At the moment me and my partner are paying out about £1500 a month on mortgage and other debts. We are also wanting to buy a bigger house as we are in the middle of planning a family. What we would ideally like to do is pay some debts off with the money we make from the sale of our current property. Then hopefully get a mortgage that will alow us to purchase a bigger property and consolidate all our other debts. Hopefully allowing us to pay the same if not less but solely on mortgage rather than to different people. Also our theory is that it wont matter if our mortgage is high as we will have our ideal property, which we will want to stay in hopefully forever, and with no other ties than the mortgage. Can anybody recommend any lenders that do this sort of thing?

Thanks

Not sure if this will help but i got loads of dead useful advice from a lady (unfortunately her name escapes me!) who visits Blundells up at Crytal Peaks shopping centre. I think she goes up there about 1-2 a month but may be more often, she is brill on advising about mortgages and will explore all your options for you (free of charge for 1st visit which normally does the trick) and spends loads of time listening to exactly what you need - not sure how much she can tell you about debt repayment though and how you can shuffle it around but i'd ask her because she seemed pretty clued up about all things financial and scarey!

She isn't employed by Blundells (unfortunately the name of the company she works for escapes me too) so there is absolutely no pressure at all.


Give them a call and see when she is next around, i remember having to wait a while though as she gets booked up pretty quickly - worth the wait though.

Good luck x

Her name is Sue Pope - I used her - she was fantastic - can highly recommend

Sounds like you need a specialist mortgage broker. They're able to source the entire market place, so are not tied to one particular lender as people in EA's often are.

I use a guy in London who recently stripped out some equity for me while getting a much lower interest rate than i was paying before for less mortgage meaning i was still paying less.

I could PM you his details if you're serious.

These days most banks/mortgage lenders will snap your hand off. We did something similar and we are with Britannia.

Thanks for everyones help.
There i was thinking what I wanted was an impossible thing. but everyone has made me feel positive about it.

Thanks a lot