never let your card out of sight,my daughter has just been to withdraw her holiday money and someone has purchased £360 worth of computer software from e buyer.the only place she can think it has been done is a little shop in leeds shopping centre.

Every stage of this transaction is traceable and I would advise your daughter to ask the Credit Card company to trace the purchase back to source. I had my Bank do this to trace a supplier's refund back to my Visa Card and therefore established the company I had paid was a completely different legal entity from the company that refunded my VISA card. It

I had my card cloned while abroad. They waited exactly one yyear before using it.
Luckily the items appeared on the end of my statement so I was able to ring Visa, £6-700 went tho over 2 days.
Very easy to spot as alongside Morrisons was THe Happy Noodle Bar, Kuala Lumpur, and I was in Sheffield


hazel

If items have been purchased through eBuyer then they really are stupid criminals. They'll have had to supply a shipping address for the goods when they ordered, which your credit card company will be able to get from them.

As they ordered goods online it doesn't require the card to be cloned, just write the details down, or pick up a recipt or statement which had the details on - some shops still print card numbers on the reciepts!

Originally posted by sniperwookie
If items have been purchased through eBuyer then they really are stupid criminals. They'll have had to supply a shipping address for the goods when they ordered, which your credit card company will be able to get from them.

Not necessarily. I have heard of crooks who have checked out an address to be certain at what time of day it's definetly empty.

They then turn up with a load of gardening tools and start doing the garden to pass the time. When the parcel comes, they take it and then scarper.

I have a feeling this type of fraud is going to become a lot more common with the new chip & pin technology. This is now being used even in much smaller independent shops, and they're not only given the opportunity to obtain your card data and clone it, but the pin number as well.

what a sad world we live in for people to clone bank card's

It's relevant but not.. I don't want to sound like your bank manager but if you have a credit card please ensure you check your statements.

I've just spent the last 3 days at work investigating one of the biggest credit card frauds I've ever seen in 5 years of working there. It's that huge, I haven't been able to sleep properly for the last 4 nights. I can't say any more obviously, but please check your statements. This case I am investigating has been active since June this year, if not longer and yet only 2 people (out of the very LEAST 50 poor people being fleeced) have actually noticed.

Originally posted by slinky
It's relevant but not.. I don't want to sound like your bank manager but if you have a credit card please ensure you check your statements.

This is particualrly true for 'on-line' credit cards like Egg who don't provide a paper statement. It's far too easy to just leave the automated service paying off a set amount each month without even checking.

Originally posted by Twiglet
This is now being used even in much smaller independent shops, and they're not only given the opportunity to obtain your card data and clone it, but the pin number as well.

The chip and pin machines, like the keypads in cash machines, encrypt the pin before it ever gets as far as the vendors EFT system. The only way they can get your PIN is by watching you, and because you don't (technically) have to give them your card, all they get is a bunch of encrypted data.

That's not to say I'm a fan of chip and pin ... stupid idea if you ask me. It's not that it makes credit card security worse, it just gives a false sense of security when in fact it is not much better than just a signature - it's so easy to get someone's PIN it's scary!

This is so true. I used my boyfriends chip and pin card to buy a pair of shoes the other day.

We both have identical cards (apart from the names!) and I didn't even realise I was using his card until it came to entering the pin number and my number was denied, the shop assistant just asked me to re-enter the pin so i put his number in and bought the shoes. The assistant never even touched the card so never checked the name (I am obviously not Mr Vincent!!). There needs to be some other kind of simple check (even if it is just looking at the name on the card!)

Originally posted by sheff_minx
This is so true. I used my boyfriends chip and pin card to buy a pair of shoes the other day.

We both have identical cards (apart from the names!) and I didn't even realise I was using his card until it came to entering the pin number and my number was denied, the shop assistant just asked me to re-enter the pin so i put his number in and bought the shoes. The assistant never even touched the card so never checked the name (I am obviously not Mr Vincent!!). There needs to be some other kind of simple check (even if it is just looking at the name on the card!)

I disagree with the chp and pin security actually. I dont think that this needs changing whatsoever. Why would someone who who has somehow gained access to someones card and pin go and purchase items from the shop, especially when they can just as easily go to the cash machine and draw an amount out in straight cash.

If this is the case then you should be saying that there should be some extra security at cash machines, as this is no different from purchasing goods via Chip and pin in the stores.

Credit card fraud has fallen by nearly half I was reading the other day since chip and pin was introduced.

With regards to the purchasing of shoes on your bf credit card, you are actually commiting the fraud and have no safety net if, for instance, the shoes were faulty and the shop refused to refund your card.

Originally posted by MobileB


With regards to the purchasing of shoes on your bf credit card, you are actually commiting the fraud and have no safety net if, for instance, the shoes were faulty and the shop refused to refund your card.

sheff_minx is a fraudster :o

Originally posted by alchresearch
This is particualrly true for 'on-line' credit cards like Egg who don't provide a paper statement. It's far too easy to just leave the automated service paying off a set amount each month without even checking.
It's also far easier to check them everyweek insead of the month apart (with purchases up to 6 weeks old) that a paper statement forces you to ;)

Originally posted by spyro2000
sheff_minx is a fraudster :o

authorised fraudster.

Originally posted by Vini
authorised fraudster.

But none-the-less a fraudster ;)

:rolleyes:

Originally posted by spiffymonkey
The chip and pin machines, like the keypads in cash machines, encrypt the pin before it ever gets as far as the vendors EFT system. The only way they can get your PIN is by watching you, and because you don't (technically) have to give them your card, all they get is a bunch of encrypted data.

That's not to say I'm a fan of chip and pin ... stupid idea if you ask me. It's not that it makes credit card security worse, it just gives a false sense of security when in fact it is not much better than just a signature - it's so easy to get someone's PIN it's scary!

Sorry I should have explained myself better. I didn't mean so much with the actualy chip and pin machines. How long is it before people make an identical machine that clones your card and stores your pin after you type it in? Not long I'd imagine.

The other reason I don't like it is sometimes you become very aware of people standing close behind you, and it can make you feel a little vulnerable if they then follow you out of the shop if its quiet/dark outside.

I think its far more secure in terms of 'old-fashioned' crime, i.e. stealing your card and copying your signature, but with modern crime (cloning) it may make it more convenient for high-tech criminals.

I am sorry for the offence I have committed. I will go and hand myself into the police immediately.

Wearing my brand new lovely shoes :hihi:

Just a warning to anyojne using ATM's ..... these are now not safe. :(

I checked my savings account today ( one of those with a pass book and a cash card only ) and found that over £400 has been taken over a two month period.

I know the rules about checking statements etc but this account does not issue statements as it is a saving account only. The cash card can only be used at an ATM as there is no switch/solo/electron facility on it so obviously my card has been cloned at one of these machines in this area.

PLEASE EVERYONE BE CAREFUL AND DO NOT FALL FOUL TO THIS

Originally posted by slinky
It's relevant but not.. I don't want to sound like your bank manager but if you have a credit card please ensure you check your statements.

I've just spent the last 3 days at work investigating one of the biggest credit card frauds I've ever seen in 5 years of working there. It's that huge, I haven't been able to sleep properly for the last 4 nights. I can't say any more obviously, but please check your statements. This case I am investigating has been active since June this year, if not longer and yet only 2 people (out of the very LEAST 50 poor people being fleeced) have actually noticed.

sorry to be pedantic.......in a serious thread like this slinky, but you meant june LAST year :)

roughy get the bank to follow it up like peeps have said on here and she'll get the money back......hopefully

Originally posted by melthebell
sorry to be pedantic.......in a serious thread like this slinky, but you meant june LAST year :)...
Slinky's post was in Aug 2005.

GRRRRRRRRRRRRRRRRR

wtf do people keep dragging old topics up and then posting in em as theyre yesterdays

bertie if you wanted to warn about atms why didnt you post a bloody thread on atms

I've got into the habit of using my wallet as a shield when at ATMs and using chip and pin machines. It's a fair sized wallet so easily covers the keypad at either machine. I've grown accustomed to putting my wallet directly over the keypad and finding the right PIN combination by touch and distance alone. Even if someone was standing directly behind me and peering over my shoulder, they still wouldn't be able to see what my PIN number was. :thumbsup:

Originally posted by Daley
....they still wouldn't be able to see what my PIN number was. :thumbsup:
Although shielding your PIN is good practice I think Bertie was on about the cloning of ATM cards.

I thinks this works where the scumbags (no,... not the bank,... the criminals ;) ), put a fake ATM 'front' over the top of the true ATM machine. Victims put their card into the 'fake' slot and it gets 'read' (and probably tells you the ATM is out of action?). Later the thieves take the fake ATM front away and are able to clone cards from all the details captured from the card reader.

Once your card has been cloned it can be used in legit ATM's by the naughty crims.

This practice has been going on for years. Not really fresh news, but worthwhile being aware of anyway.

And guess what, it happened..........

http://news.bbc.co.uk/1/hi/england/4980190.stm

And guess what, it happened..........

http://news.bbc.co.uk/1/hi/england/4980190.stm


It was bound to happen.

wtf do people keep dragging old topics up and then posting in em as theyre yesterdays

'Cause they don't read the posting date;):P:D.

My card was used by an employee of my mobile phone company to top up two phones when I thought I was in fact paying my bill. I only spotted it because one of the top-ups was for a different company to my mobile but weeks later when my phone was cut off, I discovered that what I thought was the payment to the correct phone company was in fact a top-up when I'm on contract. The top-ups took place within minutes of one another, in the towns where these two mobile phone companies have their head offices. I lost £70 but got over £150 back although my phone company wouldn't acknowledge my accusation against a member of their staff (which I would expect my employer to do had it been me, which screams "guilt" to me) or confirm whether it had been investigated or any action taken. They just rolled over and reimbursed me.

I'd name names, and have probably mentioned this before and done so, but someone will probably pull me up about it so let's just say I'm with the one Sean Bean advertises and the other one is currently sponsoring Man United ;)

My brother on the other hand, had his card cloned and someone paid over the counter at Pizza Hut in Bradford when both he and his card were here in Sheffield.

'Cause they don't read the posting date;):P:D.

I did it deliberately because I knew I'd posted on the thread some time ago and some people didn't seem to believe Chip and Pin would lead to more fraud as it was secure. I found the news story today which confirmed the system isn't near as infallible as they thought it would be.

If items have been purchased through eBuyer then they really are stupid criminals. They'll have had to supply a shipping address for the goods when they ordered, which your credit card company will be able to get from them.

As they ordered goods online it doesn't require the card to be cloned, just write the details down, or pick up a recipt or statement which had the details on - some shops still print card numbers on the reciepts!

The criminals are not that stupid really- there are other ways that they can get hold of the goods after they have ordered them by using your card.

One way they could get away with it is that if they ordered the goods to a nearby post office who would then keep the goods until collected - they charge 50p for this service.

Thats one way of them getting away with it- also as mentioned previously, they could wait around your home until the parcel arrives signing for it- making out to be the actual owner of the card.

Naughty crooks!! :(

I did it deliberately ....

My post was to melthebell:D