went in yesterday to pay a 50 quid bill with my yorkshire bank switch card,i was told if i went outside and withdrew the money from the ATM it would be cheaper as she would have to charge me a fiver to use the switch card over the counter..WTF that all about then:confused: :confused: :confused: :confused: i'd been stood in the que ages while some old dear was weighing her copper in and was ****in fuming that she expected me do go and que again.......the bill is still here.

Your lucky you can actually pay bills in your bank, the Halifax "don't do Giro credits", so I can't pay any bills there.

I did suggest to the nice person behind the counter that they contact British Gas and get them to change the bill to say "pay by Giro credit at any bank, except Halifax".

Banks just make up the rules as they go along.

Originally posted by nick2
Your lucky you can actually pay bills in your bank, the Halifax "don't do Giro credits", so I can't pay any bills there.

I did suggest to the nice person behind the counter that they contact British Gas and get them to change the bill to say "pay by Giro credit at any bank, except Halifax".

Banks just make up the rules as they go along.

my missis runs a cafe,she banks at the abbey on fargate..she was told last week,from this week they won't accept no more than 4 bags of coins,how can she bank the weeks takings like that.........muppets

I too was angry with Yorkshire bank charges so Ive switched to First Direct Bank...Its a sister company of HSBC. Never had any problems. Helpful staff & free text messages updating me on my bank balance. Best move I ever did :bigsmile:

Originally posted by kirky
my missis runs a cafe,she banks at the abbey on fargate..she was told last week,from this week they won't accept no more than 4 bags of coins,how can she bank the weeks takings like that.........muppets

Tell your missis to open an account at the Post Office Kirky, they accept all cash, and it costs nothing to pay in then write a cheque into her other abbey account, it saved me a lot of money doing it that way. :thumbsup:

What annoys me with Yorkie Bank is how slow the cash machines are when they swallow and spit your card... Sooooo slooooow !

Originally posted by chocotiger
I too was angry with Yorkshire bank charges so Ive switched to First Direct Bank...Its a sister company of HSBC. Never had any problems. Helpful staff & free text messages updating me on my bank balance. Best move I ever did :bigsmile:

Moved to First Direct a few months ago. They do hit you with charges if you exceed your overdraft, £30 is standard fee, and they never ever waive it under any circumstances (I keep my balance above £2K, and on one of my money moving days I went overdrawn by £3 and they charged me £30!! >.<)

Still, don't have a problem with them.

Originally posted by chocotiger
I too was angry with Yorkshire bank charges so Ive switched to First Direct Bank...Its a sister company of HSBC. Never had any problems. Helpful staff & free text messages updating me on my bank balance. Best move I ever did :bigsmile:

Me too! I LOVE first direct! I've been with them for over seven years, and not a minutes trouble!

The text message banking wakes me up at 6am each morning; mind you it makes me laugh 'cos when my phone beeps Peter always remarks on the fact that the 'skint text' has arrived!

K x

Originally posted by Captain_Scarlet
What annoys me with Yorkie Bank is how slow the cash machines are when they swallow and spit your card... Sooooo slooooow ! Barcleys are pretty bad for that; shame that they have the most reliable ATM on Hilsborough Corner.

Originally posted by owdlad
Tell your missis to open an account at the Post Office Kirky, they accept all cash, and it costs nothing to pay in then write a cheque into her other abbey account, it saved me a lot of money doing it that way. :thumbsup:

Or LloydsTSB, Alliance and Leicester, Barclays or The Cooperative - all of these banks building socities allow you to access your money at a Po.

Alex

Originally posted by amhudson119
Or LloydsTSB, Alliance and Leicester, Barclays or The Cooperative - all of these banks building socities allow you to access your money at a Po.

Alex

The other big advantage if the Post office is that there are branches dotted about all over the place, no need to go into town to pay in. :thumbsup:

Just be grateful you don't bank with Gnatwest - got a business account with them and it's the pits - will be moving ASAP when I have time to find a decent one, any suggestions?

I have found Halifax to be useful in the past.

The internet banking facility has proven useful.

Might subscribe to which magazine though, to check out what is what!

Still do not have a one account you see.

:(

Originally posted by fnkysknky
Just be grateful you don't bank with Gnatwest - got a business account with them and it's the pits - will be moving ASAP when I have time to find a decent one, any suggestions?

I have heard many horror stories of Natwest (and Abbey) - peoples' money going walkies, correspondence being sent to the incorrect address - I'd rather go back with Midland than bank with Natwest or Abbey - Abbey National lost £2million worth of money, and think they can pull the wool over peoples' eyes by changing their name to Abbey.

Alex

Originally posted by fnkysknky
any suggestions?

I don't really like HSBC/Midland, but dad has found them excellent for his current account and business account; another great place is Nationwide.

Alex

LMAO at the link I used to get to this thread! :D

PS. In case anyone is interested his original title was:

Yorkshire bank......................

(Notice the dots to beat the character limit).

Off the top of my head, I would have used:

Yorkshire bank changing £5 to pay bills?!

or 101 other more descriptive titles which you can easily write without even needing to worry about character limits.

While you're reading geoff, why is there a limit in the first place if you don't mind me asking? :confused:

Because the like of kirky would have just used 'bank' in the past as some users ignored our polite notices to use descriptive titles.

Using a title that explains what your topic is about generally helps get you better quality replies (i.e. it doesn't attract the 'ooh what's this' brigade) and save us all time. We therefore help to encourage people by ensuring they have to write at least a few words.

:thumbsup:

PS. This is not really a 'lets pick on kirky' thing, but as one of our most prolific users he makes a good example of someone who knows the guidelines and continues to ignore them for some unknown reason. There are others.

Originally posted by nick2
Your lucky you can actually pay bills in your bank, the Halifax "don't do Giro credits", so I can't pay any bills there.

I did suggest to the nice person behind the counter that they contact British Gas and get them to change the bill to say "pay by Giro credit at any bank, except Halifax".

Banks just make up the rules as they go along.

The Halifax isn't a clearing bank, infact it isn't a bank it is a PLC. That is the reason that you can't pay Giro credits there.

Originally posted by jackthedog
LMAO at the link I used to get to this thread! :D

Would that be the new ticker? I laughed my arse off to.

Before I get shouted at for going off topic - anyone got a Lloyds TSB business account, I've heard a few good things??

Originally posted by kirky
my missis runs a cafe,she banks at the abbey on fargate..she was told last week,from this week they won't accept no more than 4 bags of coins,how can she bank the weeks takings like that.........muppets

She needs to open a business account I suppose. Unless she already has one , in which case the ABbey should not be refusing the coins.

Originally posted by bonny
The Halifax isn't a clearing bank, infact it isn't a bank it is a PLC. That is the reason that you can't pay Giro credits there.

Doesn't PLC stands for Public Limited Company?

Originally posted by John
Doesn't PLC stands for Public Limited Company?

I think its 'licensed', although I could be wrong. Please someone put me out of my misery!

maybe this will help...

public limited company...

Company registered as a plc under the provisions of the Companies Act 1980. The company's name must carry the words ‘public limited company’ or initials ‘plc’ and must have authorized share capital over £50,000, with £12,500 paid up – paid to the company by the shareholders. Plcs may offer shares to the public and are more tightly regulated than limited companies. Converting a private limited company into a public one has advantages, such as the ability to raise share capital. However, it does have potential disadvantages, such as being subject to the scrutiny of the financial media and city analysts (the company's financial records must be available for any member of the public to scrutinize). If the founder of a plc perceives the company share price to undervalue the company they may take the company private once more, as Richard Branson did with Virgin in 1989.

Public Limited Company

A company which may have an unlimited number of shareholders and offer its shares to the wider public (unlike a limited company). Must have a minimum share value of £55,000. Some Plcs are listed on the London Stock Exchange.

as opposed to a Limited Company which is privately owned.

I was aware that a Public Limited Company means that the company has shares and may be listed on the London Stock Exchange and all that, but what I didn't quite see was the relevent of one not being able to credit a giro due to being a PLC which is what being implied in Bonny's post.

That is why I responded with "Doesn't PLC stands for Public Limited Company?" just in case I was barking up the wrong tree.

Well, that how I read it but I am not sure if that what was meant?

Bonny, did you mean it is a building society?

I am confused...

Why doesn't Kirky know what a 'descriptive title' is?

what is one?:confused: :confused: :confused: :confused:

Originally posted by Geoff
Because the like of kirky would have just used 'bank' in the past as some users ignored our polite notices to use descriptive titles.

Using a title that explains what your topic is about generally helps get you better quality replies (i.e. it doesn't attract the 'ooh what's this' brigade) and save us all time. We therefore help to encourage people by ensuring they have to write at least a few words.

:thumbsup:

PS. This is not really a 'lets pick on kirky' thing, but as one of our most prolific users he makes a good example of someone who knows the guidelines and continues to ignore them for some unknown reason. There are others.

ahh back to jobsworth mode are we:hihi: :hihi: :hihi: :hihi: priceless:D

halifax is part of the rbs group.

royal bank of scotland, natwest, halifax.

so i dont know why they wont let you pay bills. i know natwest get shirty untill you smack your natwest account cards against there head then they are all sweetness and light and want to bend over backwards by screwing you over with an advantage gold account....

:rant:

Originally posted by joi5ey
halifax is part of the rbs group.

royal bank of scotland, natwest, halifax.



Halifax isn't part of the RBS group.

On the 4th May 2001 Halifax merged with The Bank of Scotland (not The Royal BOS) and is now part of the HBOS Group.

Who keeps changing the title of this bl**dy thread? :rant:

not me,i'm not discriptive enough:|

Originally posted by kirky
not me,i'm not discriptive enough:|
I know it's not you - it's spelt correctly :D

Now then..... being the investigative devil that I am, I have just telephoned the Halifax on 08457 20 30 40 and their customer service has confirmed 100% (after serious grilling) that Halifax customers can pay a Utility Bill over the counter just like any other bank.

So someone has got confused somewhere.:heyhey:

Originally posted by Strix
Who keeps changing the title of this bl**dy thread? :rant:

Careful Strixy!

It was the owner!!! He explains it a few posts back.

Next thing, you'll get told off for not reading.:thumbsup:

Originally posted by cgksheff
Now then..... being the investigative devil that I am, I have just telephoned the Halifax on 08457 20 30 40 and their customer service has confirmed 100% (after serious grilling) that Halifax customers can pay a Utility Bill over the counter just like any other bank.

So someone has got confused somewhere.:heyhey:

but i was talking about the yorkshire bank surly i was descriptive enough:confused: :confused: :confused:

Originally posted by cgksheff
Careful Strixy!

It was the owner!!! He explains it a few posts back.

Next thing, you'll get told off for not reading.:thumbsup:
Yeah, but that was yesterday. Then it got changed to something sensible, and now it's gone back to something silly.

Hi Geoff :wave: We were just talking about you

Originally posted by bonny
The Halifax isn't a clearing bank, infact it isn't a bank it is a PLC. That is the reason that you can't pay Giro credits there.

You got hijacked a while back, kirky.:heyhey:

should we change the title??

Originally posted by kirky
but i was talking about the yorkshire bank surly i was descriptive enough:confused: :confused: :confused:
And your original title told us that, didn't it Kirky? Until it got tampered with :suspect:

Originally posted by cgksheff
Now then..... being the investigative devil that I am, I have just telephoned the Halifax on 08457 20 30 40 and their customer service has confirmed 100% (after serious grilling) that Halifax customers can pay a Utility Bill over the counter just like any other bank.

So someone has got confused somewhere.:heyhey:

Unless the Halifax have changed all their policies since yesterday the customer service person was wrong (they probably meant the following)The only way you can pay a bill (other than a Halifax bill) is by a one off standing order. This can take up to six days to get to the institution it is intended for.

There is no other way that you can pay a bill, other than a Halifax visa, over the counter at any Halifax branch.

The Halifax are not a clearing bank (which operates on the Giro system). It does not have a lot of banking facilities that real banks have. It is a PLC which is somewhere between a building society and a bank.

Originally posted by cgksheff


should we change the title??

no its more than my jobsworth:D

Originally posted by bonny
Unless the Halifax have changed all their policies since yesterday the customer service person was wrong (they probably meant the following)The only way you can pay a bill (other than a Halifax bill) is by a one off standing order. This can take up to six days to get to the institution it is intended for.

There is no other way that you can pay a bill, other than a Halifax visa, over the counter at any Halifax branch.

The Halifax are not a clearing bank (which operates on the Giro system). It does not have a lot of banking facilities that real banks have. It is a PLC which is somewhere between a building society and a bank.

hi bonny,could you be a little more descriptive..thanks

Originally posted by cgksheff
Careful Strixy!

It was the owner!!! He explains it a few posts back.

Next thing, you'll get told off for not reading.:thumbsup:
Just re-read that post by Geoff and I was wondering - why did you ring the Halifax? :D

Originally posted by Strix
And your original title told us that, didn't it Kirky? Until it got tampered with :suspect:

thats what i thought:rolleyes: :rolleyes: :rolleyes:

Originally posted by kirky
hi bonny,could you be a little more descriptive..thanks
Inside information ducky!

Originally posted by bonny
Inside information ducky!
if thats directed at me personnelly could you use pm please can't have it on the main board you'll get done:hihi:

Originally posted by Geoff
PS. In case anyone is interested his original title was:

Yorkshire bank......................

(Notice the dots to beat the character limit).

Off the top of my head, I would have used:

Yorkshire bank changing £5 to pay bills?! BECAUSE I'M A JOBSWORTH WITH NOTHING BETTER TO DO

or 101 other more descriptive titles which you can easily write without even needing to worry about character limits.

SO IF ADMIN CAN CHANGE PEOPLES THREADS CAN MERE MORTALS DO THE SAME.........ERR OF COURSE NOT:rolleyes:

Most utility companies these days will let you pay by debit card over the phone, usually via a freephone number, - just paid my electric bill like that and didn't even get out of the chair :thumbsup:

Why does this stuff about KIRKY keep comming up on the left side of thescreen with other SF type, i keep thinking somethings crawing on the screen out of the corner of my eye, is it always going to be there ?

Originally posted by poppins
Why does this stuff about KIRKY keep comming up on the left side of thescreen with other SF type, i keep thinking somethings crawing on the screen out of the corner of my eye, is it always going to be there ?

where:o :o :o

the new ticker tape thingy about half way down the homepage on the left hand side.

Stand (or sit!) and watch it for a bit. As it changes you will see you have a whole line dedicated to you.

Your a star mate!

User 'kirky' still struggling to write descriptive titles after 2,000 posts.

:hihi: :hihi: :hihi: :hihi: :hihi: :hihi: :hihi:

fame eh

:D


i'd like to thank all the jobsworths for making this moment possible.........

Originally posted by kirky
:hihi: :hihi: :hihi: :hihi: :hihi: :hihi: :hihi:

fame eh

:D


i'd like to thank all the jobsworths for making this moment possible.........


Yeah, but only 15 min of it !

Originally posted by poppins
Yeah, but only 15 min of it !

That's the first time he's lasted that long :D

Originally posted by kirky
SO IF ADMIN CAN CHANGE PEOPLES THREADS CAN MERE MORTALS DO THE SAME.........ERR OF COURSE NOT:rolleyes:
That feature doesn't actually exist kirky, but you more than welcome to learn PHP, code it up, test it and then e-mail it to me - right?

anyway...

Kirky mate, I know you won't have minded me 'using' you to make sure everyone noticed the new ticker - it seems to have worked a treat :P

(Have changed your title back to something more descriptive now.)

Originally posted by Geoff
That feature doesn't actually exist kirky, but you more than welcome to learn PHP, code it up, test it and then e-mail it to me - right?

anyway...

Kirky mate, I know you won't have minded me 'using' you to make sure everyone noticed the new ticker - it seems to have worked a treat :P

(Have changed your title back to something more descriptive now.)

thanks geoff........god how would this place cope without you eh :thumbsup: :thumbsup: :thumbsup:

Originally posted by Geoff
That feature doesn't actually exist kirky, but you more than welcome to learn PHP, code it up, test it and then e-mail it to me - right?

anyway...

Kirky mate, I know you won't have minded me 'using' you to make sure everyone noticed the new ticker - it seems to have worked a treat :P

(Have changed your title back to something more descriptive now.)

You sly sod Geoff, does that constitute abuse of another forum user :thumbsup: :D

Originally posted by owdlad
You sly sod Geoff, does that constitute abuse of another forum user :thumbsup: :D
It probably does, but then judging by what Kirky has said about me in various threads (both on here and other forums!) I think I owe him some - lol ;)

(Posted in jest - I'm not like that... honest!)

Back to the thread,

I've got a lloyds TSB business account for my ltd co. I love 'em, they're always on the end of the phone when you need them. They screw up only very occasionally, but admit it and then fix it pretty quick.
They've been really good to me.

You can only usually pay your utility bills at the bank you hold your account with for free. Most banks charge non-customers for doing this. I would suggest direct debits as an alternative, because most providers offer discounts to the consumer as their costs are kept lower by doing it.

Please visit any branch of Barclays for futher information in sheffield.

Now then, Now then!!!!

barclays

Multi-billion profit-making, multi-national banking corporation posts on Sheffield Forum!!!!!!

And it's down to Kirky!!!!!

:D :D :D :D :D :D :D

i know people in high places:thumbsup:

well i am a window cleaner:hihi:

Originally posted by cgksheff
Now then, Now then!!!!



Multi-billion profit-making, multi-national banking corporation posts on Sheffield Forum!!!!!!

And it's down to Kirky!!!!!

First Geoff starts to be his buddy, then Barclays. What next for the Kirkmeister...a letter from Buck house? an email from Geedubs.
or even one from the Vatican inviting him for an audience with the Pope....the mind boggles at how stupidity can a get person so well though of. :hihi: :hihi: :hihi:

Kirksworth,
the Messiah, you are the chosen one, when are you doing autographs? :thumbsup: :hihi: :hihi:

Originally posted by viking
Kirksworth,
the Messiah, you are the chosen one, when are you doing autographs? :thumbsup: :hihi: :hihi:

Messy I can agree with, but higher is a different story all together

Seeing as he is always cleaning windows, will he look like George Formby an all :P :P :P

Originally posted by owdlad
Messy I can agree with, but higher is a different story all together

Seeing as he is always cleaning windows, will he look like George Formby an all :P :P :P

i don't clean windows anymore...i drive the car,hold the ladder and fetch the teas......gettin on a bit ya know:)

Originally posted by barclays
You can only usually pay your utility bills at the bank you hold your account with for free. Most banks charge non-customers for doing this. I would suggest direct debits as an alternative, because most providers offer discounts to the consumer as their costs are kept lower by doing it.

Please visit any branch of Barclays for futher information in sheffield.

changing to barclays today....had another run in with HSBC over nothing and i've had enough.......fack em

Originally posted by kirky
changing to barclays today....had another run in with HSBC over nothing and i've had enough.......fack em

I don't like HSBC that much... ...Check out LloydsTSB - never any problems with them.

Alex