I've just been given a quote for my son as 17 yr old to drive a 1970 moggy thou worth 2 grand on limited mileage.
The price for the years insurance

£2400

STINKS!!!!!!!!!!!!!!!!
what do you feel about car insurance companies and which one would you recommend!

You could always insure the car for yourself and put your son on as a named driver? He won't get any no claims but will be able to get some driving practice in. Don't know who you used to get the insurance but I found www.its4me.co.uk gave reasonable quotes :)

What insurance group is the car? It may be worthwhile looking for something really small like an 850cc Daewoo.

Whatever you choose, I don't think you'll get anything for less than a grand.

And then people wonder why they drive without insurance!

Originally posted by alchresearch


And then people wonder why they drive without insurance!

And then people wonder why insurance premiums are so high etc :)

Its way too expensive for young people to insure, but we all know why the premiums are so high. It's just a shame for the people who wish to drive safely and use their car instead of waiting for hours on end for the bus. People like me! lol! I won't be able to afford a car until I've finished uni, due to the fact that it isn't the price of the car which'll use up my funds, its the damn insurance that'll do it!

I used to think it was a rip in my youth but youngsters these days have to pay a fortune to ge a car on the road.

I've just insured my daughter for the first time and for an L reg fiat uno it's cost £729 including £10 for legal protection if anyone wants the number 01246 855348 it's near Chesterfield and five minutes from junction 29 of the M1, Their prices were £30 less than the next best I could find.

owdlad.

Im paying £1108 Third party - fire theft (not taken Pass +)
Vaxhall Corsa 99, T. Blue, 973cc - Insurance Group 2.
Endsleigh Car Insurance.

Unless you've made a claim, have a motoring conviction, or live in a particularly dodgy postcode, you're paying well over the odds with that rick.

Originally posted by rickmiles85
Im paying £1108 Third party - fire theft (not taken Pass +)
Vaxhall Corsa 99, T. Blue, 973cc - Insurance Group 2.
Endsleigh Car Insurance.

Is this your first insurance and did you shop around?

I got it in November last year. Yes I did shop around and this was the cheepest possible. I rang all over, and this was the best one. What makes you think its over the odds? Yes first insurance too, nope I dont live in a dodgy postcode, made no claims and ive got no convictions. (WN6 0UE)

Just seems high that's all. I suppose if it's your first insurance though...... and at least in November you'll (touch wood) be able to have a 1 year no claims bonus.

How much does a years no claims take off the premium, on average? :)

I am desperate to get a car but as has been said above, whilst I have the savings to get a car, the insurance would break the bank so it's just not an option for me right now, nor the forseeable future :(

I think no claims bonus is 10% a year. Buy online and most insurers offer an extra discount too, usually another 10%. If you don't have the money up front, I think most firms let you pay per month, though obviously that costs slightly more than paying it all up front. Always shop around for quotes, and don't always trust websites that claim they search 100s of insurers to find you the best quote as I have often found this to be untrue.

Has your son done his Pass Plus course?

Many insurance companies offer huge discounts if they undertake this valuable extra training after passing their driving test.

Originally posted by Saxon
Has your son done his Pass Plus course?

Many insurance companies offer huge discounts if they undertake this valuable extra training after passing their driving test.

I agree Saxon, it saved my daughter quite a bit of cash, also as a profesional instructor how do you feel about letting drivers who have just passed their test loose on the motorways without any further instructions (this is one thing she picked up on in the pass plus) as they can never be prepared for the first time on a motorway just by driving on normal roads.

when I passed my test, it was before the theory came into being,.
I had passed for 1 week exactly and had to venture on my own onto the M1 at junction 24 and drive up to junction 36. It was one of the most scary things I've done. Definately people should have some instruction on motorway driving. I didn't hold anyone up and didn't cause any accidents, and probably no one even realised I was a novice driver. Even so, it is an entirely different kind of driving, and ordinary lessons didn't prepare me for the speed, stress, fear and driving style.

what I'm trying to say is dont have lessons on motorways just to save money. Have them to prepare better.

Personally I think that driving on the motorway should be part of the syllabus when teaching people to drive (and a lot of other instructors think the same). The only problem with this, and probably the reason it isn't part of the syllabus, is that there are lots of areas in the country as a whole that don't have access to the motorway system - at least not within a reasonable driving time.

As both the previous contributors have said, nothing can prepare you for the motorways, even though the Parkway is the same speed limit at the top end. Extra training is essential - perhaps if more of the morons currently on the motorway had extra instruction, they would know how to use the three lanes rather than just hogging the middle one!

So whilst Pass Plus will save money on insurance (one of my pupils saved over £1200 just by doing his Pass Plus - and no, he hasn't got a souped up Nova - just a bog standard Saxo), the experience of doing this extra training is well worthwhile and you might learn things that you only thought you knew.

http://www.horizonschoolofmotoring.co.uk/passplus.htm
http://www.horizonschoolofmotoring.co.uk/motorway.htm

someone invent a weapon I can shoot at middle lane hoggers legally. Maybe a paintball gun would do the trick.

I first ventured onto the motorway when it was quiet and with my dad riding shotgun. It was pretty scary I suppose, but now motorway is the least stressful (and also most boring) of roads, as long as the traffics not heavy.

My first year for insurance on a 1.0 51 corsa was around 850.00 with Elephant.

Second year it went down to 750.00 with them.

Had found a quote for 450.00 for my third year, but then got a new car which included insurance so didnt need that in the end! Will be scouring the companies again in the next 2 months though, for my new one!

I didnt take pass plus, so had no prior motorway experience, but i didnt find it particularly daunting on my first experience, infact i cant even remember the occasion it was so memorable!!

Middle lane hoggers are definitely very annoying, cant understand why they dont know how to use the lanes correctly! :rollseyes.

i stayed on my dads insurance until i left uni. This had the advantage of making me older and having had my license for 4 years when I first had to buy my own car insurance. What's the rush?

I would like to say one of my friends is a driving instructor, and even though I had been driving for 4 years, I still found it beneficial to do some motorway driving with him.
I have been driving for 19 years now, much of it motorway driving. I have had no accidents, caused no accidents,or been involved in any accidents. I was a deliberate target once when some joy riders ran me off the road in Grimsby, but that was no accident.
Driving has changed so much in the time I have been driving, and I know that they introduced the theory test, but I dont think that the practical driving test has moved on enough. How can 1 examiner decide if someone is safe and ready to hit the road after such a short time sitting next to them.
What if that person is a diabolical driver, but luckily (or unluckily) had a good day.
I just dont think that the current way of testing people is the best. I think it should be a series of tests, on differnt days in different types of traffic, like a kind of 'assessment'

Is it just me?