Some time ago, some great person on this site posted a link. I think it was from the money saving expert. It was a little calculator that worked out how long your mortgage would take if you pay more.

I have looked all over with the search feture and all over the money saving expert site, but no luck.

Can anyone help a flustrated Lickable?

www.moneysavingexpert.com/

This may be the site you are looking for.

Just seen that its not what you are looking for, but it's worth mentioning for anyone that isn't aware of it.

try your building society, britannia post a calculator to help with their products.
simpy over paying on some mortgages will not make any difference to the term of the mortgage.
speak to a specialist.

Ahhh, a fellow overpayer ! I'm currently paying double what I should do and reaping the benefits. The nice people @ HSBC send me a letter every time I overpay, and it now says on there how much interest I am saving each time I pay more in - save roughly the same amount as I deposit [they charge 1.89 pounds for every pound lent or thereabouts].

Having said this, they forgot to reduce my monthly payment after my last overpayment, and I've written a snotty email to them :P

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Here is a overpayment calculator that may be of use :

http://www.channel4.com/4money/mortgages/features/overpayment_calculator.html

Thank you, very much. This is the one i was talking about.

I have to get rid of this mortgage. Its so icky having it hanging over my life.

It will be paid off when i am... 39! Not bad.