i was presuming this must have been done before but i did search and found nowt [waits for stampead] after watching the programme about them last night i'm presuming they will be out of business today....well only a complete idiot would go there now (owdlad they have a nice little fiesta in that might interest you) i was wondering if anyone as atually been satisfied with them? also they are the same company as freinds provident.....legalised loan sharks or what.....i hope they go bust but unfortunatly there are to many desprate people about.

I watched it well Kirky, and the contempt they showed towards customers is nothing short of disgraceful, I agree with you that they ought to be put out of business.
I think that's not likely seeing as they cater for the people who are vulnerable to these kind of sharks, just the same as Provident cater for the ones who can't get a loan elsewhere.

PS I just missed the fiesta, some winda cleeaner had just beat me to it ;)

Originally posted by owdlad
I watched it well Kirky, and the contempt they showed towards customers is nothing short of disgraceful, I agree with you that they ought to be put out of business.
I think that's not likely seeing as they cater for the people who are vulnerable to these kind of sharks, just the same as Provident cater for the ones who can't get a loan elsewhere.

PS I just missed the fiesta, some winda cleeaner had just beat me to it ;)

well they chucked in a free roof rack;)

i couldn't belive the black sales man being racsist about the asian customers..........bet he feels a right **** now its been on tv

didn't see it- what did it expose?

My younger brother was stupid enough to get a motor through these people and he got well and truly burnt! They gave him the credit agreement even though he was struggling with other debts. If people like my brother spent more time reallistically assessing what the actual cost of the agreement would entail and less time being sucked in by shiny tv ads then there would be less strife all round.

After the motor got repossesed muggins here had to go to Nottingham to pick up his personal effects (photos of his kid etc)that were stored in a box under a work bench.

I don't rate them, although I tend not to rate any company which obviously takes advantage of the financially inept and desperate.

I haven't had any dealings, but they looked as dodgy as *insert dodgy thing here*.

If you are in a position where finance is difficult to get, it probably means you shouldn't be thinking about getting anymore.

Originally posted by scottf
didn't see it- what did it expose?

unbeliveable....cars wernt safe, 2grand aded on to each car, extortinate interest rate,the list is endless

Originally posted by Cyclone
If you are in a position where finance is difficult to get, it probably means you shouldn't be thinking about getting anymore. I worked for a major building society for a while and one of the things that shocked me was the fact that so many people complained when we refused to lend them amounts of money that they had no chance of managing the repayments on.

I heard quotes such as: "What does it matter to you, you can just reposses the house anyway!"

Companies like this seem to exist only to pray on the dim and desperate, offering them the olive branch and then burying them under yet more debt and misery.

Originally posted by Cyclone

If you are in a position where finance is difficult to get, it probably means you shouldn't be thinking about getting anymore.

I totally agree, I had a day off the other week and sat through umpteen adverts offering "unlock the equity in your house" "consolidate your debts" "convert your monthly outgoings into a manageble sum". What complete tosh!

By occupying advertising slots in daytime tv means the majority of the audience is either, eldery, unemployed but basically not at work . By targeting those who are financially vunerable and who are probably grasping at any lifeline thrown to them these companies strike me as opportunistic at best.

I know that the person has to sign on the dotted line and ultimately is responsible but there's a massive difference between providing responsible financial assistance and selling people into penury.

What really annoyed me is the fact that they are knowingly putting un road-worthy cars back on the road for familys with young children to drive in putting their lifes and other road users they could crash into at risk! How would they feel if it was a relative of theirs that got killed.

Originally posted by Swan_Vesta
I totally agree, I had a day off the other week and sat through umpteen adverts offering "consolidate your debts" "convert your monthly outgoings into a manageble sum". What complete tosh!


If you actually read the very, very small print at the bottom of the screen, it says the loans are for 300 months !

did i hear right that the bloke in charge was ex old bill........i'm sure that what they said

Yes it did say that Kirky, but at the end of the programme it also said he had parted from the company.

Their adverts don't strike too much confidence into me.

Id do the bird tho!! :D

I've just watched it now; would like to say it was an eye-opener, but it wasn't. Someone close to me used to work for YCC about two years ago, and I'd heard most of the stories before!

On the show they mentioned the embarrasment of completing a sale and then the car not starting when the walked the customer out to the car; apparently a favourite trick employed (my contact tells me :suspect: )was to get in, fiddle with the interior light / stereo, and claim someone had left it on, hence the battery being flat!

I hope lots of people saw the show and take heed! :rant:

K x

Originally posted by owdlad
Yes it did say that Kirky, but at the end of the programme it also said he had parted from the company.

how come?

Originally posted by kirky
how come?

I bet he was 'asked to leave'; the documentry didn't show him on too much of a good light!

K x

Originally posted by kirky
how come?

it didn't say why, but as Kristian said he didn't come over all that well on the show, but there again non of the staff looked all that good

Although I bet he didn't get caught in any lay-byes, unlike Kirky who meets men in them :D :D :D

Originally posted by owdlad
it didn't say why, but as Kristian said he didn't come over all that well on the show, but there again non of the staff looked all that good

Although I bet he didn't get caught in any lay-byes, unlike Kirky who meets men in them :D :D :D

who happen to be driving dodgey vans laden with knock off gear:D

I thought the head of the office deserved a programme all to himself. This loathsome fat toad of a man, with his belly hanging precariously over the front of his trousers, came out with some unintentionally funny lines. He was almost too repellent to be true - perhaps he was also a plant, put there to discredit YCC! I doubt it though. As a heartless loan shark and overbearing boss he was unfortunately all too believable.

Originally posted by kirky
also they are the same company as freinds provident.....legalised loan sharks or what......

not friends provident but provident financial

What bout Carcraft, any dealings with them?

At the moment they're offering upto 5K credit interest free, pay nothing until 2006.. AND give you about 2K over the odds on a trade-in!

Sounds good to me, but I guess it depends on the state of the car and it's history (or lack of...).

GazB

Originally posted by GazB
What bout Carcraft, any dealings with them?

At the moment they're offering upto 5K credit interest free, pay nothing until 2006.. AND give you about 2K over the odds on a trade-in!

Sounds good to me, but I guess it depends on the state of the car and it's history (or lack of...).

GazB

do a search there was a thread about them a while ago.

Originally posted by Cyclone
do a search there was a thread about them a while ago.

I think (if my memory is working correctly) that there were some legal problems with the forum and Carcraft threatening legal action, so please be careful what is said.

Originally posted by owdlad
I think (if my memory is working correctly) that there were some legal problems with the forum and Carcraft threatening legal action, so please be careful what is said.

certainly appears that the original thread has been removed. Although this (http://www.sheffieldforum.co.uk/showthread.php?s=&threadid=8676&highlight=carcraft) one still exists.

Basically I think people were commenting on the very hard sell that you are given at carcraft and the fact that the sales people refuse to tell you the actual price of the cars and sell you overpriced credit in a very pushy way. These are just my own opinions and do not represent the views of the forum, if carcraft wish to take me to court i'll be more than happy to oblige as this is not libelous.

Dear all.

I have read your comments regarding all the bad practises of yes car credit with much interest.

I would ask you all to visit our web site

WWW.YESCARCREDITSUCKS.CO.UK

I have entered a dircet link to this web site direct from our discussion boards.

Best wishes.

Originally posted by whistleblowe
Dear all.

I have read your comments regarding all the bad practises of yes car credit with much interest.

I would ask you all to visit our web site

WWW.YESCARCRE DITSUCKS.CO.UK

I have entered a dircet link to this web site direct from our discussion boards.

Best wishes.

Clickable links are a no no here, cos this site would show up in the clicked site's log file as a referrer, and Geoff doesn't want SF to be associated with certain sites.

Originally posted by Rich
Clickable links are a no no here, cos this site would show up in the clicked site's log file as a referrer, and Geoff doesn't want SF to be associated with certain sites.

MOD: Thanks Rich, url broken.

i was under the impression that that rule was for political organisations. It's certainly not a blanket ban.

PS - i notice in the new recently someone being sued for libel, take note Geoff (or mods) the user was sued, not the site hosting the content, although they took the content down after being contacted, as is reasonable to do.

Would you trust a woman dressed like that woman on the yes car credit advert? you would think with all the money they are making they could get her something better to wear?

I was offered a sales job for Yes a couple of years ago, and sat a training course conducted by the area manager. There were myself and a female trainee taking the 2-day course.

Basically, I was taught how to lie to the customer to get as much money from them as I could. We were taught to nip into the office and pretend to phone the sales request through to head office (the decicion to accept was actually taken instore by the manager). We were then told to sit down and have a cup of coffee whilst the customer sweated it out in the waiting area. After ten minutes, we were to return to the customer to tell them head office had refused the transaction, but if they could offer X-amount deposit (this amount was to be at our descretion, though the manager still had to ok it), then the customer could have their vehicle. I still have a training sheet to prove it. I quit the following day and told the area manager when he called me up to ask why I'd quit that his sales practices stank and I couldn't work for a company that used such underhand techniques, especially when dealing with people who could ill afford the deposit in the first place.

He took it quite well and wished me luck.

You know I would just love to setup a website naming and shaming these companies!

I think the whole YES company stinks and I would love to show everyone just how ****e they really are.

My mrs went for a loan with Yes Credit and she was told that to apply for a loan - you have to pay something like £40+ to get a yes decision.

Sounds very fishy to me???

Dear All.

After the BBC 1 Whistleblower programme on tv

Yes car credit have been severly affected and recieving very few requsets for there financial services since there bad practises were exposed...

This has to be great news and would ask everyone to vist

www.yescarcreditsucks.co.uk

The above site has been activated to offer advice and help to anyone who has had dealings or intends to with the company.

Best wishes..

Originally posted by whistleblowe
Dear All.

After the BBC 1 Whistleblower programme on tv

Yes car credit have been severly affected and recieving very few requsets for there financial services since there bad practises were exposed...

This has to be great news and would ask everyone to vist


The above site has been activated to offer advice and help to anyone who has had dealings or intends to with the company.

Best wishes..

The link only takes you to something called Newcastle

Sorry I didn't see the previous postings from the Moderators :confused:

pre-empted me owdlad :P

i saw the program and think that what yes car credit do is absolutley unbelieveable!

we popped in there last looking at getting a new mondeo and they told us that it would be about £250 a month for a mondeo that was bog standard and over 5 years old!

so we went round the corner to dixons and got one there instead! lol

oh and i know provident are part of the same company but as a customer of them i have no complaints. the collectors the program showed who put pressure on people to take out new loans and stuff are far from what ours is like. our collector is a nice friendly guy who lives near us and we have never been pressured into nething, infact we have never been ask/reccomended by him to take out a loan, they have been purely our decision, and are usually for xmas!

Originally posted by owdlad
The link only takes you to something called Newcastle

Remove the period from the end of the URL and you will get to where you wan't to go :)

Originally posted by evildrneil
Remove the period from the end of the URL and you will get to where you wan't to go :)

I sorted it Neil, but in view of what the Mods had put earlier in the thread I removed the direct link to their site, but thanks anyhow.:thumbsup:

Offered 'cash back', 'road fund licence paid for' or 'no deposit'

These promises are quite simply never get kept.

Every yes car credit customer gets mailed theses such vouchers/offers, look at there adds in the daily newspapers and tv its there for us all to see.

What ever deposit you have offered yes car credit on the day gets simply increased by your voucher/offer amount.

Its called 'the dealing out of process' All sales staff at yes are fully trained on this process, its even part of the 'induction training at yes..

Yes car credit are at present being investigated by the avertising agency regarding the above.

When will yes car credit ever learn ?

Hi all.

Have just come across a new site that seems interesting.

About yes car credit. Some good info to read !

it's called.. saynotoyescarcredit.moonfruit.com

Worth a look.



Bye..

Any company that enlists the services of Jim Davidson in their TV commericals.....well......tells me something about them anyway.

Provident finance who own ycc have just announced that the company is now trading at a loss. The full AGM statement is on the website.
We all wonder why such a once succsessful company seems now to be in trouble ?
Maybe the way they have treated their staff and customers ?
Have a read through the dozens of customer compalaint emails and make your own mind up. Visit our site below :
saynotoyes.moonfruit.com

Thats not the best of sites to be honest. I got pieved off within a minute of navigating it.

Perhaps making use of the search button would have been a good idea, as there are a lot of threads already on here about that company
Here is just one of them, started by our resident finance expert Kirky. http://www.sheffieldforum.co.uk/showthread.php?s=&threadid=32774&highlight=yes+car+credit

Also the search button is over there <--------- ;)

Originally posted by spyro2000
Thats not the best of sites to be honest. I got pieved off within a minute of navigating it.


Can I ask why you got pieved off . Seems a well run site to me with plenty of info, customers getting heard and useful links, discussion forum and message board etc...
Why would you get pieved off, maybe a bit different if you were a customer of that company ?

Originally posted by carman
Can I ask why you got pieved off . Seems a well run site to me with plenty of info, customers getting heard and useful links, discussion forum and message board etc...
Why would you get pieved off, maybe a bit different if you were a customer of that company ?

Maybe because the grammar is so awful?

Mod: Threads merged, thanks for the link Owdlad!

Perhaps making use of the search button would have been a good idea, as there are a lot of threads already on here about that company
Here is just one of them, started by our resident finance expert Kirky. http://www.sheffieldforum.co.uk/showthread.php?s=&threadid=32774&highlight=yes+car+credit

Also the search button is over there <--------- ;)

:rolleyes: :rolleyes: :rolleyes: :rolleyes:

The Scottish bird in the adverts reckons they will always say yes if you have been turned down elsewhere.

The next time I get blown out on a night out, I will make a beeline for her and see if she is true to her word.

The Scottish bird in the adverts reckons they will always say yes if you have been turned down elsewhere.

The next time I get blown out on a night out, I will make a beeline for her and see if she is true to her word.

fine :D idea don't forget you won't even have to pay..well not till 2008 anyway:D

I got a car from these buggers because I was told I could drive away the same day and Im too impatient to wait.
I got a car that cost 5 grand. I ended up paying almost 15 grand, ALL because I didnt have the bloody patience to go somewhere else. It was my first car so I suppose I didnt know better.

They have their good points, but you pay through the nose for cars in the long run.

I got a car from these buggers because I was told I could drive away the same day and Im too impatient to wait.
I got a car that cost 5 grand. I ended up paying almost 15 grand, ALL because I didnt have the bloody patience to go somewhere else. It was my first car so I suppose I didnt know better.

They have their good points, but you pay through the nose for cars in the long run.


could you list the good points please..cheers:thumbsup:

unbeliveable....cars wernt safe, 2grand aded on to each car, extortinate interest rate,the list is endless

They overcharge for the same reasons doorstep loan companies do. They know that many punters will never pay up so the ones that do pay for the bad ones.
The guy that lived here before me got one, sold it on and did a moonlight.
I had just one call from the collectors and they wrote it off.

They wor on people that can't go anywhere else or are a little open to suggestion.
They get ripped off every day but they have done the numbers and don't care.

Yes Car Credit are dodgy as hell!

I was looking for a new motor a couple of years ago and decided to go there to see what they had. They wouldn't even let me in because my credit was good! I was in there about 30 seconds when they asked me about my credit and when I told them there was nothing wrong with it, 2 bouncer types came out and told me to get out! There was no way I could even get near the cars they were selling, they were all hidden round the back!

I thought they had gone under???

could you list the good points please..cheers:thumbsup:

I thought and thought, really I did.

Of course, what happened to me was a long time ago and no doubt theyve improved their service now, so what I said is in all probability out dated.

I DO remember their staff, the people who "Dealt" with me and they were brilliant.
I also had a bit of trouble with the car a few weeks after getting it, and they broke their backs to help and fix the problem, and they lent me a car to help me get to and from work.

They have/had their bad points but a lot of good ones.