View Full Version : Identity Fraud- Are you worried?


robbie
23-06-2005, 21:50
with the Indian call centre fiasco today (http://news.bbc.co.uk/1/hi/uk/4121934.stm)

its seems it becomes easier and easier to steal people's details.

does anyone shread their personal mail? I don't.

its often scary what you can find on the net about people as well.

are you worried?

melthebell
23-06-2005, 22:06
slightly




but then i dont have mortgages, debts, loans, credit cards

only just got something regular going into my bank account tbh :P

Apollo_C
24-06-2005, 08:56
Anyone who wants my identity needs their head reading...:hihi:

Lea1979
24-06-2005, 08:59
there's no point worring about something i can't really do anything about. if someone is going to steal my identity/cash they're going to do it. you can make it harder by taking the usual precautions but i've got naff all money anyway.

Swan_Vesta
24-06-2005, 09:23
I've had it done to me before so I know that dangers of this, I reckon I can't do anything about a bank employee doing anything like this but I take every precaution to shred personal details. Never make it easy for the b*******.

JoeP
24-06-2005, 09:32
Anyone trying to get loans and credit cards using my identity would get short shrift from the lending institutions....I think I'm still persona non grata with them!!

But I do destroy paperwork, regularly change passwords on Internet banking, etc.

Joe

H.P
24-06-2005, 10:09
It seems pointless to shread when some unhonest little scroats going to sell you details for a couple of quid anyway.
its a no win situation at the moment, having recently moved and being very aware of the amount of fraud at the moment, I made sure the first thing I did was change my address on the electoral register. That way if someone does steal my identity theres a record of the actuall me registering at my actuall address .
So if the credit card companys are doing there jobs correctly they would see this information on a credit check, well at least I like to think so

nick2
24-06-2005, 10:11
I worry about identity theft about as much as being attacked by killer bees or hit by a meteorite.

savbaby
24-06-2005, 10:13
Originally posted by honeyplanet
It seems pointless to shread when some unhonest little scroats going to sell you details for a couple of quid anyway.
its a no win situation at the moment, having recently moved and being very aware of the amount of fraud at the moment, I made sure the first thing I did was change my address on the electoral register. That way if someone does steal my identity theres a record of the actuall me registering at my actuall address .
So if the credit card companys are doing there jobs correctly they would see this information on a credit check, well at least I like to think so

they use the current address to steal from you, there is not much really people can do. yes shred things and the likes but these people will always find a way!

banesmabes
24-06-2005, 10:19
I have to say that I have started shredding documents, but I'm not sure how much a threat it really is, or whether it's just been hyped up by the media.

Does anyone else really hate those Capital One credit cards ads with Alistair McGowan? I really loathe companies who feel they have to scare you into using their products!!

nick2
24-06-2005, 10:22
If someone does steal your identity whats the worse that can happen ? They might screw your credit rating, it's not like you'll come home and they will be in bed with your wife.

People like to have something to worry about, this is the latest thing.

melthebell
24-06-2005, 18:24
Originally posted by nick2
it's not like you'll come home and they will be in bed with your wife.


now theres an idea :)

JoeP
24-06-2005, 18:29
Originally posted by nick2
If someone does steal your identity whats the worse that can happen ? They might screw your credit rating, it's not like you'll come home and they will be in bed with your wife.

People like to have something to worry about, this is the latest thing.

Try living with a screwed up credit rating for a while and you'll see what it means.

There have also been some cases where people have been arrested by customs after their ID has been used to provide IDs for drugs mules or in money laundering.

I spent 2 years involved with money laundering compliance and the bottom line of so many scams is getting an ID that allows you to enter the banking system.

Joe

Robbie Loving
24-06-2005, 18:45
Originally posted by nick2
it's not like you'll come home and they will be in bed with your wife

this is not a problem that would affect you either is it nick?:heyhey:

DaBouncer
24-06-2005, 18:45
Originally posted by nick2
If someone does steal your identity whats the worse that can happen ? They might screw your credit rating, it's not like you'll come home and they will be in bed with your wife.

People like to have something to worry about, this is the latest thing.
Say you have a bank account with some saving.
Lets say those savings are a few grand and someone steals your identity and makes off with your cash.

Would you be worried about this scenario?
I would!

jayjay
29-06-2005, 22:24
..been a victim?
Started yesterday with a delivery of a very expensive mobile phone ,ordered via the internet .Phoned Carphone Warehouse who said it was paid for by someone elses credit card and the contact number was a guy in Leicester who SAID he didn't know anything about it.
Than today John Lewis security Team phoned to verify two large purchases made also via the internet,which I hadn't made.
PANIC PANIC PANIC
Spent today cancelling store card ,credit card and putting passwords on all accounts
Police fraud squad informed
All I can say is TW@S ,ARS****** and I hope it comes back threefold

Off to buy a better shredder tomorrow

Nathen
29-06-2005, 22:34
Cheaper than a shredder.....

Fire!

jayjay
29-06-2005, 22:43
not sure the TW@s will stay still long enough to stike the match :D

Nathen
29-06-2005, 22:55
It might not be someone going through your rubbish to get info.

If you've shopped anywhere that has dishonest staff,
If you've had a virus/spyware on your computer that has harvested this information.
Your card may have been cloned, again, at a store with dishonest staff.

andyb
29-06-2005, 23:17
My card was cloned on a visit to 'the smoke'. My account was emptied and in the red within 3 days and I had just had my salary paid in. The worst places by all acounts are small petrol stations (That is the only thing I bought on Switch that weekend)

Roll on 100% Chip and Pin

andyb

SeAnY
29-06-2005, 23:18
Did anybody see the report in "the sun" last week where they got hold of 1000 people’s bank details?

The bloke they got them from claimed he could sell up to 200,000 people's personal details a month!

All the information they got was from foreign call centre's where most UK business seem to be locating to for the cheap labour.

It also said that the governments over there let the crime go without punishment as it would result in the country getting a bad name and less business been put there way.

Lickszz
29-06-2005, 23:26
Similar threads merged.

kirky
07-11-2005, 16:07
Originally posted by robbie
with the Indian call centre fiasco today (http://news.bbc.co.uk/1/hi/uk/4121934.stm)

its seems it becomes easier and easier to steal people's details.

does anyone shread their personal mail? I don't.

its often scary what you can find on the net about people as well.

are you worried?

i know this goes off but surley it can't be hard to find these people,if someone buys something iover the phone or the net the goods have top be delivered to an address:confused:

pete_fcs
07-11-2005, 17:50
i'm not worried, but the bloke i pinched my identity off is in a right lot of bother!

:thumbsup:

nick2
08-11-2005, 08:27
Originally posted by DaBouncer
Say you have a bank account with some saving.
Lets say those savings are a few grand and someone steals your identity and makes off with your cash.

Would you be worried about this scenario?
I would!

If the bank gives my money to someone else, without checking it's me, then thats their fault, and I expect them to replace the money.

I went into the bank on Saturday and cashed a cheque, they didn't ask for any ID, they didn't check my signature, nothing, I could have been anyone.

Identity theft is only a problem because security is so slack everywhere.