i have somebody in japan trying to send me £200.

if i do a bank transfer what details do i supply? i dont want to disclose something i shouldnt.

is it just account number and sort code??

:) ta

Originally posted by MTheo
i have somebody in japan trying to send me £200.

if i do a bank transfer what details do i supply? i dont want to disclose something i shouldnt.

is it just account number and sort code??

:) ta

you need the swift code I think. But you should be more worried about giving a stranger (or do you know them?) your account number surely?

what about getting them to send a Bankers draft or opening a Pay Pal account?

Just thought, there is also Western Union and Thomas Cook do a send money around the world thing as well

its someone who will be moving into my spare room. coming over from japan. she is trying to use paypall but struggling to figure it out.

any other payment options welcome :) yes the safest ones...i do trust her but i dont know her really...so im not sending stuff willy nilly

Originally posted by MTheo
its someone who will be moving into my spare room. coming over from japan. she is trying to use paypall but struggling to figure it out.

any other payment options welcome :) yes the safest ones...i do trust her but i dont know her really...so im not sending stuff willy nilly

if you phone your bank they will tell you which numbers she needs. They will also tell you the values of them. As i said I think you just need something called the swift code.

if she goes online with your details she should be able to do a direct bank transfer over the net. Howvere, this will meen giving your bank details out (and if shes going to live with you you have to trust her a bit) and you/she will be charged for the currency conversion by the banks. So £200 may not end up £200 when Yen to pound is converted.

She could send you a cheque (although again your bank will probably charge you to convert it.)

ask for foreign money order or cheque then convert it here

www.auctionpix.co.uk

:D

Ask your bank how much your friend should send by cheque to ensure that you get what you want after all charges and deductions.

Then ask your friend to send a cheque for said amount.

If it ends up differing by a small bit, you can always ask them to settle when they are here.

... or ... let it go in the interests of international diplomacy!:D

Originally posted by MTheo
i have somebody in japan trying to send me £200.

if i do a bank transfer what details do i supply? i dont want to disclose something i shouldnt.

is it just account number and sort code??

:) ta

You need the IBAN number for the account you should find this on your last bank statement and as a backup the branch identifier Obviously you also need to supply account name details and the name of the bank your account is held by. If you aren't sure what the iban number is give your bank a ring and they will explain it it more detail. Basically the IBAN is you international bank account number and is made of of both digits and letters.

I personally wouldn't recommend getting her to send a cheque it can take a minimum of between 2 weeks and 3 months to clear (believe I'm not exaggerating!). Plus if your bank cocks up where they send it to so it gets returned they will take the money back and charge you as well! This happened to me when HSBC sent a Spanish cheque I paid into my account to France by mistake it still wasn't sorted by the beginning of this month and I paid it in last October!

Bank Transfers however take only 3 - 5 days (or so I'm told) and can't be sent to the wrong country for encashment. They aren't cheap to set up but provided the account details are correct they are much safer and as far as I know only authorise the transaction in one direction (I could be wrong on this though but no doubt someone will put me right if I am).

I hope this helps.

Originally posted by wendy
...............
I hope this helps.

...maybe....
IBAN is just Country Identifier + Sort Code + Account Number

MTheo is reluctant to trust bank details.

The mention of "Paypal" suggests internet-only contact. (Please correct me if I am wrong)

Unless there is a reason for urgency, take the cheque option.

Don't forget, if she turns up on your doorstep without payment you can always take cash.

I don't see the problem with giving someone your account number. Every time you send a cheque your account number is printed on the bottom. What could someone do with it except pay money into it?

-PK-

exactly.

with ebay i just give my sort code and ac number.

people are scared of doing so and yet leave more info when they drop their till reciept!

Originally posted by GimmeSomePK
I don't see the problem with giving someone your account number. Every time you send a cheque your account number is printed on the bottom. What could someone do with it except pay money into it?

-PK-

thats what i was thinking. cant see what someone could do if they had your account number and sort code....you still need passwords or such to do anything dodgy i assume.

grr...thanks for replies i will wander down to the bank 2mos and grill the staff for a while :)

You can do very little with a Sort Code and Account Number in terms of fraudulently emptying an account - that's why with phone banking they ask for further details.

A funds tranfer is probably the safest and most efficient way of getting the funds through. Alternatively, just have her turn up on your doorstep with a pile of traveller's cheques!

Actually, that's probably the best bet!

Joe :)

Originally posted by JoePritchard
You can do very little with a Sort Code and Account Number in terms of fraudulently emptying an account - that's why with phone banking they ask for further details.

A funds tranfer is probably the safest and most efficient way of getting the funds through. Alternatively, just have her turn up on your doorstep with a pile of traveller's cheques!

Actually, that's probably the best bet!

Joe :)

cant wait joe, ive no way of trusting her and i need the bond money so i can hold the room and stop advertising

Ahhh...gotcha.

In that case, bank transfer is probably the safest as it's connected to a real bank account at each end.

Joe

ta joe,

yeah have sent details. wil have to wait and see if somehow she can steall my nothing in the bank :heyhey: