View Full Version : Advice needed on being self employed


ameera31
08-06-2009, 16:03
I would like to ask a couple of questions regarding being self employed:

1. Can I still claim JSA if working from home as self employed less than 16 hours per week?

2. Is it more feasable to claim as working 16 hours, or more? I.e in relations to benefits and tax credits. Or the more hours you declare the less yo get.

3. If my spouse is already registered as self employed for 16 hours, how will the amount of benefits be affected.

4. What benefits am I entitled to.

Basicaly I am trying to find out how to get the most out of the system in the correct way and to make sure I am getting everything I possibly can.

Regards,

Max :huh::help:

indizine
08-06-2009, 18:48
You should ask at JC+ about ND for Self Employed and they should calculate your 'better off' options for you. No one here can calculate anywhere near accurate without doing a full claims synopsis.

One thing to consider - if you are thinking of starting a business, least amount of hours should not be on your mind at all.

ameera31
08-06-2009, 19:15
Cool, got an appointment with JC tomorrow, thanks for the reply. When I was talking about the hours, I meant number of hours to declare to get the most.

ChrisTodd
08-06-2009, 19:19
As Indizine said JC+ is the best place to go for this advice.

Even as an accountant we don't have any special way of working out benefits.

I wonder though if you can register as self employed but say you will be working only 16 hours. I think you are either self employed or not.

If you have no work one week, you could technically say you are working no hours, but what if you are busy one week, will you just work 16 hours and potentially lose income?

And depending on your work and hourly rate, you might earn more in 16 hours a week than some people do in a 40 hour week.

As a startup business there might be benefits or grants you can claim, or you might be able to claim working tax credits, but I think they are based more on your profits than hours worked.

Cyclone
08-06-2009, 19:34
So you're thinking about scamming the system, not doing it the 'correct' way, which would be to be honest about the number of hours worked.

ameera31
08-06-2009, 19:54
So you're thinking about scamming the system, not doing it the 'correct' way, which would be to be honest about the number of hours worked.

if i wanted to scam the system my friend i am sure i would find ways to do it without asking here, if you got nothing nice to reply, dont reply at all. thank you

ameera31
08-06-2009, 19:56
As Indizine said JC+ is the best place to go for this advice.

Even as an accountant we don't have any special way of working out benefits.

I wonder though if you can register as self employed but say you will be working only 16 hours. I think you are either self employed or not.

If you have no work one week, you could technically say you are working no hours, but what if you are busy one week, will you just work 16 hours and potentially lose income?

And depending on your work and hourly rate, you might earn more in 16 hours a week than some people do in a 40 hour week.

As a startup business there might be benefits or grants you can claim, or you might be able to claim working tax credits, but I think they are based more on your profits than hours worked.

Much appreciated

Grandad.Malky
08-06-2009, 19:57
if i wanted to scam the system my friend i am sure i would find ways to do it without asking here, if you got nothing nice to reply, dont reply at all. thank you

Basicaly I am trying to find out how to get the most out of the system in the correct way and to make sure I am getting everything I possibly can.


You said it.

ameera31
08-06-2009, 19:59
Basicaly I am trying to find out how to get the most out of the system in the correct way and to make sure I am getting everything I possibly can.


You said it.


Yes, the CORRECT way.

Cyclone
08-06-2009, 20:01
if i wanted to scam the system my friend i am sure i would find ways to do it without asking here, if you got nothing nice to reply, dont reply at all. thank you

You're the one who suggested that you were going to lie about the number of hours you worked.
Isn't that scamming (also known as benefits fraud)?

indizine
08-06-2009, 20:02
yes and there is nothing wrong with that. Its the same when people use an accountant to make sure they claim every single penny they possible can ;)

You can do 16hrs a week on NDSE but as I say they will calc everything for you. Ive worked in JC+ on JSA and run the NDSE contracts in the past.

indizine
08-06-2009, 20:03
You're the one who suggested that you were going to lie about the number of hours you worked.
Isn't that scamming (also known as benefits fraud)?

The OP said no such thing, so stop stirring up trouble! :rolleyes:

Cyclone
08-06-2009, 20:23
I meant number of hours to declare to get the most.

He did indeed say such a thing.

indizine
08-06-2009, 20:52
err....no, that is how you read it...with a negative view; I have asked how much can I declare at customs but it doesn't mean i'm hiding stuff in the lining of my suitcase.

There is nothing wrong with legally claiming every single penny from the government as Gordon Brown can confirm :D

Cyclone
08-06-2009, 21:02
If you say the number of hours to declare, as opposed to the number of hours to work, then the implication is that you will be working a different number of hours to that which you are declaring.

jl-heating
08-06-2009, 21:24
i have been self employed 16 years . if i have no work i cant sign on, i would be very surprized if you can get anything if self employed but good luck with it anyway :)

dan2802
08-06-2009, 21:29
Finally, I agree with Cyclone on something.

jl-heating
08-06-2009, 21:53
Finally, I agree with Cyclone on something.

no way .....

ameera31
08-06-2009, 23:30
thank you all who gave me advice, and as for those who have tried to accuse me of cheating/trying to cheat the system...well, get a life, go out more or something

happyhippy
09-06-2009, 01:12
I would like to ask a couple of questions regarding being self employed:

1. Can I still claim JSA if working from home as self employed less than 16 hours per week?

If you're single, and you work fewer than 16 hours. 15 hours, 59 minutes, and 59 seconds is fine - hit 16 hours you cannot claim JSA.

2. Is it more feasable to claim as working 16 hours, or more? I.e in relations to benefits and tax credits. Or the more hours you declare the less yo get.

You will always be better off in full time work than claiming benefits. You must declare all hours worked or you could find yourself on the end of a fraud investigation (through Jobcentre Plus or HMRC) which could result in a prosecution.

3. If my spouse is already registered as self employed for 16 hours, how will the amount of benefits be affected.

You are a couple and as you both would be working for more than 30 hours between you, would automatically not qualify for JSA.

4. What benefits am I entitled to.

That would depend on your income, which if you are working fewer than the number of hours I've spoken about may include JSA, if more Tax Credits.

Basicaly I am trying to find out how to get the most out of the system in the correct way and to make sure I am getting everything I possibly can.

Regards,

Max :huh::help:

I personally think from a professional point of view that you should be looking at how your venture helps you, rather than how the state could possibly give you more cash.

I'm sorry to say that you come across as a grasper, rather than a grafter.

ameera31
10-06-2009, 20:06
If you're single, and you work fewer than 16 hours. 15 hours, 59 minutes, and 59 seconds is fine - hit 16 hours you cannot claim JSA.



You will always be better off in full time work than claiming benefits. You must declare all hours worked or you could find yourself on the end of a fraud investigation (through Jobcentre Plus or HMRC) which could result in a prosecution.



You are a couple and as you both would be working for more than 30 hours between you, would automatically not qualify for JSA.



That would depend on your income, which if you are working fewer than the number of hours I've spoken about may include JSA, if more Tax Credits.



I personally think from a professional point of view that you should be looking at how your venture helps you, rather than how the state could possibly give you more cash.

I'm sorry to say that you come across as a grasper, rather than a grafter.


My business is running fine, I just want to know how to make sure I am getting everything I am entitled to. If I didnt graft, my business would not be rnning would it? As for the rest of your answers - thank you, you were really helpful

eladder
11-06-2009, 23:19
I would like to ask a couple of questions regarding being self employed:

1. Can I still claim JSA if working from home as self employed less than 16 hours per week?

2. Is it more feasable to claim as working 16 hours, or more? I.e in relations to benefits and tax credits. Or the more hours you declare the less yo get.

3. If my spouse is already registered as self employed for 16 hours, how will the amount of benefits be affected.

4. What benefits am I entitled to.

Basicaly I am trying to find out how to get the most out of the system in the correct way and to make sure I am getting everything I possibly can.

Regards,

Max :huh::help:

Hi Ameera

Did you know that at the Job Cente they do a programme for helping you to become self employed? They will send you onto a specialist advisor at Senta. You will have to move quickly though as word has it this is changing... you get something like 3 months support on benefits while you are test trading being self employed. After that you can get up to 3 years support from Senta a small amount of funding but the support is invaluable.

Cyclone
12-06-2009, 08:36
My business is running fine, I just want to know how to make sure I am getting everything I am entitled to. If I didnt graft, my business would not be rnning would it? As for the rest of your answers - thank you, you were really helpful

You seem to be confusing entitlement and lying to commit fraud.

If you are working more than 16 hours a week then you're entitlement to any assistance goes down.