Hi,

I moved into my present address last year and it's been the first time Iv'e actually been into the attic.
I found a lot of old documents/ photo's ect.

What interest's & puzzles me is a:

'Life Assurance Certificate.'
It's for a 9yr old boy!
(In result of his death before reaching 10yrs old!)

The certificate states it's an 'Industrial Policy.'
I know that children worked from an early age in the 1920's
-But what sort of job could a 9yr old have done at this point in time?
Surely, it must be something hazardous enough to warrant 1yrs emergency 'Life Assurance?'

His parent's have put their signature on the Certificate.

If he had died -They would recieve: £3 + 15 Shilling pmth!


Can anyone shed some light ?

Thanx
Angel X


P.S -Also found a some old Maps/ Advertising stuff ect.

Depending on where you live you might have a history society for your area of the city. If you do and you can contact them they are often a mine of information and they'll be really happy because you've got stuff they'd be interested in.

Young boys were often employed as chimney sweeps and sent down mines in the late 19th century but I don't know at what date that would have stopped happening

In the 1901 census My aunt who would be 10 or 11 at the time was missing from the family names.
I then remembered my mother saying "Aunt Minnie went into domestic service at 10 years of age."
So in 1901 it was common for 10 year olds to be working.
She was probably residing at her place of work.That is why her name was not included with her siblings

Would this type of insurance have been unusual for a child?

Wasn't compulsary education brought in during something like the 1860's? I shouldn't have thought it was work related.

Yeah-Defo work related!

-Shame I cant send a scan/ pic at mo!
(Gettin digi cam for xmas prezzie!)

Its a massive document -A3 size(ish) Certificate.


It says:

Pearl Assurance Comp Ltd (Chief Offices -Holborn, London)

Industrial Policy: Ages under sixteen (World wide)
Date: 25 June 1928

-There's a table, with childs name/ parents/ age of child/ premium. (Robert A. Killip -childs name)

-Witness signiture & signed by Managing director of 'Pearl Assurance' & Official seal.


Angel x

Found some old advertisments that are quite amusing!


..."WINCARNIS -THE WINE OF LIFE!

WHY DO MARRIED WOMEN LOOSE THEIR LOOKS?

Wincarnis has the stength giving elements of 'The Finest Grade Beef!'

(Beef flavoured wine in other words -Mmmmm. Tasty!)

And for added impact there's a piccie of a Woman looking distressed,into her handmirror!


ANGEL X

I'm not sure of this but I think the industrial side of insurance was the one they collected at the door.
A man came round and collected a penny a wk.
might be wrrong
hazel

The insurance man came round to our house well into the 60s.
G*d knows they must have bled my mother white.
She died in 02 after paying in for what seems a lifetime,she had death benifits of G.B.P.200.
So I dont think the penny insurance is the same thing as in 1928

Some years ago I spoke to a builder who had found something in a roof space in an old house. A new born baby skeleton. Careful when you're rummaging up there!

Maybe the boy had a part-time job?
Even after compulsory education was brought in ,for a good few years [?] a lot of kids were "half-timers"---they worked,for example in cotton or woollen mills in the afternoons.
Perhaps this boy did something like that or it could have been completely unofficial work-----the authoritieswere not always so clued-up in those days about where everybody was.

ok, so everyones chatting about and the dead the past. But I am just about to buy a house in Worrell and I have been told it may have a ghost from the Yews!!!!!! quite bothered! Can anyone tell me the Yews? what, where, how, why. (p.s. not Middlewood hosp, in Rivlin)

i can remember my mum paying a penny a week for my insurance,i think you could only take it out after the child had passed its first year due to infant deaths,on my 21st i received almost £ 150 from the insurance company

Originally posted by kdrummond
ok, so everyones chatting about and the dead the past. But I am just about to buy a house in Worrell and I have been told it may have a ghost from the Yews!!!!!! quite bothered! Can anyone tell me the Yews? what, where, how, why. (p.s. not Middlewood hosp, in Rivlin)

You might get more replies if you start a new thread. :thumbsup: :thumbsup: :thumbsup:

An industrial policy is nothing to do with the occupation of the insured person - its just the department of the insurance company that issued it, as someone said above, probably a door to door collection one

Originally posted by x_angel
Hi,

I moved into my present address last year and it's been the first time Iv'e actually been into the attic.
I found a lot of old documents/ photo's ect.

What interest's & puzzles me is a:

'Life Assurance Certificate.'
It's for a 9yr old boy!
(In result of his death before reaching 10yrs old!)

The certificate states it's an 'Industrial Policy.'
Can anyone shed some light ?



At one time it was quite common for parents to take out a small assurance policy on their children, to cover the cost of the funeral when child mortality was much higher, and the prohibitive cost of funerals meant the average working family couldn't afford one. Many policies would mature at 21, with a small sum being paid if no claim was made. I think my parents gave me the maturity value of mine when I reached 21 (£250).

As said eslewhere on this thread the "industrial" name to the policy is misleading.

Regards

Tazz