kirky
23-04-2005, 11:31
ok so i'm only 42 but ya never know...one of my customers died recently and didn't leave anything organised and his wife as had loads of problems so it got me thinkin....so where do i go and is it expensive.
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View Full Version : How and where do you make a will? kirky 23-04-2005, 11:31 ok so i'm only 42 but ya never know...one of my customers died recently and didn't leave anything organised and his wife as had loads of problems so it got me thinkin....so where do i go and is it expensive. D2J 23-04-2005, 11:34 Only '42' :hihi: Have you got a family solicitor or anything, I would assume that is the best place to start :) cgksheff 23-04-2005, 11:35 You can buy a DIY Will in WH Smiths. It includes all the guidelines and is really all that you need, unless you are wanting to set up something complicated. If you have only been married once and have no children outside that marriage, then it should all be straightforward as she will inherit all (even without a will). Mo 23-04-2005, 11:41 Originally posted by kirky ok so i'm only 42 but ya never know...one of my customers died recently and didn't leave anything organised and his wife as had loads of problems so it got me thinkin....so where do i go and is it expensive. Get yourself to a solictor. It will only cost about £60 or circa £90 for joint one. Yes you can DIY it or employ a will writing agency but it is so easy to make mistakes that could prove very costly in the long run. Get it done properly and your mind will be at ease. Also remember that wills need to be updated if you remarry, have more children, aquire step children etc etc. Ousetunes 23-04-2005, 12:41 Kirky - The Will Writing Company 4 Castle Quay Boulevard Nottingham NG7 1FW Email: enquiry@willwriting.co.uk Website: www.willwriting.co.uk kirky 23-04-2005, 12:50 Originally posted by Deejay Only '42' :hihi: :| :| :| :| :| i don't look it and very rarely act it:D so my missis says anyway:thumbsup: she's 37 tomorrow,just goes to show i can still pull the young'ns:D kirky 23-04-2005, 12:51 Originally posted by Ousetunes Kirky - The Will Writing Company 4 Castle Quay Boulevard Nottingham NG7 1FW Email: enquiry@willwriting.co.uk Website: www.willwriting.co.uk thanks .........will look into next week....hope i don't die tonight:| NicoleM 23-04-2005, 13:27 You can do one online on Irwin Mitchell's website. I think it's £65 + VAT. Not bad and they are a good reputable firm. Applegrim 23-04-2005, 16:52 Hi Kirky, we used the will writing company a few years ago, they were really on the ball, they advised us on special needs so ours was really expensive, but if your's is straightforward,it shouldn't be too much, and after its been done they charge £15.00 a year to keep the will for you, if you find that your will needs changing I think they do it free of charge, I had to make some inquiries a few months ago, and a solicitor was on the phone immediatly, and on top of that they come to your home. Sheldon273 23-04-2005, 18:49 Hi, I work for a company called National Legal Services as one of their consultants. We provide a variety of services ranging from writing wills, storage of wills to arranging power of attorney and setting up protective propery trust and inheritance tax saving wills. Our prices are very competetive with a single will costing you just £25.00. All appointments can be carried out in the comfort of your own home. If you want more information on the products available - just call 0800 328 2364 and quote ref (9196). Should you like what we offer they will arrange an appointment for someone to come and see you. dawny1 23-04-2005, 19:53 This is something I have been meaning to do so I think I will get in touch with you Sheldon273. The reason I have been putting it off is because I have a dilemma about my kids. If both me and my partner die my 3 girls to my ex will obviously go to him, but my little boy who is my partners will have no one to go to! My only hope is that if the worst happens it will be in a few more years when my eldest daughter would be able to care for him as she said she would, but when making a will you have to bare in mind that you could die the same day! Andy 23-04-2005, 20:05 Originally posted by dawny1 The reason I have been putting it off is because I have a dilemma about my kids. If both me and my partner die my 3 girls to my ex will obviously go to him, but my little boy who is my partners will have no one to go to! All the more reason to make a will - at least you can specify that some of your estate is to be used to pay for care of your little boy. You might also want to consider taking out a life assurance policy for you and your partner, if you haven't already done so. nightrider 23-04-2005, 21:09 I am single with no kids. What happens to my money and belongings if I die? Do I need a will? cgksheff 23-04-2005, 21:12 It goes to your father, then mother and then to the "crown". Exactly the reasons for me to make my first will! Andy 23-04-2005, 21:14 There's a flowchart here: http://www.bbtco.barclays.co.uk/wills/07_2.html Basically if you have no surviving relatives, the crown will take your estate. If you don't want this to happen, or you want to change which relatives benefit, or you want to leave money to friends, or a charity, then you need a will. WTAW 25-05-2005, 15:24 I am an independant Will Writer based in Sheffield. I trained at a well known Sheffield Solicitors but I decided to offer an at home service for clients as I felt that a home service would benefit people who find it difficult to travel. I also provide an evening and weekend service for working people. Please PM me if you would like more information. fierysatsuma 25-05-2005, 16:34 Originally posted by Mo Get yourself to a solictor. It will only cost about £60 or circa £90 for joint one. Yes you can DIY it or employ a will writing agency but it is so easy to make mistakes that could prove very costly in the long run. Get it done properly and your mind will be at ease. Also remember that wills need to be updated if you remarry, have more children, aquire step children etc etc. I agree with Mo here - cant stress enough what problems DIY Wills can and do cause - I work in law and many client have DIY Wills that turn out to be invalid for really silly reasons. However, you may wish to note that in the absence of a Will, in England and Wales the Intestacy Rules apply - basically this means your NOK will benefit from your estate. If you're married with no children then do you need a Will? Your wife will just automatically get everything - unless of course you wish to leave financial gifts to other members of your family. If you have children, then its advisable to have a Will which names an Executor and guardian's for your chilrden should both you and your wife die. A straight forward mirror Will is easy enough for someone who knows how to put together for you. In fact I did one for my sister - I just used the one I did for myself and adapted it accordingly. kirky 25-05-2005, 16:35 Originally posted by WTAW I am an independant Will Writer based in Sheffield. I trained at a well known Sheffield Solicitors but I decided to offer an at home service for clients as I felt that a home service would benefit people who find it difficult to travel. I also provide an evening and weekend service for working people. Please PM me if you would like more information. how much you charge mate? i'm supposed to have glossed the bathroom door and skirting board today and i havn't,i may need your service sooner rather than later:| WTAW 25-05-2005, 16:53 Hi Kirky, it sounds as though you really shouldn't be shirking your duties! A single Will is £65.00, a mirror Will is £100.00 (for two very similar wills for partners, whether married or not or same sex couples). This is for home visits to discuss your needs, take instructions, prepare a draft Will for you to approve (and amend if necessary) a further home visit to assist in the signing of the Will/s, storage if required and copies of signed will (if storing it with me). All fees are fixed there is no add ons for any extra clauses that you may need. However if you are in the inheritance tax bracket (have an estate over £275,000) you could have Discretionary Trust Wills (to help save inheritance tax) these are £160.00. With the same provisions as above. All visits are at a time to suit you. Andy 25-05-2005, 17:30 It's a good idea to make sure your family know where your will is, too, and that it's somewhere that they can access easily. WTAW 25-05-2005, 17:47 It is important for people to know where a Will is being stored. It is a very personal thing though and some people don't want others to know that they have a Will. If I am storing a Will for a client I always provide a copy (or more if they wish) which comes in an envelope stating exactly where it is being held and contact details should it need removing from storage. If the client wishes to store their own Will I always advise them to provide their executors with a copy of the signed document and to ensure the original is held securely, preferably in a fire resistant/proof safe. jayjay 25-05-2005, 20:36 Was going to post the same question tonight after I have had a phone call from a will writing company earlier this evenig. Wondered on cost etc. They are quoting £49.00 for two wills . Andy 25-05-2005, 21:35 Originally posted by WTAW It is important for people to know where a Will is being stored. It is a very personal thing though and some people don't want others to know that they have a Will. Someone needs to know though, otherwise there's no point having one. Don_Kiddick 26-05-2005, 08:12 http://www.ageconcern.org.uk/AgeConcern/products_55.htm The Charity Age Concern do Will Writing services at competetive prices. The charity benefits from your charges. :thumbsup: Cyclone 26-05-2005, 09:25 I'd go with the DIY ones, having seen the one produced by the solicitors for my SO after buying a house there's nothing complicated in there, you're paying £50 for someone to stick in some heretofores and hereafters into what would otherwise be a simple document. It's an extra £10 if you want a hitherto :thumbsup: WTAW 27-05-2005, 07:20 D.I.Y Wills are o.k if you know what you are doing or really do have a "straight forward" Will. I have been writing Wills for 5 years and it is very rare that I prepare a "straight forward" Will. I have given up trying to adapt my questionnaire because it will never fit everyone's circumstances. Whether you are single, living with someone, married, divorced, remarried or in the Inheritance Tax bracket it really is important to seek advice. You need to cover all eventualities and some solicitors/will writing companies will charge for each additional clause added. Beware of companies advising you to appoint them as executors as well, they may tell you it's the best thing for you to do, but they usually don't point out that they will take a hefty % of your estate for doing it. You can appoint anyone you wish, if they feel unable to do it they can then ask for help and shop around for the best deal. WTAW 27-05-2005, 07:28 Someone should know where you have stored a Will but if it is stored with other papers and documents which would normally be searched for after a death i.e birth certificates, property deeds, insurance policies etc, then that should be o.k willman 01-06-2005, 07:01 i do single wills @ £35 plus vat in your home. Mirror wills suitable for couples are surpisingly enough 2x£35. if u do nothing else make a will, you would be surprised at the problems that can occur later. pm if interested we do offer slight reductions for forummers. newdawnevent 01-06-2005, 13:20 I know a local Will Specialist who did me and my wife a will. He was excellent and deciphered the legal jargon for us. I would highly recommend him to you. PM me with your details and I'll get him to give you a ring so he can explain in more detail! Mike |