cash will soon be a thing of the past. For the time being, carrying cash is considered to be vulgar, a trait of the working class.
That's funny. A good friend of mine and ex boss is a multi millionaire and takes no greater pride then slapping a few hundred pounds in his big gold paperclip note holder to be used at any time he sees fit.
He lives out Edale. Has the cars (last i knew it was a Porsche and a Nova. He's not trying to be flash you see ;) ). He has the lifestyle. He has class.
I don't think you have any of that in all honesty :)
I only pay in cash so no one can trace my transactions, it can be awkward at times to satisfy all my payments when people want direct debits and standing orders but there are ways and means.
Thank god for cash.
Frank Sidney 29-04-2011, 09:09 It'll be interesting to see what excuse MOS will use next time to discuss his "wealth." Perhaps the cost of a cruise or the escalating cost of employing a pool cleaner...
Personally, I think they are all in the vain hope of attracting some gold digging young bird..:hihi::love::suspect:
No, just someone who appreciates a decent wind-up merchant.
Why do you applaud the MOS who is somewhat crude and transparent-can you not find a more appropriate recipient for your sicaphantic comments?
manofstrad 29-04-2011, 14:18 That's funny. A good friend of mine and ex boss is a multi millionaire and takes no greater pride then slapping a few hundred pounds in his big gold paperclip note holder to be used at any time he sees fit.
He lives out Edale. Has the cars (last i knew it was a Porsche and a Nova. He's not trying to be flash you see ;) ). He has the lifestyle. He has class.
I don't think you have any of that in all honesty :)
:hihi: If a big gold paperclip note holder and a Nova is a sign of class, I certainly haven't got any. ;)
manofstrad 29-04-2011, 14:20 I only pay in cash so no one can trace my transactions, it can be awkward at times to satisfy all my payments when people want direct debits and standing orders but there are ways and means.
Thank god for cash.
How will you manage when cash is faded out?
0742Sheff 29-04-2011, 14:21 :hihi: If a big gold paperclip note holder and a Nova is a sign of class, I certainly haven't got any. ;)
Evidently ;)
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