Can you have a joint mortgage with someone, then also apply for a single mortgage by yourself (for a different house)?

If yes, would you be subject to paying the higher tax rate for a second house?


thanks

It is possible, but to avoid paying a higher interest ie commercial mortgage rates, you could choose to fib, and take the mortgage out as a first time buyer. A irreputable mortgage broker would help you with this. I'm not sure of the interest rates of the buy to let mortgages. Just shop around with mortgage brokers, as a bank or building soc probably wouldn't allow it.

obviously credit checks are made so wouldnt second mortgage company find out about the first tmortgage he/she is running??? not to say that a second mortgage wouldnt be granted....as long as ya earn enough , cant see why theyd say no....