Any ideas what is considered a reasonable percentage loss to have from a final settlement regarding a household contents claim. The cover consisted of unlimited new for old replacement ( following a house fire )

Its disgusting that they try to 'barter' your claim down in the first place. they say to us ... 'it'll be £280 for the year insurance' ............ we wouldnt dream of saying ......'I'll pay you £180?' ......... bloody insurance

Its disgusting that they try to 'barter' your claim down in the first place. they say to us ... 'it'll be £280 for the year insurance' ............ we wouldnt dream of saying ......'I'll pay you £180?' ......... bloody insurance

Oh i agree and its not pennies they are trying to knock me down by its thousands. Nearly fifeteen in fact which is a lot of money. Thats why i would like to know anyone whos been in the same situation and how they handled it

You dont HAVE to accept their offer ........... argue the toss, they'll up their offer

You dont HAVE to accept their offer ........... argue the toss, they'll up their offer

If their offer is in line with the terms and conditions of the policy, you may not have a choice.
Call the loss adjuster and ask him to outline where/why the deductions have been made then challenge any points you disagree with but only argue on a point of fact!
There will probably be some room for negotiation and a calm and factual point of veiw will get you far.
Good luck.