If i am fully comp insured for my car can i drive someone elses car as a temporary measure or am i right in thinking this is an urban myth?:confused:

I'm sure you can drive another car but you are only insured 3rd party in the other car..I think!!

Originally posted by wibbles
I'm sure you can drive another car but you are only insured 3rd party in the other car..I think!!

That's what my insurer told me last week too Wibbles.

Look on your insurance policy - it should tell you in black and white.

If it doesn't, ring the insurance company. They're the ones who make the rules for your policy and will give you a definitive answer.

Actually hon, check with your insurer. Some policies now come with 3rd party only cover on any vehicle you drive, sometimes there is a small surcharge for it, sometimes not.

It SHOULD be written on your insurance documents, or they will know (well, LOL, they will be able to find out) if you call the people you got it from.

Never assume that you can, but quite often it is the case?! I can drive others cars an I'm only insured 3rd party myself! :) Its worth asking about when you reinsure your car too, because it may be only an additional tenner!

Yep.. thats how I understand it too

check that there are no age restrictions.

my girlfriend let her friend drive her car who was fully comp on his car as they both thought he was insured 3rd party. The police pulled him over on a routine check and when he took his insurance documents to the station they realised he was not insured to drive her car as he was under 25. They both got 6 points so be carefull.

Yeah, you have to be over 25 and insured F/C. Then you should be able to drive any car (covered 3rd party only tho).

Well my fully comp insurance covers me in other vehicles as 3rd party. Which doesnt matter if I crashed my dads cos you wouldn't be able to tell the difference :D

I Have 3rd Party And Can Still Drive Any1 Eleses Car
Even Tho Ive Only Got Third Party Myselfcopied games

you can sit in it, but not drive it? like david platt?

yup... as others have said. It has to state it on your policy documents but what everyone else is missing is the other car must be insured as well to the owner... otherwise its not applicable.

I Have 3rd Party And Can Still Drive Any1 Eleses Car
Even Tho Ive Only Got Third Party Myself

Why a capital letter at the beginning of every word? I've noticed a few people do this. :confused:

Make sure it's not a company or hire car as these may be excluded under terms of their provision.

I'm sure you can drive another car but you are only insured 3rd party in the other car..I think!!

I asked my insurance company this very same question the other day, to settle a family argument. Thats what they told me - I can drive someone elses car (and they can drive mine, if fully comp) with the owners permission, but it is only 3rd party insurance.

Hope that makes sense:hihi:

Why a capital letter at the beginning of every word? I've noticed a few people do this. :confused:

I Have Done This Before,But I've Forgot How!!

Make sure it's not a company or hire car as these may be excluded under terms of their provision.

Also classic cars too.

I have one of my cars insured on a classic car policy and you're not allowed to drive anyone else's vehicle on a third party basis.

Why a capital letter at the beginning of every word? I've noticed a few people do this. :confused:

IIRC it's something to do with a program that alters the case to stop people typing with their CAPS LOCK ON?