Just wondering what year does a car become a classic (with insurance)?
I had an Escort RS Turbo series 1 1985(C) which had classic car insurance but this was about 5 years ago.

The rule of thumb as i see it is usually 15 yrs old,although some classic insurance companies debate what is a classic.
They do state that it has to be a second car to qualify for the cheap insurance and usually impose a limited mileage restriction,up to 5000 miles although i could be wrong on that.
My spitfire insurance is £80 a year,fully comp,breakdown cover and a 3000 mile restriction,........................pity it's not on the road :|

15 years old and its free tax

15 years old and its free tax

Are you sure about that, It used to be 30 years before it was free tax.

Just looked on the dvla website and no mention about free tax :confused:

DVLA (http://www.dvla.gov.uk/vehicles/taxation.htm)

Are you sure about that, It used to be 30 years before it was free tax.

Its actually vehicles except buses and lorries used commercially that were constructed before 1 January 1973 can qualify for free tax and classed as a historic vehicle.

Just wondering what year does a car become a classic (with insurance)?
I had an Escort RS Turbo series 1 1985(C) which had classic car insurance but this was about 5 years ago.

I have an 88 metro turbo and I can get classic car insurance

Its actually vehicles except buses and lorries used commercially that were constructed before 1 January 1973 can qualify for free tax and classed as a historic vehicle.
I thought so,
my housemate, around 7 years ago had a 30 years old Landrover which qualified for free tax. It was a great vehicle but at that age required a considerable amount of maintenance.

The issue of "free" road tax for classic cars really bugs me :rant:
Take my car,use it (usually) on sunny days and weekends,yet i have to pay the same road tax as someone doing say 100,000 miles a year.
It used to be the case a few years ago if the car was 25 years old it qualified for free tax,but they changed it to cars manufactured on or before 1st january 1973,.............it really is time this was reviewed.
There is a huge classic car industry which would get a shot in the arm if the tax policy was reviewed to say cars made before 1980,the popularity of older cars would surely increase.
Of course i do have personel reasons for wanting free tax,mine is a 1976 model,and when i do get it on the road i still have to tax it,as well as my "everyday" car.
Scrap road tax and increase fuel duty anybody?

Chris,

I would have thought you'd be able to get classic car insurance for your escort.

I normally use Lancaster, as they always seem to give me a good deal with an agreed valuation for my vehicles.

Tax free over 15 years. Congrats : you own a clasic car! :)
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i insure my classic via an owner's club at a much reduced rate. is there an owner's club for your car? if so, give them a try...

I was told over 10 years old for my classic second insurance it can be classed as classic if model not manufactured/produced anymore !

Tax free motoring: I dont want to make a political point here as Car Tax is the only interest I have in politics, but when the Tories were in power, when a car got to 25 years old it became excempt from Road Tax. However when the Fat Scotsman took over as Chancellor he cast the date in stone as 1 Feb 73.

As regards insurance, you should always get a quote from Footman James.

We have our 1984 Sierra XR4i insured on a classic policy with Adrian Flux. We insured with Footman James last year but they wouldn't put me on the insurance this year so opted for Adrian Flux. Looking at putting the 1980 Fiesta on that policy as well.

Chris,

I've just spoken to Jardine Faber, one of my previous insurers and they say that as far as they are concerned, any car that is over 15 years old can be insured with them. They did say that the the age requirement can vary from company to company, so anyone in the market for classic insurance, as with any insurance, should probably think about shopping around.

I had a few classics insured with via this company including my ikkle red Porsche. I always found the quotes to be competitive.

I understand from your post that you're not currently using a classic, but here are the details if you need them for the future, or if anyone else needs them.

Jardine Faber Insurance Consultants Ltd (Roadsure)
Saxon House,
39 Marefair,
Northampton,
Northamptonshire,
NN1 1SR,
Tel: 01604 639011
Fax: 01604 611700

The issue of "free" road tax for classic cars really bugs me :rant:
Take my car,use it (usually) on sunny days and weekends,yet i have to pay the same road tax as someone doing say 100,000 miles a year.
Scrap road tax and increase fuel duty anybody?

I'm with you on that one, buddy! :)

some companies say that any car that has not been produced for 10 years can be insured as a classic

I want to complain about road tax prices, I can't understand how they can justify £205 for an old car, 1974, with no cat fitted, that I do hardly any mileage in and my other car with a similar size engine, age-2004, that is modern, with a cat exhaust, they are charging £245, what utter bull.